EX-Lent
ActiveEX-Lent is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €816k and a net result of €11k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 9865 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
43 d early
2022
47 d early
2021
44 d early
2020
39 d early
2019
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€816k▲ 1.4%
2023 · €804k
2018: €674k
2019: €693k
2020: €725k
2021: €755k
2022: €791k
2023: €804k
2018 → 2024
Net result
€11k▼ 13.8%
2023 · €13k
2018: €2k
2019: €18k
2020: €32k
2021: €30k
2022: €36k
2023: €13k
2018 → 2024
Total assets
€1.11M▲ 3.4%
2023 · €1.07M
2018: €1.10M
2019: €1.13M
2020: €1.14M
2021: €1.13M
2022: €1.14M
2023: €1.07M
2018 → 2024
Solvency
73.5%▼ 1.4pp
2023 · 75.0%
2018: 61.2%
2019: 61.3%
2020: 63.7%
2021: 66.7%
2022: 69.4%
2023: 75.0%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€725k-€755k▲ 4.2%€791k▲ 4.7%€804k▲ 1.7%€816k▲ 1.4%
Operating result€50k-€47k▼ 6.7%€55k▲ 17.4%€23k▼ 57.9%€19k▼ 17.7%
Net result€32k-€30k▼ 6.9%€36k▲ 18.2%€13k▼ 62.7%€11k▼ 13.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 18% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.11M
Fixed assets
€901k▼ 3.0%
Current assets
€208k▲ 44.6%
Equity and liabilities €1.11M
Equity
€816k▲ 1.4%
Provisions
€5k▼ 5.1%
Debt
€288k▲ 9.7%
The debt ratio rises from 24.5% to 26.0%: debt grows faster than equity.
Key figures and ratios
Solvency
73.5%▼
2023 · 75.0%
ROE
1.4%▼
2023 · 1.7%
ROA
1.0%▼
2023 · 1.2%
Debt
€288k▲
2023 · €263k
Debt ≤ 1 year
€72k▲
2023 · €67k
Debt > 1 year
€216k▲
2023 · €196k
Income taxes
€6k▼
2023 · €7k
Staff costs
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.07M€1.11M▲
Fixed assets21/28€929k€901k▼
Tangible fixed assets22/27€179k€151k▼
Land and buildings22€153k€133k▼
Plant, machinery and equipment23€26k€19k▼
Furniture and vehicles24€0-
Financial fixed assets28€750k€750k=
Current assets29/58€144k€208k▲
Amounts receivable after more than one year29-€33k
Other amounts receivable291-€33k
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€7k€8k▲
Other amounts receivable41€6k€6k▼
Current investments50/53€53k€129k▲
Cash at bank and in hand54/58€78k€32k▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.11M▲
Equity10/15€804k€816k▲
Contributions10/11€769k€769k=
Reserves13€52k€51k▼
Tax-exempt reserves132€17k€16k▼
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€-16k€-4k▲
Provisions and deferred taxes16€6k€5k▼
Deferred taxes168€6k€5k▼
Amounts payable17/49€263k€288k▲
Amounts payable after more than one year17€196k€216k▲
Financial debts170/4€51k€26k▼
Other amounts payable178/9€145k€190k▲
Amounts payable within one year42/48€67k€72k▲
Current portion of amounts payable after more than one year42€25k€25k▲
Trade debts44€242€300▲
Suppliers440/4€242€300▲
Taxes, remuneration and social security45€0€3k▲
Taxes450/3€0€3k▲
Remuneration and social security454/9-€51
Other amounts payable47/48€42k€43k▲
Income statement
Code20232024
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€28k▼
Other operating charges640/8€8k€7k▼
Gross operating margin9900€66k€55k▼
Operating profit (loss)9901€23k€19k▼
Financial income75/76B€2€927▲
Recurring financial income75€2€927▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€20k€17k▼
Transfer from deferred taxes780€77€291▲
Transfer to deferred taxes680€0-
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€13k€11k▼
Transfer from tax-exempt reserves789€149€872▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€13k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-4k▲
Profit (loss) brought forward from the previous period14P€-29k€-16k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €36k ▲18.2%
Operating result €55k, net result €36k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korenbloemstraat 132440 GeelGround area
1.4 ha
Building footprint
6,015 m²
Volume, LiDAR
42,128 m³
2 parcels, Flanders · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Korenbloemstraat 13, 2440 Geel
since 20092.184.351.611
EX-Lent
since 20162.249.202.643
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039F0167/00H000 | Flanders | 1.3 ha | 1 · 5,732 m² | 7.4 m · 2 fl. |
| 13376G0628/00T002 | Flanders | 1,036 m² | 1 · 283 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEMATH
BE 0543.687.671
Visé · Eq €816k
ALPHASEED
BE 0734.906.147
Brussel · Eq €816k
LOVACO
BE 0888.295.118
Sint-Martens-Latem · Eq €816k
FIRI
BE 0875.569.114
Dendermonde · Eq €816k
GEREMI INVEST
BE 0816.873.127
Hooglede · Eq €817k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,092 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.