Active BE 1007.519.994Private limited company

EverBuild Services

Alsembergse Steenweg 110 ·1060 Sint-Gillis (bij-Brussel), Belgium· 2 yrs active

Sector: Other specialised construction activities (43990)

Conclusion Checked

The computed 12-month bankruptcy probability of EverBuild Services is 6.3% (elevated). The 2025 annual accounts show negative equity (€-623) and a net result of €-11k. Its solvency ranks better than 9% of 26784 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-623
Net result	€-11k
Better than sector	9%
Active	2 yrs

Financial profile 5 of 5 axes measured · computed by Checked

53 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 12

Profitability 100

Solvency 41

Growth 32

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

6.3% Elevated

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

12 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

No credit

negative equity or figures too weak

Score history

48 2024

12 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.85 (< 1.0) -10

Equity Negative equity -25

Profitability ROE 1800% (≥ 10%) +10

Interest coverage Interest coverage 1.1× (< 1.5×) -10

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 18-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-0.5%	47.4%	better than 9% of 26784 sector peers
Net result	€-11k	€10k	better than 11% of 26776 sector peers
Equity	€-623	€60k	better than 9% of 26794 sector peers
Gross operating margin	€5k	€39k	better than 14% of 26754 sector peers
Total assets	€118k	€141k	better than 44% of 26788 sector peers

EBITDA

€5k

-76.6% 24-25

Net profit

€-11k

- 24-25

Cash flow

€427

-97.6% 24-25

Total assets

€118k

+0.1% 24-25

Equity

€-623

- 24-25

Working capital

€-18k

+2.0% 24-25

Debt

€118k

+10.6% 24-25

Debt ≤ 1y

€118k

+10.7% 24-25

Current ratio

0.85

+2.3% 24-25

Quick ratio

0.85

+2.3% 24-25

Solvency

-0.5%

- 24-25

Debt / equity

-189.86

- 24-25

ROE

1799.7%

+2119.0% 24-25

ROA

-9.5%

- 24-25

Interest coverage

1.10

-89.3% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€5k	€20k
Net profit	€-11k	€9k
Cash flow	€427	€18k
Staff costs	-	-
Income taxes	-	-
Dividends	-	-
Total assets	€118k	€118k
Equity	€-623	€11k
Debt	€118k	€107k
of which ≤ 1y	€118k	€106k
of which > 1y	-	-
Working capital	€-18k	€-18k
Employees (FTE)	-	-

Ratios (computed)

	2025	2024
Current ratio	0.85	0.83
Quick ratio	0.85	0.83
Working capital ratio	-15.1%	-15.4%
Solvency	-0.5%	9.0%
Debt / equity	-189.86	10.10
Long-term debt ratio	-	-
Interest coverage	1.10	10.27
Gross margin	-	-
Net margin	-	-
ROA	-9.5%	7.3%
ROE	1799.7%	81.1%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2025

Assets

Fixed assets €18k · 15.0% Current assets €100k · 85.0%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€118k	€118k
Fixed assets	21/28	€18k	€29k
Tangible fixed assets	22/27	€18k	€29k
Current assets	29/58	€100k	€88k
Amounts receivable within one year	40/41	€99k	€88k
Cash & bank	54/58	€1k	€176
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€118k	€118k
Equity	10/15	€-623	€11k
Contributions / capital	10/11	€2k	€2k
Accumulated profits (losses)	14	€-3k	€9k
Amounts payable	17/49	€118k	€107k
Amounts payable within one year	42/48	€118k	€106k
Trade debts payable within one year	44	€79k	€70k
Income statement
Gross operating margin	9900	€5k	€20k
Operating result	9901	€-7k	€10k
Financial income	75	-	€1
Financial charges	65	€4k	€2k
Result before taxes	9903	€-11k	€9k
Net result for the period	9904	€-11k	€9k
Result to be appropriated	9905	€-11k	€9k

Legal Structure

NACE primary	Other specialised construction activities(43990)
Legal form	Private limited company(610)
Incorporation	25-03-2024
Status	Active
Postal code	1060

Real-estate footprint Source: CBE × cadastre

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21013B0434/00S003 ProtectedMonumentVoormalige slagerijSource ↗	Brussels	217 m²	1 · 94 m²	16.9 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Updates 2 events

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

18-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 18 days late

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

NBB filing

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Other specialised construction activities43990Specialised construction activities43999General construction of residential buildings41001Site preparation43120

Names & trade names

Legal nameFR

EverBuild Services

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