Equity
Everconstruct paid out €250,000 in dividends. That is 98% of the 2025 profit.
Everconstruct paid out €250,000 in dividends. That is 98% of the 2025 profit.
The result rose in 2025 from €188,084 to €253,839.
The abbreviated format states no turnover.
Of this, €348,492 falls due within a year.
The last five annual accounts were filed 1 to 153 days before the end of the period.
Lower solvency than 80% of companies in architecture and engineering. Sector median 47.3% · 2,563 companies.
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 18% of them on solvency, 26% on liquidity, 88% on profitability and 48% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,713 companies had the same profile as Everconstruct has now. Each dot stands for 17 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Everconstruct itself: 0.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Everconstruct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.05 (1.39 in 2024), above the usual 1.5. Short-term debt is 47.1% and cash 16.3% of total assets. However, 85.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 83 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Everconstruct Turnhout | €0.7m | €501,927 | 14.3% | 2.5 |
| ArchiOtec Ghent | €0.8m | €601,751 | 73.1% | 2.9 |
| Vertongen Architecten Ghent | €1.0m | €484,271 | 66.0% | 3.3 |
| WAX Architecture Jurbise | €0.8m | €380,956 | 7.2% | 3 |
| S3ARCHITECTEN Mechelen | €1.4m | €548,257 | 20.4% | 3.1 |
| Dieter Vander Velpen Architect Antwerp | €0.8m | €271,386 | 48.8% | 2 |
| Architektenburo MAS Oudenaarde | €0.6m | €336,650 | 83.5% | 1.7 |
These companies have the same main activity as Everconstruct: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €605,000 and €1.4m, founded between 2014 and 2019.
Everconstruct files the abbreviated format. That format states no turnover. The gross margin rose from €27,340 in 2018 to €501,927 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €1.3m. Estimated: probably between €900,000 and €1.6m.
Higher than 19% of 2,563 companies in 2025.
Higher than 57% of 2,519 companies in 2025.
Higher than 91% of 2,540 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half · Staff: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||
20/58 |
739,227 | 542,446 | 969,063 | 580,388 | 469,585 | 220,527 | 262,064 | 178,679 | |
21/28 |
23,268 | 34,974 | 80,178 | - | - | - | - | - | |
22/27 |
23,268 | 34,974 | 80,178 | - | - | - | - | - | |
23 |
10,785 | 8,299 | 8,980 | - | - | - | - | - | |
24 |
12,483 | 26,675 | 71,198 | - | - | - | - | - | |
29/58 |
715,959 | 507,472 | 888,884 | 580,388 | 469,585 | 220,527 | 262,064 | 178,679 | |
3 |
6,958 | 6,609 | 8,939 | 11,745 | - | - | - | - | |
30/36 |
6,958 | 6,609 | 8,939 | 11,745 | - | - | - | - | |
40/41 |
582,589 | 397,061 | 758,090 | 389,334 | 280,429 | 66,403 | 257,692 | 136,111 | |
40 |
534,495 | 368,811 | 698,419 | 361,480 | 272,015 | 60,339 | 173,321 | 68,628 | |
41 |
48,094 | 28,250 | 59,670 | 27,854 | 8,414 | 6,064 | 84,371 | 67,483 | |
54/58 |
120,671 | 94,738 | 104,829 | 167,644 | 186,798 | 153,428 | 3,887 | 42,567 | |
490/1 |
5,741 | 9,063 | 17,026 | 11,664 | 2,358 | 696 | 485 | - | |
| Balance sheet: equity and liabilities | |||||||||
10/49 |
739,227 | 542,446 | 969,063 | 580,388 | 469,585 | 220,527 | 262,064 | 178,679 | |
10/15 |
105,746 | 101,907 | 101,907 | 197,907 | 101,031 | 100,768 | 91,330 | 31,606 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | |
13 |
87,146 | 83,307 | 83,307 | 179,307 | 82,431 | 82,168 | 72,730 | 1,860 | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | |
133 |
87,146 | 83,307 | 83,307 | 177,447 | 80,571 | 80,308 | 70,870 | - | |
14 |
- | - | - | - | - | - | - | 11,146 | |
17/49 |
633,480 | 440,539 | 867,156 | 382,481 | 368,554 | 119,759 | 170,733 | 147,073 | |
17 |
284,988 | 74,164 | 214,164 | - | - | - | - | - | |
170/4 |
284,988 | 74,164 | 214,164 | - | - | - | - | - | |
42/48 |
348,492 | 365,811 | 652,992 | 382,481 | 368,554 | 119,759 | 170,733 | 147,073 | |
42 |
80,373 | 9,571 | 32,582 | 16,736 | 24,117 | 3,344 | - | - | |
43 |
- | - | - | - | - | - | 28,341 | - | |
430/8 |
- | - | - | - | - | - | 28,341 | - | |
44 |
233,226 | 138,773 | 424,159 | 217,858 | 218,704 | 64,235 | 126,242 | 138,528 | |
440/4 |
233,226 | 138,773 | 424,159 | 217,858 | 218,704 | 64,235 | 126,242 | 138,528 | |
46 |
5,642 | - | - | - | - | - | - | - | |
45 |
26,724 | 23,274 | 12,119 | 9,757 | 11,206 | 19,612 | 15,841 | 8,546 | |
450/3 |
3,738 | 5,886 | 2,244 | 3,867 | 3,867 | 9,315 | 12,393 | 6,697 | |
454/9 |
22,986 | 17,387 | 9,876 | 5,890 | 7,338 | 10,297 | 3,447 | 1,849 | |
47/48 |
2,528 | 194,194 | 184,131 | 138,130 | 114,527 | 32,568 | 310 | - | |
492/3 |
- | 563 | - | - | - | - | - | - | |
| Income statement | |||||||||
76A |
- | 5,324 | - | - | - | - | - | - | |
9900 |
501,927 | 365,432 | 338,538 | 332,920 | 193,293 | 107,513 | 123,698 | 27,340 | |
62 |
134,847 | 81,279 | 73,725 | 42,004 | 36,971 | 58,530 | 36,357 | 6,395 | |
630 |
12,320 | 15,255 | 11,866 | - | - | - | - | - | |
640/8 |
4,865 | 3,571 | 1,734 | 1,459 | 880 | 847 | 696 | 851 | |
9901 |
349,894 | 265,328 | 251,213 | 289,457 | 155,442 | 48,137 | 86,645 | 20,095 | |
75/76B |
133 | 55 | 1 | 155 | 38 | 438 | 40 | 7 | |
75 |
133 | 55 | 1 | 155 | 38 | 438 | 40 | 7 | |
65/66B |
7,567 | 12,053 | 9,910 | 2,478 | 2,349 | 3,811 | 1,613 | 399 | |
65 |
7,567 | 12,053 | 9,910 | 2,478 | 2,349 | 3,811 | 1,613 | 399 | |
9903 |
342,461 | 253,330 | 241,304 | 287,134 | 153,131 | 44,764 | 85,072 | 19,702 | |
67/77 |
88,621 | 65,246 | 61,778 | 72,258 | 38,867 | 11,326 | 25,347 | 6,697 | |
9904 |
253,839 | 188,084 | 179,526 | 214,875 | 114,264 | 33,438 | 59,725 | 13,006 | |
9905 |
253,839 | 188,084 | 179,526 | 214,875 | 114,264 | 33,438 | 59,725 | 13,006 | |
| Appropriation of the result | |||||||||
9906 |
253,839 | 188,084 | 179,526 | 214,875 | 114,264 | 33,438 | 70,870 | 13,006 | |
791/2 |
- | - | 96,000 | - | - | - | - | - | |
691/2 |
3,839 | - | - | 96,875 | 264 | 9,438 | 70,870 | 1,860 | |
6920 |
- | - | - | - | - | - | - | 1,860 | |
6921 |
3,839 | - | - | 96,875 | 264 | 9,438 | 70,870 | - | |
694/7 |
250,000 | 188,084 | 275,526 | 118,000 | 114,000 | 24,000 | - | - | |
694 |
250,000 | 188,084 | 275,526 | 118,000 | 114,000 | 24,000 | - | - | |
| Social balance sheet | |||||||||
9087 |
2.5 | 2.5 | 1.6 | 1 | 1 | 1.3 | 1.3 | 0.1 | |
Hours worked1013 |
4,568 | 2,697 | 2,951 | 1,896 | 1,908 | 2,123 | 2,305 | 412 | |
| Document | |||||||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-07-2026 | 2026-00352490 | |
| 31-12-2024 | abbreviated format | 28-02-2025 | 2025-00041201 | |
| 31-12-2023 | abbreviated format | 25-03-2024 | 2024-00048436 | |
| 31-12-2022 | abbreviated format | 20-03-2023 | 2023-00041448 | |
| 31-12-2021 | abbreviated format | 22-04-2022 | 2022-20006522 | |
| 31-12-2020 | abbreviated format | 28-06-2021 | 2021-26300472 | |
| 31-12-2019 | abbreviated format | 29-06-2020 | 2020-22200224 | |
| 31-12-2018 | abbreviated format | 02-07-2019 | 2019-27000109 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| 362,214 | 280,583 | 263,079 | - | - | - | - | - | ||
| 266,160 | 203,339 | 191,392 | - | - | - | - | - | ||
| 5,308 | 2,227 | 92,044 | - | - | - | - | - | ||
| 25,933 | -10,091 | -62,814 | -19,154 | 33,370 | 149,541 | -38,680 | - | ||
| 367,467 | 141,661 | 235,893 | 197,907 | 101,031 | 100,768 | 91,330 | 31,606 | ||
| 14.3% | 18.8% | 10.5% | 34.1% | 21.5% | 45.7% | 34.9% | 17.7% | ||
| 2.05 | 1.39 | 1.36 | 1.52 | 1.27 | 1.84 | 1.53 | 1.21 | ||
| 2.03 | 1.37 | 1.35 | 1.49 | 1.27 | 1.84 | 1.53 | 1.21 | ||
| 5.99 | 4.32 | 8.51 | 1.93 | 3.65 | 1.19 | 1.87 | 4.65 | ||
| 240.0% | 184.6% | 176.2% | 108.6% | 113.1% | 33.2% | 65.4% | 41.1% | ||
| 34.3% | 34.7% | 18.5% | 37.0% | 24.3% | 15.2% | 22.8% | 7.3% | ||
| 47.87 | 23.28 | 26.55 | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | 3 | 2 | 1 | 1 |
| full-time | 2 | 2 | 2 | 1 | 1 |
| part-time | 1 | 1 | - | - | - |
| in full-time equivalents | 2.5 | 2.5 | 2 | 1 | 1 |
| 2.5 | 2 | 1.6 | 1 | 1 | |
| On a permanent contract | 3 | 3 | 2 | 1 | 1 |
| Joined | - | 1 | 1 | - | - |
| Left | - | 0 | 0 | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €5,308 | €2,227 | €92,044 | - | - |
| €12,320 | €15,255 | €11,866 | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 32% higher than in 2024 and the highest since 2018. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 81.2% to 85.7%. Equity and debt are higher.
Everconstruct has no parent and no holdings in its annual accounts. ME7 Consultancy is the only director.
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Everprotect registered office Graatakker 115, 2300 Turnhout 41001 General construction of residential buildings | 06-10-2017 | 2.268.673.414 |
| 26-02-2024 | Granted | Slopen van niet vrijstaande gebouwen of constructies; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden submitted 16-10-2023 · project 2023127245 | Kasterlee |
Source: Omgevingsloket Vlaanderen.
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13452N0030/00N002 | 430 m² | 1 · 387 m² | 9.3 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0682.646.408
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