EVERCO
ActiveSummary
EVERCO has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €702,083 and a net result of €297,175. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 4209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+2
Solvency67▲+15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.82 in 2024; short-term debt: 57.5% and cash: 2.2% of total assets), and 58.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
28 d early
2023
41 d early
2022
41 d early
2021
13 d early
2020
99 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€297,175▲ 6.3%
2024 · €279,435
Working capital
€21,089
2024 · -€230,800
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€340,455▼ 54.3%€355,960▲ 4.6%€492,071▲ 38.2%€381,791▼ 22.4%€402,112▲ 5.3%
Net result€232,220above the sector's middle half▼ 62.4%€282,898above the sector's middle half▲ 21.8%€385,957above the sector's middle half▲ 36.4%€279,435above the sector's middle half▼ 27.6%€297,175above the sector's middle half▲ 6.3%
Equity€306,617within the sector's middle half▲ 98.4%€449,515within the sector's middle half▲ 46.6%€485,472within the sector's middle half▲ 8.0%€464,908within the sector's middle half▼ 4.2%€702,083within the sector's middle half▲ 51.0%
Total assets€1.2mwithin the sector's middle half▲ 7.3%€1.3mwithin the sector's middle half▲ 5.7%€1.8mabove the sector's middle half▲ 35.3%€1.7mwithin the sector's middle half▼ 1.6%€1.7mwithin the sector's middle half▼ 3.2%
Debt€927,140▼ 6.8%€854,674▼ 7.8%€1.3m▲ 49.7%€1.3m▼ 0.7%€978,059▼ 23.0%
Working capital€131,859€279,537▲ 112%-€80,367-€230,800▼ 187%€21,089
Solvency24.9%within the sector's middle half▲ 11.4pp34.5%within the sector's middle half▲ 9.6pp27.5%within the sector's middle half▼ 7.0pp26.8%within the sector's middle half▼ 0.7pp41.8%within the sector's middle half▲ 15.0pp
Staff (FTE)17.1above the sector's middle half▼ 1.2%19.5above the sector's middle half▲ 14.0%17.5above the sector's middle half▼ 10.3%19.4above the sector's middle half▲ 10.9%18.5within the sector's middle half▼ 4.6%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€692,994 ▼ 2.9%
Current assets
€987,147 ▼ 3.4%
Equity and liabilities €1.7m
Equity
€702,083 ▲ 51.0%
Debt
€978,059 ▼ 23.0%
Debt's share of the balance-sheet total falls from 73.2% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€496,894▲
2024 · €465,200
Cash flow
€391,957▲
2024 · €362,844
Current ratio
1.02▲
2024 · 0.82
Quick ratio
0.47▲
2024 · 0.44
Debt to equity
1.39▼
2024 · 2.73
ROE
42.3%▼
2024 · 60.1%
ROA
17.7%▲
2024 · 16.1%
Interest coverage
15.56▼
2024 · 15.71
Debt ≤ 1 year
€966,059▼
2024 · €1.3m
Debt > 1 year
€12,000▼
2024 · €18,000
Income taxes
€75,800▼
2024 · €75,993
Staff costs
€744,014▲
2024 · €716,586
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €500 | €0 | - | €109,644 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €582,219 | €675,783 | €637,698 | €716,586 | €744,014 | ▲ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,530 | €13,189 | €15,150 | €83,409 | €94,782 | ▲ 13.6% |
| Other operating charges640/8 | €4,951 | €3,296 | €2,229 | €1,788 | €1,629 | ▼ 8.9% |
| Gross operating margin9900 | €952,154 | €1.0m | €1.1m | €1.2m | €1.2m | ▲ 5.0% |
| Operating profit (loss)9901 | €340,455 | €355,960 | €492,071 | €381,791 | €402,112 | ▲ 5.3% |
| Financial income75/76B | €3,961 | €3,449 | €10,359 | €3,254 | €2,792 | ▼ 14.2% |
| Recurring financial income75 | €3,961 | €3,449 | €10,359 | €3,254 | €2,792 | ▼ 14.2% |
| Financial charges65/66B | €30,881 | €29,122 | €33,586 | €29,617 | €31,930 | ▲ 7.8% |
| Recurring financial charges65 | €30,881 | €29,122 | €33,586 | €29,617 | €31,930 | ▲ 7.8% |
| Profit (loss) for the period before taxes9903 | €313,534 | €330,287 | €468,844 | €355,429 | €372,974 | ▲ 4.9% |
| Income taxes67/77 | €81,315 | €47,389 | €82,886 | €75,993 | €75,800 | ▼ 0.3% |
| Profit (loss) for the period9904 | €232,220 | €282,898 | €385,957 | €279,435 | €297,175 | ▲ 6.3% |
| Transfer from tax-exempt reserves789 | €27,245 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €259,465 | €282,898 | €385,957 | €279,435 | €297,175 | ▲ 6.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.3m | €1.8m | €1.7m | €1.7m | ▼ 3.2% |
| Fixed assets21/28 | €174,759 | €169,978 | €565,839 | €713,708 | €692,994 | ▼ 2.9% |
| Tangible fixed assets22/27 | €174,697 | €169,916 | €565,777 | €713,646 | €692,932 | ▼ 2.9% |
| Land and buildings22 | €140,356 | €140,356 | €140,356 | €0 | - | - |
| Plant, machinery and equipment23 | €16,935 | €17,538 | €156,323 | €203,386 | €172,041 | ▼ 15.4% |
| Furniture and vehicles24 | €798 | €610 | €4,395 | €3,368 | €2,341 | ▼ 30.5% |
| Other tangible fixed assets26 | €16,608 | €11,413 | €264,702 | €506,892 | €518,550 | ▲ 2.3% |
| Financial fixed assets28 | €62 | €62 | €62 | €62 | €62 | = |
| Current assets29/58 | €1.1m | €1.1m | €1.2m | €1.0m | €987,147 | ▼ 3.4% |
| Stocks and contracts in progress3 | €501,348 | €501,101 | €480,176 | €472,618 | €532,760 | ▲ 12.7% |
| Stocks30/36 | €501,348 | €501,101 | €480,176 | €472,618 | €532,760 | ▲ 12.7% |
| Amounts receivable within one year40/41 | €516,626 | €528,431 | €631,556 | €461,136 | €416,254 | ▼ 9.7% |
| Trade receivables40 | €413,590 | €447,640 | €530,869 | €435,293 | €412,254 | ▼ 5.3% |
| Other amounts receivable41 | €103,036 | €80,791 | €100,688 | €25,843 | €4,000 | ▼ 84.5% |
| Cash at bank and in hand54/58 | €40,726 | €100,489 | €85,069 | €86,752 | €36,882 | ▼ 57.5% |
| Deferred charges and accrued income490/1 | €298 | €4,190 | €1,948 | €1,411 | €1,251 | ▼ 11.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.3m | €1.8m | €1.7m | €1.7m | ▼ 3.2% |
| Equity10/15 | €306,617 | €449,515 | €485,472 | €464,908 | €702,083 | ▲ 51.0% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €244,617 | €387,515 | €423,472 | €402,908 | €640,083 | ▲ 58.9% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | €12,890 | €12,890 | €12,890 | €12,890 | €12,890 | = |
| Distributable reserves133 | €225,527 | €368,424 | €404,382 | €383,817 | €620,992 | ▲ 61.8% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Investment grants15 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €927,140 | €854,674 | €1.3m | €1.3m | €978,059 | ▼ 23.0% |
| Amounts payable after more than one year17 | - | - | - | €18,000 | €12,000 | ▼ 33.3% |
| Financial debts170/4 | - | - | - | €18,000 | €12,000 | ▼ 33.3% |
| Amounts payable within one year42/48 | €927,140 | €854,674 | €1.3m | €1.3m | €966,059 | ▼ 22.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6,000 | €6,000 | = |
| Trade debts44 | €777,489 | €610,742 | €852,287 | €842,562 | €781,430 | ▼ 7.3% |
| Suppliers440/4 | €777,489 | €610,742 | €852,287 | €842,562 | €781,430 | ▼ 7.3% |
| Taxes, remuneration and social security45 | €69,651 | €103,932 | €76,829 | €104,155 | €118,628 | ▲ 13.9% |
| Taxes450/3 | €0 | €26,285 | €0 | €19,806 | €25,808 | ▲ 30.3% |
| Remuneration and social security454/9 | €69,651 | €77,647 | €76,829 | €84,350 | €92,820 | ▲ 10.0% |
| Other amounts payable47/48 | €80,000 | €140,000 | €350,000 | €300,000 | €60,000 | ▼ 80.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €232,220 | €282,898 | €385,957 | €279,435 | €297,175 | ▲ 6.3% |
| + Depreciation and write-downs630 | €24,530 | €13,189 | €15,150 | €83,409 | €94,782 | ▲ 13.6% |
| Operating cash flow (approximation) | €256,749 | €296,086 | €401,108 | €362,844 | €391,957 | ▲ 8.0% |
| Investment in fixed assets (approximation) | - | -€8,408 | -€411,011 | -€231,278 | -€74,067 | ▲ 68.0% |
| Change in cash | - | €59,763 | -€15,420 | €1,683 | -€49,870 | ▼ 3,063% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €500,000Eq €702,083 ▲51%
8 profitable years in a row build equity to €702,083.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €232,220 ▼62.4%
Net result drops to €232,220, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €306,617 ▲98.4%
4 profitable years in a row build equity to €306,617.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €617,194 ▲101%
Operating result €745,259, net result €617,194, both a record.
31-12
Financial
Equity above €150,000Eq €154,529 ▲11.4%
3 profitable years in a row build equity to €154,529.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1977
Ground area
5,723 m²
Building footprint
2,618 m²
Volume, LiDAR
3,165 m³
2 parcels, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
CARREFOUR
since 19772.013.568.857
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44019C0726/00F000 | Flanders | 4,492 m² | 1 · 2,236 m² | - |
| 36008A0232/00N004 | Flanders | 1,231 m² | 1 · 381 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersOwners 2
-
50%
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 21,702 EUR awarded · 21,702 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 13,833 EUR | 13,833 EUR |
| 2024 | 1 | 6,254 EUR | 6,254 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 2 | 1,115 EUR | 1,115 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyEvergem2.013.568.857
Dual-learning approval
4 live approvals · 4 endedMagazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 4 ended approvals
Aanvuller (so)
Kassier (so)
Magazijnmedewerker (so)
Winkelbediende (so)
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 2,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-04-1977
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0417133355
Registered
18-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.