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ABC-RAILS

Active
Private limited companyfounded 200322 yrs activeAchterstenhoek 24, 2275 Lille, BelgiumKBO/BCE: BE 0861.830.548
Summary

ABC-RAILS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€25,729) and a net result of €33,881. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

What they do
Wholesale of household textiles and bedding
NACE 46412NACE 51410
1 site
How big
€287,355total assets 2025
Equity
-€25,729
Profit
€33,881
Turnover not published (abridged schema)
Financially healthy?
55 Fair Checked score 2025
Bankruptcy chance 12 m
0.5%
Who decides
Accounts on time0 of 1 deed read
Why 55Capped at 59: negative equity- Negative equity -€25,729- Sector Wholesale trade (NACE 46)+ Size: total assets €287,355+ Founded in 2003Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 16+10
equity -9.0% of total assets
Liquidity 21+14
short-term debt 67.2% · cash 5.8%
Profitability 70-6
return on assets 11.8%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,754 companies)
  • Size: total assets €287,355 lowers the probability for this profile
  • Negative equity -€25,729 raises the probability
  • Founded in 2003 lowers the probability for this profile
  • Sector Wholesale trade (NACE 46) raises the probability
No credit on open account
Liquidity tight (current ratio 1.38 against 1.15 in 2024; short-term debt: 67.2% and cash: 5.8% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 14%, liquidity 20%, profitability 52%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €287,355
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€25,729
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2003
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 12348 sector peers (2025).
NBB · sector comparison
Position among 12348 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
4 d late
2023
on the day
2022
on the day
2021
on the day
2020
22 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€25,729 View
  • Caution: Among the weakest 12% on equitysector median €58,742 · 12,380 companies -€25,729 View
  • Positive: 6 profitable years in a rowprofit 2025: €33,881 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€287,355
Profit
€33,881
Solvency
-9.0%
Total assets▼ 8.8%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 31-01-2026Annual accounts filed
  2. 04-02-2025Annual accounts filed
  3. 31-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of household textiles and beddingNACE 46412
Founded
25-11-2003
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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