EUZEO
ActiveEUZEO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €51k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▼-9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 3.15 in 2024; short-term debt: 35.5% and cash: 48.3% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
53.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
141 d early
2024
24 d early
2023
34 d early
2022
139 d early
2021
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 31.0%
2024 · €89k
2021: €44k
2022: €72k
2023: €89k
2024: €89k
2021 → 2025
Total assets
€95k▼ 21.6%
2024 · €122k
2021: €89k
2022: €119k
2023: €117k
2024: €122k
2021 → 2025
Net result
€51k▲ 10.8%
2024 · €46k
2021: €39k
2022: €43k
2023: €42k
2024: €46k
2021 → 2025
Working capital
€41k▼ 41.6%
2024 · €70k
2021: €23k
2022: €43k
2023: €65k
2024: €70k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€72k▲ 64.8%€89k▲ 22.9%€89k▲ 0.4%€62k▼ 31.0%
Operating result€52k-€58k▲ 10.5%€56k▼ 4.1%€58k▲ 4.5%€66k▲ 13.9%
Net result€39k-€43k▲ 11.8%€42k▼ 4.4%€46k▲ 11.5%€51k▲ 10.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€21k▲ 7.2%
Current assets
€75k▼ 27.0%
Equity and liabilities €95k
Equity
€62k▼ 31.0%
Debt
€34k▲ 4.4%
The debt ratio rises from 26.7% to 35.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €67k
Cash flow
€62k▲
2024 · €56k
Solvency
64.5%▼
2024 · 73.3%
Current ratio
2.21▼
2024 · 3.15
Quick ratio
2.21▼
2024 · 3.15
Debt / equity
0.55▲
2024 · 0.36
ROE
83.4%▲
2024 · 51.9%
ROA
53.8%▲
2024 · 38.1%
Interest coverage
161.70▲
2024 · 89.08
Debt
€34k▲
2024 · €32k
Debt ≤ 1 year
€34k▲
2024 · €32k
Income taxes
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€95k▼
Fixed assets21/28€19k€21k▲
Tangible fixed assets22/27€19k€21k▲
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€12k€7k▼
Other tangible fixed assets26€1k€11k▲
Current assets29/58€102k€75k▼
Amounts receivable within one year40/41€40k€27k▼
Trade receivables40€26k€13k▼
Other amounts receivable41€14k€13k▼
Cash at bank and in hand54/58€60k€46k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€122k€95k▼
Equity10/15€89k€62k▼
Contributions10/11€5k€5k=
Reserves13€81k€53k▼
Distributable reserves133€81k€53k▼
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€32k€34k▲
Amounts payable within one year42/48€32k€34k▲
Trade debts44€694€3k▲
Suppliers440/4€694€3k▲
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€32k€27k▼
Remuneration and social security454/9€186-
Other amounts payable47/48-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€987€840▼
Gross operating margin9900€68k€77k▲
Operating profit (loss)9901€58k€66k▲
Financial income75/76B€2k€785▼
Recurring financial income75€2k€785▼
Financial charges65/66B€757€472▼
Recurring financial charges65€757€472▼
Profit (loss) for the period before taxes9903€60k€66k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€46k€51k▲
Profit (loss) for the period to be appropriated9905€46k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€55k▲
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer from equity791/2-€28k
Profit to be distributed694/7€46k€79k▲
Return on contributions (dividend)694€46k€79k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €51k ▲10.8%
Operating result €66k, net result €51k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève Marguerite 681410 WaterlooGround area
612 m²
Building footprint
86 m²
Volume, LiDAR
583 m³
Parcel 25110D0877/00B000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EUZEO
since 20212.318.718.880
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110D0877/00B000 | Wallonia | 612 m² | 1 · 86 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STRADI
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Wolf-IT
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2021
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.euzeo.be