EVA!

Active

Private limited companyfounded 20241 yr activeJohan Demaegtstraat(BR) 37, 1673 Pepingen, BelgiumKBO/BCE: BE 1017.237.812

Summary

EVA! has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,718 and a net result of €10,718. Its solvency ranks better than 28% of 22044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch Report Compare

EVA!ActiveChecked score 63/100

Risk analysis Report Compare

Activity

Retail sale of other household articles

NACE 47559NACE 47599

1 site

Size

€310,061total assets 2025

Equity: €25,718
Profit: €10,718

Turnover not published (abridged schema)

Financial health

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Accounts filed 11 d late0 of 1 deed read

Why 63- Founded in 2024- Sector Retail trade (NACE 47)- Equity €25,718 (8.3% of total assets)+ Size: total assets €310,061Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 40% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 33

equity 8.3% of total assets

Liquidity 51

short-term debt 26.5% · cash 9.0%

Profitability 59

return on assets 3.5%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)

Last 24 months 01-2026: 1.8% 02-2026: 1.9%▲ +2.7% vs 01-2026 03-2026: 1.9%▲ +2.0% vs 02-2026 04-2026: 2.3%▲ +22.8% vs 03-2026 05-2026: 2.3%▲ +0.5% vs 04-2026 06-2026: 2.6%▲ +12.3% vs 05-2026 07-2026: 2.9%▲ +10.4% vs 06-2026 08-2026: 3.0%▲ +1.8% vs 07-2026highest value 09-2026: 2.9%▼ -3.1% vs 08-2026 10-2026: 1.5%▼ -48.4% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Sector Retail trade (NACE 47) raises the probability
Size: total assets €310,061 lowers the probability for this profile
Equity €25,718 (8.3% of total assets) raises the probability

Credit up to €1,500 at 30 days acceptable

Liquidity short (current ratio 0.81; short-term debt: 26.5% and cash: 9% of total assets), and 91.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 25%, liquidity 55%, profitability 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €310,061

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €25,718 (8.3% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

11 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage