DANIEL PALET
ActiveDANIEL PALET has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €748k and a net result of €115k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 95% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 23.96 against 22.37 in 2024; short-term debt: 4% and cash: 29.8% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
14.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
33 d early
2022
48 d early
2021
51 d early
2020
44 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€748k▼ 1.0%
2024 · €756k
2018: €584k
2019: €707k
2020: €694k
2021: €613k
2022: €615k
2023: €749k
2024: €756k
2018 → 2025
Total assets
€779k▼ 1.2%
2024 · €788k
2018: €616k
2019: €744k
2020: €732k
2021: €672k
2022: €673k
2023: €779k
2024: €788k
2018 → 2025
Net result
€115k▼ 2.6%
2024 · €118k
2018: €112k
2019: €123k
2020: €118k
2021: €115k
2022: €114k
2023: €135k
2024: €118k
2018 → 2025
Working capital
€708k▲ 1.0%
2024 · €700k
2018: €571k
2019: €658k
2020: €657k
2021: €589k
2022: €603k
2023: €678k
2024: €700k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€613k-€615k▲ 0.2%€749k▲ 21.9%€756k▲ 0.8%€748k▼ 1.0%
Operating result€172k-€165k▼ 4.2%€169k▲ 2.6%€165k▼ 2.4%€165k=
Net result€115k-€114k▼ 0.9%€135k▲ 17.9%€118k▼ 12.1%€115k▼ 2.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €779k
Fixed assets
€41k▼ 26.6%
Current assets
€738k▲ 0.7%
Equity and liabilities €779k
Equity
€748k▼ 1.0%
Debt
€31k▼ 5.9%
The debt ratio falls from 4.2% to 4.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€181k▲
2024 · €181k
Cash flow
€131k▼
2024 · €134k
Solvency
96.0%▲
2024 · 95.8%
Current ratio
23.96▲
2024 · 22.37
Quick ratio
23.96▲
2024 · 22.37
Debt / equity
0.04▼
2024 · 0.04
ROE
15.4%▼
2024 · 15.7%
ROA
14.8%▼
2024 · 15.0%
Interest coverage
2093.10▲
2024 · 71.05
Debt
€31k▼
2024 · €33k
Debt ≤ 1 year
€31k▼
2024 · €33k
Income taxes
€55k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€788k€779k▼
Fixed assets21/28€55k€41k▼
Tangible fixed assets22/27€55k€41k▼
Furniture and vehicles24€55k€41k▼
Current assets29/58€733k€738k▲
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40€0-
Other amounts receivable41€8k€10k▲
Current investments50/53€495k€495k=
Cash at bank and in hand54/58€229k€232k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€788k€779k▼
Equity10/15€756k€748k▼
Contributions10/11€19k€19k=
Reserves13€725k€718k▼
Distributable reserves133€725k€718k▼
Profit (loss) carried forward14€12k€12k▲
Amounts payable17/49€33k€31k▼
Amounts payable within one year42/48€33k€31k▼
Trade debts44€1k€30▼
Suppliers440/4€1k€30▼
Taxes, remuneration and social security45€24k€24k▼
Taxes450/3€24k€24k▼
Other amounts payable47/48€7k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€2k€644▼
Gross operating margin9900€183k€182k▼
Operating profit (loss)9901€165k€165k=
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Non-recurring financial income76B€0-
Financial charges65/66B€3k€87▼
Recurring financial charges65€3k€87▼
Profit (loss) for the period before taxes9903€168k€170k▲
Income taxes67/77€49k€55k▲
Profit (loss) for the period9904€118k€115k▼
Profit (loss) for the period to be appropriated9905€118k€115k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€127k▼
Profit (loss) brought forward from the previous period14P€12k€12k▲
Transfer from equity791/2€112k€123k▲
Transfer to equity691/2€118k€115k▼
To other reserves6921€118k€115k▼
Profit to be distributed694/7€112k€123k▲
Return on contributions (dividend)694€112k€123k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €135k ▲17.9%
Net result €135k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 23.95
Current ratio from 11.37 to 23.95; short-term debt falls from €58k to €30k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houthalenseweg 93520 ZonhovenGround area
5,719 m²
Building footprint
231 m²
Volume, LiDAR
2,252 m³
Parcel 71066B0447/00E000, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DANIEL PALET
since 20072.235.671.935
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066B0447/00E000 | Flanders | 5,719 m² | 1 · 231 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 48 EUR awarded · 48 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 48 EUR | 48 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
98450095F78F3JANCE80
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FERNANDE CRABBE
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RELIAS Gerechtsdeurwaarders
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SIRELEX
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Of 1,020 companies in sector 69103 we hold annual accounts for 611. 392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2007
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.