Equity
€789,163 ▲ 8.9%
EXACTOR has made a profit without a break since 2017.
EXACTOR
Lifetime
11 annual accounts with figures on one time axispeak €417,930 (2017)
€226,396▲ 3.5%
lowest -€98,418 (2015)
€82,314▲ 7.5%
peak €789,163 (2025)
€789,163▲ 8.9%
€1.1m▼ 9.1%
Board2 names since 2014
2 directorsHeines Bart and 1 other
Documentsfilings and deeds
02-06-202659 days before the deadline
2025abbreviated format
Dividend €17,975
Key points
from the 2025 annual accountsSecurities
€1.6m
Mortgage mandates, new in 2025. 2.0 times equity · not in the 2024 accounts.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 33 to 72 days before the end of the period.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 4.01, cash €487,869
Size: total assets €1.9m
Figures for financial year 2025 (filed on 05-06-2026)
Equity €789,163 (42.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 58% of them on solvency, 87% on liquidity, 68% on profitability and 65% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as EXACTOR has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of EXACTOR itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for EXACTOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.01 (3.73 in 2024), above the usual 1.5. Short-term debt is 6.6% and cash 26% of total assets. However, 58% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 days early
2024
59 days early
2023
33 days early
2022
48 days early
2021
72 days early
2020
44 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0558929638
Amendment of the articles · Legal-form change · Resignations & appointments
Board composition: HEINES Bart (director (not named in the articles)) · Board composition: PALET Daniel (director (not named in the articles)) · General meeting of 22-12-2022 · Gazette deed
Incorporation
published on 21-08-2014 · Gazette deed
First establishment
Houthalenseweg 9, Zonhoven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EXACTOR Zonhoven | €1.9m | €226,396 | 42.0% | - |
| BIKON Bilzen-Hoeselt | €2.0m | €180,295 | 27.0% | - |
| BIKEVILLE Beringen | €1.5m | €239,439 | 63.7% | 0.9 |
| DIVITRI Tongeren-Borgloon | €1.9m | €262,749 | 53.3% | - |
| HEIRMAN Berlare | €1.9m | €241,723 | 29.1% | 0.5 |
| PATER NOSTER Durbuy | €2.0m | €213,142 | 56.6% | - |
| SOHERO Lievegem | €1.7m | €231,247 | 17.7% | 0.8 |
These companies have the same main activity as EXACTOR: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.5m and €2m, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 11-08-2014Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 2 others
- Establishment unit
- 2.234.392.9213520 Zonhoven, since 11-08-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2025
Annual accounts 2025
- ≈ €330,000estimated
- €1.9m▼ 2.3%
- Filing
- Filed on 02-06-2026, 59 days before the end of the filing period
Insights on EXACTOR
EXACTOR files the abbreviated format. That format states no turnover. The gross margin rose from -€1,933 in 2015 to €226,396 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EXACTOR
- What is the company number of EXACTOR?
- The company number of EXACTOR is 0558.929.638. The VAT number is the same number with BE in front: BE 0558.929.638.
- Where is EXACTOR based?
- The registered office is at Houthalenseweg 9, 3520 Zonhoven.Company details
- What does EXACTOR do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of EXACTOR?
- EXACTOR is a private limited company (BV).
- When was EXACTOR founded?
- EXACTOR was founded on 11-08-2014.
- Is EXACTOR still active?
- Yes, EXACTOR is an active enterprise in the KBO register.
- What is the turnover of EXACTOR?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €226,396 and 31 comparable companies (NACE 68201). It probably lies between €250,000 and €440,000.Financials
- Is EXACTOR profitable?
- In financial year 2025, EXACTOR made a profit of €82,314.
- Where can I find the annual accounts of EXACTOR?
- EXACTOR filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EXACTOR due?
- EXACTOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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