EVN EXPERTISES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €32k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 3325 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
49 d late
2022
31 d late
2021
40 d early
2020
26 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€32k▲ 7.4%
2023 · €30k
2018: €-10k
2019: €-11k
2020: €-23k
2021: €-4k
2022: €-1k
2023: €30k
2018 → 2024
Net result
€2k▼ 92.9%
2023 · €31k
2018: €-37k
2019: €-928
2020: €-12k
2021: €19k
2022: €3k
2023: €31k
2018 → 2024
Total assets
€60k▼ 8.4%
2023 · €65k
2018: €144k
2019: €135k
2020: €73k
2021: €66k
2022: €47k
2023: €65k
2018 → 2024
Solvency
53.8%▲ 7.9pp
2023 · 45.9%
2018: -7.0%
2019: -8.2%
2020: -32.2%
2021: -6.6%
2022: -2.7%
2023: 45.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-23k-€-4k▲ 81.6%€-1k▲ 70.1%€30k€32k▲ 7.4%
Operating result€-10k-€20k€7k▼ 65.2%€42k▲ 505%€4k▼ 91.3%
Net result€-12k-€19k€3k▼ 84.2%€31k▲ 934%€2k▼ 92.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 91% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60k
Fixed assets
€2k
Current assets
€57k
Equity and liabilities €60k
Equity
€32k▲ 7.4%
Debt
€28k▼ 21.8%
The debt ratio falls from 54.1% to 46.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
53.8%▲
2023 · 45.9%
ROE
6.9%▼
2023 · 104.3%
ROA
3.7%▼
2023 · 47.9%
Debt
€28k▼
2023 · €35k
Debt ≤ 1 year
€28k▼
2023 · €35k
Income taxes
€2k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€65k€60k▼
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€65k€57k▼
Amounts receivable within one year40/41€13k€26k▲
Trade receivables40€4k€3k▼
Other amounts receivable41€9k€23k▲
Cash at bank and in hand54/58€51k€17k▼
Deferred charges and accrued income490/1€1k€14k▲
Equity and liabilities
Total equity and liabilities10/49€65k€60k▼
Equity10/15€30k€32k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€35k€28k▼
Amounts payable within one year42/48€35k€28k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€21k€14k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€12k€7k▼
Income statement
Code20232024
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€452▼
Other operating charges640/8€2k€8k▲
Gross operating margin9900€55k€12k▼
Operating profit (loss)9901€42k€4k▼
Financial income75/76B€309€923▲
Recurring financial income75€309€923▲
Financial charges65/66B€932€390▼
Recurring financial charges65€932€390▼
Profit (loss) for the period before taxes9903€42k€4k▼
Income taxes67/77€10k€2k▼
Profit (loss) for the period9904€31k€2k▼
Profit (loss) for the period to be appropriated9905€31k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€4k▲
Profit (loss) brought forward from the previous period14P€-29k€2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial
Highest result since 2018net €31k ▲934%
Operating result €42k, net result €31k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.85
Current ratio from 0.78 to 1.85; short-term debt falls from €47k to €35k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph II(H-A) 737110 La LouvièreGround area
2,342 m²
Building footprint
61 m²
Volume, LiDAR
591 m³
Parcel 55019B0485/00A006, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EVN EXPERTISES
since 20132.220.050.480
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019B0485/00A006 | Wallonia | 2,342 m² | 1 · 61 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 854 companies in sector 66210 we hold annual accounts for 512. 363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-06-2013
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.