Everconstruct
ActiveEverconstruct has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €254k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 19% of 2002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency39▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.39 in 2024; short-term debt: 47.1% and cash: 16.3% of total assets), but 85.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
34.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2002 sector peers (2025).
NBB · sector comparisonPosition among 2002 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
153 d early
2023
128 d early
2022
133 d early
2021
100 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€106k▲ 3.8%
2024 · €102k
2018: €32k
2019: €91k
2020: €101k
2021: €101k
2022: €198k
2023: €102k
2024: €102k
2018 → 2025
Total assets
€739k▲ 36.3%
2024 · €542k
2018: €179k
2019: €262k
2020: €221k
2021: €470k
2022: €580k
2023: €969k
2024: €542k
2018 → 2025
Net result
€254k▲ 35.0%
2024 · €188k
2018: €13k
2019: €60k
2020: €33k
2021: €114k
2022: €215k
2023: €180k
2024: €188k
2018 → 2025
Working capital
€367k▲ 159%
2024 · €142k
2018: €32k
2019: €91k
2020: €101k
2021: €101k
2022: €198k
2023: €236k
2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€198k▲ 95.9%€102k▼ 48.5%€102k=€106k▲ 3.8%
Operating result€155k-€289k▲ 86.2%€251k▼ 13.2%€265k▲ 5.6%€350k▲ 31.9%
Net result€114k-€215k▲ 88.1%€180k▼ 16.5%€188k▲ 4.8%€254k▲ 35.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €739k
Fixed assets
€23k▼ 33.5%
Current assets
€716k▲ 41.1%
Equity and liabilities €739k
Equity
€106k▲ 3.8%
Debt
€633k▲ 43.8%
The debt ratio rises from 81.2% to 85.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€362k▲
2024 · €281k
Cash flow
€266k▲
2024 · €203k
Solvency
14.3%▼
2024 · 18.8%
Current ratio
2.05▲
2024 · 1.39
Quick ratio
2.03▲
2024 · 1.37
Debt / equity
5.99▲
2024 · 4.32
ROE
240.0%▲
2024 · 184.6%
ROA
34.3%▼
2024 · 34.7%
Interest coverage
47.87▲
2024 · 23.28
Debt
€633k▲
2024 · €441k
Debt ≤ 1 year
€348k▼
2024 · €366k
Debt > 1 year
€285k▲
2024 · €74k
Income taxes
€89k▲
2024 · €65k
Staff costs
€135k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€542k€739k▲
Fixed assets21/28€35k€23k▼
Tangible fixed assets22/27€35k€23k▼
Plant, machinery and equipment23€8k€11k▲
Furniture and vehicles24€27k€12k▼
Current assets29/58€507k€716k▲
Stocks and contracts in progress3€7k€7k▲
Stocks30/36€7k€7k▲
Amounts receivable within one year40/41€397k€583k▲
Trade receivables40€369k€534k▲
Other amounts receivable41€28k€48k▲
Cash at bank and in hand54/58€95k€121k▲
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€542k€739k▲
Equity10/15€102k€106k▲
Contributions10/11€19k€19k=
Reserves13€83k€87k▲
Distributable reserves133€83k€87k▲
Amounts payable17/49€441k€633k▲
Amounts payable after more than one year17€74k€285k▲
Financial debts170/4€74k€285k▲
Amounts payable within one year42/48€366k€348k▼
Current portion of amounts payable after more than one year42€10k€80k▲
Trade debts44€139k€233k▲
Suppliers440/4€139k€233k▲
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€23k€27k▲
Taxes450/3€6k€4k▼
Remuneration and social security454/9€17k€23k▲
Other amounts payable47/48€194k€3k▼
Accrued charges and deferred income492/3€563-
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€81k€135k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€365k€502k▲
Operating profit (loss)9901€265k€350k▲
Financial income75/76B€55€133▲
Recurring financial income75€55€133▲
Financial charges65/66B€12k€8k▼
Recurring financial charges65€12k€8k▼
Profit (loss) for the period before taxes9903€253k€342k▲
Income taxes67/77€65k€89k▲
Profit (loss) for the period9904€188k€254k▲
Profit (loss) for the period to be appropriated9905€188k€254k▲
Appropriation of the result
Profit (loss) to be appropriated9906€188k€254k▲
Transfer to equity691/2-€4k
To other reserves6921-€4k
Profit to be distributed694/7€188k€250k▲
Return on contributions (dividend)694€188k€250k▲
Social balance
Average headcount (FTE)90872.52.5=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €254k ▲35%
Operating result €350k, net result €254k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €198k ▲95.9%
5 profitable years in a row build equity to €198k.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €101k ▲10.3%
3 profitable years in a row build equity to €101k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graatakker 1152300 TurnhoutGround area
430 m²
Building footprint
387 m²
Parcel 13452N0030/00N002, Flanders. Linked by address, not a title deed.
1 establishment unit
Everprotect
since 20172.268.673.414
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452N0030/00N002 | Flanders | 430 m² | 1 · 387 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
10 categoriesEverconstruct BV41810
Similar companies · same sector, comparable size
DUBBELDEE ARCHITECTEN & INGENIEURS
BE 0767.656.614
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Studio T
BE 0667.600.025
Brugge · Eq €106k
Parallel Architectes
BE 0695.971.139
Tournai · Eq €106k
ROOILIJN ARCHITECTUUR
BE 0865.524.763
Antwerpen · Eq €106k
COUPEZ ARCHITECTEN GENT BV
BE 0740.543.431
Gent · Eq €106k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
71111Activities of building architects
46150Agents in the wholesale of furniture, household goods and hardware
46442Wholesale trade
47783Retail trade
47784Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.