Skip to content
Checked.be
Complete company report
Generated 13-07-2026
Active BE 0805.008.245Private limited company

Ew&Ra Construct

Kerkhoflaan 22 ·3070 Kortenberg, Belgium· 2 yrs active
Sector: Specialised construction (43350)
Conclusion Checked

The computed 12-month bankruptcy probability of Ew&Ra Construct is 2.7% (moderate). The 2024 annual accounts show equity of €7k and a net result of €13k. Its solvency ranks better than 16% of 11043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €7k
Net result €13k
Better than sector 16%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health48Profitability100Solvency9Growth52Stability82
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 48
Profitability 100
Solvency 9
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
2.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
48 / 100 Fair
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kRevenue 2023: €157k€157kOperating result 2023: €14k€14kNet result 2023: €14k€14kOperating result 2024: €16k€16kNet result 2024: €13k€13k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 9.9% 40.9%
better than 16% of 11043 sector peers
Net result €13k €11k
better than 52% of 11026 sector peers
Equity €7k €34k
better than 17% of 11047 sector peers
Gross operating margin €28k €35k
better than 43% of 11016 sector peers
Total assets €69k €93k
better than 38% of 11043 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€157k
- 23-24
EBITDA
€26k
- -86% vs sector
Net profit
€13k
-9.0% -89% vs sector
Cash flow
€23k
- -86% vs sector
Total assets
€69k
+45.0% -93% vs sector
Equity
€7k
+107.9% -99% vs sector
Working capital
€-17k
- far below sector median
Income taxes
€1k
+193.9% -92% vs sector
Dividends
€1k
- -95% vs sector
Debt
€63k
+40.3% -90% vs sector
Debt ≤ 1y
€43k
-2.8% -93% vs sector
Debt > 1y
€19k
- -83% vs sector
Current ratio
0.61
-43.5% -72% vs sector
Quick ratio
0.61
-43.5% -72% vs sector
Solvency
9.9%
+43.4% -74% vs sector
Debt / equity
9.06
-32.5% far above sector median
ROE
182.3%
-56.2% far above sector median
ROA
18.1%
-37.2% far above sector median
Net margin
8.8%
- 23-24
Interest coverage
12.34
- +73% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€26k
Net profit€13k
Cash flow€23k
Staff costs-
Income taxes€1k
Dividends€1k
Total assets€69k
Equity€7k
Debt€63k
of which ≤ 1y€43k
of which > 1y€19k
Working capital€-17k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.61
Quick ratio0.61
Working capital ratio-24.5%
Solvency9.9%
Debt / equity9.06
Long-term debt ratio2.78
Interest coverage12.34
Gross margin-
Net margin-
ROA18.1%
ROE182.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€69k
Fixed assets 21/28€43k
Tangible fixed assets 22/27€43k
Current assets 29/58€26k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€69k
Equity 10/15€7k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€5k
Amounts payable 17/49€63k
Amounts payable after one year 17€19k
Amounts payable within one year 42/48€43k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€28k
Operating result 9901€16k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€14k
Income taxes 67/77€1k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43350)
Legal form Private limited company(610)
Incorporation22-08-2023
StatusActive
Postal code3070
Establishment units 1 location
Ew&Ra Construct
Kerkhoflaan 22, 3070 KortenbergAlgemene bouw van residentiële gebouwen
since 20232.349.078.296
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24055B0037/00S000 Flanders 404 m² 1 · 91 m² 10.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999Detailhandel in souvenirs en religieuze artikelen47784Detailhandel in souvenirs en religieuze artikelen in gespecialiseerde winkels47786
Primary activity highlighted.
Names & trade names
Legal nameNL Ew&Ra Construct
Registered office
Kerkhoflaan 22
3070 Kortenberg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
GERARD - REGIE BE 0424.997.976 · Saint-Nicolas
MARGINVEST BE 0445.299.383 · Anderlecht
ARPEC BE 0468.628.279 · Etterbeek
KATRAX BE 0460.155.429 · Herentals
ENTIRUS GROUP BE 0502.300.840 · Zwevegem
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative