Summary
EX-STRA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €70k and a net result of €2k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 9863 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
68 d early
2022
39 d early
2021
12 d early
2020
40 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€70k▲ 2.7%
2023 · €68k
Net result
€2k▼ 92.4%
2023 · €24k
Total assets
€76k▼ 47.1%
2023 · €143k
Solvency
92.4%▲ 44.8pp
2023 · 47.6%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€45k€36k▼ 18.4%€1k▼ 97.0%€34k▲ 3,018%€3k▼ 91.8%
Net result€34k€25k▼ 26.5%€-776€24k€2k▼ 92.4%
Equity€37k▲ 1,533%€62k▲ 69.0%€61k▼ 1.3%€68k▲ 11.4%€70k▲ 2.7%
Total assets€61k▲ 874%€84k▲ 38.1%€80k▼ 4.3%€143k▲ 77.4%€76k▼ 47.1%
Debt€24k▲ 507%€22k▼ 8.2%€20k▼ 12.6%€75k▲ 283%€6k▼ 92.3%
Working capital€35k€62k▲ 75.0%€61k▼ 0.9%€25k▼ 58.3%€40k▲ 56.0%
Solvency60.0%▲ 24.2pp73.4%▲ 13.4pp75.7%▲ 2.3pp47.6%▼ 28.2pp92.4%▲ 44.8pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 92% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€30k ▼ 29.2%
Current assets
€45k ▼ 54.7%
Equity and liabilities €76k
Equity
€70k ▲ 2.7%
Debt
€6k ▼ 92.3%
Debt's share of the balance-sheet total falls from 52.4% to 7.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
2.6%▼
2023 · 35.4%
ROA
2.4%▼
2023 · 16.8%
Debt ≤ 1 year
€6k▼
2023 · €75k
Income taxes
€996▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €198 | €138 | €15k | ▲ 10,497% |
| Other operating charges640/8 | - | €743 | €891 | €915 | €1k | ▲ 47.2% |
| Gross operating margin9900 | €46k | €38k | €2k | €35k | €19k | ▼ 46.4% |
| Operating profit (loss)9901 | €45k | €36k | €1k | €34k | €3k | ▼ 91.8% |
| Financial income75/76B | - | - | - | - | €85 | - |
| Recurring financial income75 | - | - | - | - | €85 | - |
| Financial charges65/66B | - | €477 | €690 | €835 | €54 | ▼ 93.5% |
| Recurring financial charges65 | €326 | €477 | €690 | €835 | €54 | ▼ 93.5% |
| Profit (loss) for the period before taxes9903 | €44k | €36k | €400 | €33k | €3k | ▼ 91.5% |
| Income taxes67/77 | €10k | €11k | €1k | €9k | €996 | ▼ 89.1% |
| Profit (loss) for the period9904 | €34k | €25k | €-776 | €24k | €2k | ▼ 92.4% |
| Profit (loss) for the period to be appropriated9905 | €34k | €25k | €-776 | €24k | €2k | ▼ 92.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61k | €84k | €80k | €143k | €76k | ▼ 47.1% |
| Formation expenses20 | €1k | €198 | €0 | - | - | - |
| Fixed assets21/28 | - | - | - | €42k | €30k | ▼ 29.2% |
| Tangible fixed assets22/27 | - | - | - | €42k | €30k | ▼ 29.2% |
| Plant, machinery and equipment23 | - | - | - | - | €2k | - |
| Furniture and vehicles24 | - | - | - | €42k | €28k | ▼ 33.9% |
| Current assets29/58 | €59k | €84k | €80k | €100k | €45k | ▼ 54.7% |
| Amounts receivable within one year40/41 | €84 | €0 | €2k | €18k | €5k | ▼ 69.2% |
| Trade receivables40 | - | - | - | €17k | €39 | ▼ 99.8% |
| Other amounts receivable41 | - | €0 | €2k | €999 | €5k | ▲ 445% |
| Cash at bank and in hand54/58 | €58k | €82k | €75k | €81k | €39k | ▼ 52.5% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €1k | €1k | ▲ 10.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61k | €84k | €80k | €143k | €76k | ▼ 47.1% |
| Equity10/15 | €37k | €62k | €61k | €68k | €70k | ▲ 2.7% |
| Contributions10/11 | - | €12k | €12k | €19k | €19k | = |
| Reserves13 | €24k | €49k | €49k | €49k | €51k | ▲ 3.7% |
| Distributable reserves133 | - | €49k | €49k | €49k | €51k | ▲ 3.7% |
| Profit (loss) carried forward14 | - | - | €-776 | €0 | €0 | - |
| Amounts payable17/49 | €24k | €22k | €20k | €75k | €6k | ▼ 92.3% |
| Amounts payable within one year42/48 | €24k | €22k | €20k | €75k | €6k | ▼ 92.3% |
| Trade debts44 | - | €729 | €378 | €47k | €1k | ▼ 97.3% |
| Suppliers440/4 | - | €729 | €378 | €47k | €1k | ▼ 97.3% |
| Taxes, remuneration and social security45 | - | €12k | €11k | €8k | €4k | ▼ 42.1% |
| Taxes450/3 | - | €12k | €11k | €8k | €4k | ▼ 42.1% |
| Other amounts payable47/48 | - | €10k | €8k | €20k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €25k | €-776 | €24k | €2k | ▼ 92.4% |
| + Depreciation and write-downs630 | €1k | €1k | €198 | €138 | €15k | ▲ 10,497% |
| Operating cash flow (approximation) | €35k | €26k | €-579 | €24k | €16k | ▼ 32.0% |
| Investment in fixed assets (approximation) | - | - | - | - | €-2k | - |
| Change in cash | - | €24k | €-6k | €6k | €-43k | ▼ 834% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 7.89
Current ratio from 1.34 to 7.89; short-term debt falls from €75k to €6k.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.45
Current ratio from 0.93 to 2.45.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2019
Ground area
1,395 m²
Building footprint
222 m²
Volume, LiDAR
1,134 m³
Parcel 36492A0323/00S000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EX-STRA
since 20192.286.044.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36492A0323/00S000 | Flanders | 1,395 m² | 1 · 222 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 806 companies in sector 64999 we hold annual accounts for 484. 311 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
66290Activities auxiliary to financial services and insurance activities
68310Real estate agency activities
Contact
E-mail
eric.dings01@gmail.comIzegem
Phone
0474920090Izegem
Scores and ratios are computed by Checked and are not a credit decision.