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EUROSOFT FINANCES

Active
Public limited companyfounded 1988active for 37 yearsSint Michielswarande 30B, 1040 Etterbeek, Belgium60 active companies are registered at this addressKBO/BCE: BE 0436.035.190
Summary

EUROSOFT FINANCES has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.0m and a net result of €61,282. Equity remains stable across the filed financial years (±1.9% per year). Its solvency ranks better than 95% of 5,019 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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EUROSOFT FINANCESActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of information and communication equipment
NACE 47400
4th largest company by equity in Etterbeek, Wholesale and retail trade sector1 site
Size
€16.4mtotal assets 2025
Equity
€16.0m
Profit
€61,282
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
5 members
Holdings
3
2025 accounts 23 days early5 of 25 deeds summarised
Why 95raises riskSector: Retail trade (NACE 47)Liquidity: current ratio 51.69, cash €1.1m, halvedlowers riskSize: total assets €16.4mFounded in 1988Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 47, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 97.6% of total assets
Liquidity 58-35
short-term debt 1.7% · cash 6.5%
Profitability 19-31
return on assets 0.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (384 companies, NACE 47, medium-sized)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €1,500,000 on 30-day terms is acceptable
Liquidity ample (current ratio 51.69, compared with 31.63 in 2024, above the usual 1.5; short-term debt: 1.7% and cash: 6.5% of total assets), and 2.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized): better than 96% on solvency, 85% on liquidity, 14% on profitability and 40% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €16.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 51.69, cash €1.1m, halved
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €16.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
37 days early
2023
40 days early
2022
24 days early
2021
33 days early
2020
32 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Vincent Renwart (director)Appointments: PMK CONSULT BV (director)…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Purpose · Amendment of the articles…Purpose change · Authorised capital

Key points

  • Caution: Result fell in 2025from €4.6m to €61,282 ▼ 98.7% View
  • Positive: Among the best 5% on solvencysector median 36.1% · 5,019 companies 97.6% View
  • Board changedlatest change 13-08-2026 · 5 in office 2 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Heads a groupcompanies controlled 4 View

By topic

Financials

Financial year
2025
Total assets
€16.4m
Profit
€61,282
Solvency
97.6%
Total assets▼ 0.7%
Net result
20182025
Go to Financials

Board & ownership

Board
5 members
  • PMK ConsultDirector
  • PRIVATE WEALTH SQUARE sàrlDirector
  • François LEFEBVREDirector
  • Pierre RENWARTDirector
  • Simon RENWARTManaging director
Go to Board & ownership

Network & group

Subsidiaries, all levels
4
Direct holdings
3
Connected companies
2

4 subsidiaries

Go to Network & group

Timeline

Events
46
Since
1991
Next accounts
by 31-07-2027
  1. 24-06-2025Annual accounts filed
  2. 05-02-2025Resignation: Renwart Julie-Anne (director)
  3. 31-12-2024Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
05-12-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
17
Annual meeting
First Friday of May at 10:00
Purpose
“La prise de participations sous quelque forme que ce soit, dans toutes sociétés…” (deed in French)
Go to Articles of association

Key facts about EUROSOFT FINANCES

What is the company number of EUROSOFT FINANCES?
0436.035.190. In Belgium the VAT number is the company number with BE in front: BE 0436.035.190.
Where is EUROSOFT FINANCES based?
The registered office is at Sint Michielswarande 30B, 1040 Etterbeek.Company details
What does EUROSOFT FINANCES do?
According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of EUROSOFT FINANCES?
Public limited company (NV).
When was EUROSOFT FINANCES founded?
On 05-12-1988.
Is EUROSOFT FINANCES still active?
Yes, EUROSOFT FINANCES is an active enterprise in the KBO register.
What is the turnover of EUROSOFT FINANCES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is EUROSOFT FINANCES profitable?
In financial year 2025, EUROSOFT FINANCES made a profit of €61,282.
Where can I find the annual accounts of EUROSOFT FINANCES?
EUROSOFT FINANCES filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EUROSOFT FINANCES due?
By 31-07-2027, for financial year 2026.Timeline

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