Ever Present is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.84M and a net result of €396k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 5527 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
13 d early
2023
5 d early
2022
4 d early
2021
15 d early
2020
25 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.84M▲ 12.0%
2024 · €1.64M
2018: €237k
2019: €275k
2020: €396k
2021: €646k
2022: €862k
2023: €1.27M
2024: €1.64M
2018 → 2025
Net result
€396k▲ 4.7%
2024 · €378k
2018: €89k
2019: €103k
2020: €121k
2021: €250k
2022: €278k
2023: €404k
2024: €378k
2018 → 2025
Total assets
€2.08M▲ 15.5%
2024 · €1.80M
2018: €404k
2019: €335k
2020: €753k
2021: €897k
2022: €1.19M
2023: €1.54M
2024: €1.80M
2018 → 2025
Solvency
88.6%▼ 2.8pp
2024 · 91.4%
2018: 58.7%
2019: 82.1%
2020: 52.6%
2021: 72.0%
2022: 72.6%
2023: 82.3%
2024: 91.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€646k-€862k▲ 33.3%€1.27M▲ 46.9%€1.64M▲ 29.9%€1.84M▲ 12.0%
Operating result€347k-€410k▲ 18.3%€588k▲ 43.3%€528k▼ 10.3%€569k▲ 7.8%
Net result€250k-€278k▲ 11.1%€404k▲ 45.3%€378k▼ 6.4%€396k▲ 4.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.08M
Fixed assets
€17k▼ 28.0%
Current assets
€2.06M▲ 16.1%
Equity and liabilities €2.08M
Equity
€1.84M▲ 12.0%
Debt
€236k▲ 52.8%
The debt ratio rises from 8.6% to 11.4%. Equity and debt are higher.
Key figures and ratios
Solvency
88.6%▼
2024 · 91.4%
ROE
21.5%▼
2024 · 23.0%
ROA
19.1%▼
2024 · 21.0%
Debt
€236k▲
2024 · €154k
Debt ≤ 1 year
€90k▲
2024 · €72k
Income taxes
€183k▲
2024 · €173k
Staff costs
€78k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.80M€2.08M▲
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€24k€17k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€22k€16k▼
Current assets29/58€1.77M€2.06M▲
Amounts receivable after more than one year29€280k€280k=
Other amounts receivable291€280k€280k=
Amounts receivable within one year40/41€435k€297k▼
Trade receivables40€365k€217k▼
Other amounts receivable41€69k€80k▲
Current investments50/53€899k€1.22M▲
Cash at bank and in hand54/58€159k€259k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.80M€2.08M▲
Equity10/15€1.64M€1.84M▲
Contributions10/11€12k€12k=
Reserves13€1.63M€1.83M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.63M€1.83M▲
Amounts payable17/49€154k€236k▲
Amounts payable within one year42/48€72k€90k▲
Trade debts44€16k€36k▲
Suppliers440/4€16k€36k▲
Taxes, remuneration and social security45€34k€47k▲
Taxes450/3€24k€37k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€21k€7k▼
Accrued charges and deferred income492/3€83k€146k▲
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€72k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€610k€654k▲
Operating profit (loss)9901€528k€569k▲
Financial income75/76B€25k€18k▼
Recurring financial income75€25k€18k▼
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€551k€579k▲
Income taxes67/77€173k€183k▲
Profit (loss) for the period9904€378k€396k▲
Profit (loss) for the period to be appropriated9905€378k€396k▲
Appropriation of the result
Profit (loss) to be appropriated9906€378k€396k▲
Transfer from equity791/2-€198k
Transfer to equity691/2€378k€396k▲
To other reserves6921€378k€396k▲
Profit to be distributed694/7-€198k
Return on contributions (dividend)694-€198k
Social balance
Average headcount (FTE)90871.71.8▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 24.79
Current ratio from 5.64 to 24.79; short-term debt falls from €267k to €72k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €404k ▲45.3%
Operating result €588k, net result €404k, both a record.
31-12
Financial
Equity above €1MEq €1.27M ▲46.9%
6 profitable years in a row build equity to €1.27M.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €646k ▲63.2%
4 profitable years in a row build equity to €646k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Nijvelsebaan 761652 BeerselGround area
998 m²
Building footprint
172 m²
Volume, LiDAR
909 m³
Parcel 23001C0111/00G000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EVER PRESENT
since 20142.184.024.878
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001C0111/00G000 | Flanders | 998 m² | 1 · 172 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 11,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82300Organisation of conventions and trade shows
46442Wholesale trade
47120Other non-specialised retail sale
47210Retail sale of fruit and vegetables
47783Retail trade
47784Retail trade
47810Retail trade
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.