ROYAL HOME
ActiveThe computed 12-month bankruptcy probability of ROYAL HOME is 2.5% (moderate). The 2024 annual accounts show equity of €7k and a net result of €2k. Its solvency ranks better than 25% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability44
Solvency28
Growth-
Track record67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.93; short-term debt: 96.6% and cash: 20.4% of total assets), and 96.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.4%
Return on assets
1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
71 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7k
Total assets
€197k
Net result
€2k
Working capital
€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €197k
Fixed assets
€20k
Current assets
€177k
Equity and liabilities €197k
Equity
€7k
Debt
€190k
Debt finances 96.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Solvency
3.4%
Current ratio
0.93
Quick ratio
0.21
Debt / equity
28.22
ROE
28.8%
ROA
1.0%
Interest coverage
2.94
Debt
€190k
Debt ≤ 1 year
€190k
Income taxes
€486
Staff costs
€5k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€197k
Fixed assets21/28€20k
Intangible fixed assets21€2k
Tangible fixed assets22/27€6k
Furniture and vehicles24€6k
Financial fixed assets28€12k
Current assets29/58€177k
Stocks and contracts in progress3€137k
Stocks30/36€137k
Trade receivables40€0
Cash at bank and in hand54/58€40k
Deferred charges and accrued income490/1€148
Equity and liabilities
Total equity and liabilities10/49€197k
Equity10/15€7k
Contributions10/11€5k
Profit (loss) carried forward14€2k
Amounts payable17/49€190k
Amounts payable within one year42/48€190k
Trade debts44€57k
Suppliers440/4€57k
Advances received on contracts in progress46€2k
Taxes, remuneration and social security45€37k
Taxes450/3€36k
Remuneration and social security454/9€2k
Other amounts payable47/48€94k
Income statement
Code2024
Remuneration, social security and pensions62€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€1k
Gross operating margin9900€13k
Operating profit (loss)9901€4k
Financial income75/76B€512
Recurring financial income75€512
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€486
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Limbourg 294800 VerviersGround area
225 m²
Parcel 63572B0102/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ROYAL HOME
since 20232.351.656.716
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63572B0102/00R000 | Wallonia | 225 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEMOBILIA
BE 0681.754.008
Sint-Agatha-Berchem · Eq €7k
BureauModus
BE 0765.291.891
Meerhout · Eq €7k
Posh Int
BE 0761.417.237
Antwerpen · Eq €7k
CHARLOTTE HELSEN
BE 0782.987.562
Zoersel · Eq €7k
LE VISTEMBOIR
BE 0468.989.852
Elsene · Eq €7k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2023
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47559Retail sale of other household articles
47591Retail trade
47599Retail trade
46150Agents in the wholesale of furniture, household goods and hardware
46494Wholesale of non-electrical household articles
47552Retail sale of lighting equipment
47592Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nesihozer@hotmail.com
Phone:+32 487 56 43 41