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EUROPLAFOND

Active
Public limited companyfounded 1984active for 42 yearsRuisbroeksesteenweg 235, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0426.352.810
Summary

EUROPLAFOND has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181,885 and a net result of -€37,710. Equity is shrinking by about 10% per year across the filed financial years. Its solvency ranks better than 13% of 9,806 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisFollow ReportCompare
EUROPLAFONDActiveChecked score 61/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350Joinery installation NACE 43320
5th oldest company in Sint-Pieters-Leeuw, Construction sector2 sites
Size
€1.6mtotal assets 2025
Staff
5.5 FTE
Equity
€181,885
Loss
-€37,710
Turnover not published (abbreviated format)
Financial health
61 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
2025 accounts 55 days early1 of 4 deeds summarised
Why 61raises riskEquity €181,885 (11.5% of total assets)Sector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.00, cash €84,857Loss of €37,710 (financial year 2025)Show the evidence

Checked score

Score 2025
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 14% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 36-5
equity 11.5% of total assets
Liquidity 8-6
short-term debt 87.9% · cash 5.4%
Profitability 28-13
return on assets -2.4%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025highest value 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▼ -0.1 percentage points vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.5%▲ +0.1 percentage points vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.4%▼ -0.1 percentage points vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026lowest value 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 1.0, compared with 1.04 in 2024, below 1; short-term debt: 87.9% and cash: 5.4% of total assets), and 88.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 15% on solvency, 5% on liquidity, 16% on profitability and 20% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Equity €181,885 (11.5% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.00, cash €84,857
NBB · annual accounts
raises risk · Loss of €37,710 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9806 sector peers (2025).
NBB · sector comparison
Position among 9806 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
55 days early
2024
54 days early
2023
70 days early
2022
59 days early
2021
58 days early
2020
43 days early
2019
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €17,568 in 2024 -€37,710 View
  • Caution: Among the weakest 8% on net resultsector median €27,008 · 9,798 companies -€37,710 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€1.6m
Loss
-€37,710
Solvency
11.5%
Total assets▲ 14.9%
Net result
20182025
Go to Financials

Timeline

Events
46
Since
1986
Next accounts
by 31-07-2027
  1. 15-03-2024Capital & shares · Resignations & appointments
  2. 31-12-2023Equity above €200,000
  3. 02-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Other building finishing workNACE 43350
Founded
23-10-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Purpose
“Alle handelingen met betrekking tot aankoop,verkoop,het verdelen,het vertegenwoordigen,het…” (deed in Dutch)
Go to Articles of association

Key facts about EUROPLAFOND

What is the company number of EUROPLAFOND?
0426.352.810. In Belgium the VAT number is the company number with BE in front: BE 0426.352.810.
Where is EUROPLAFOND based?
The registered office is at Ruisbroeksesteenweg 235, 1601 Sint-Pieters-Leeuw.Company details
What does EUROPLAFOND do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of EUROPLAFOND?
Public limited company (NV).
When was EUROPLAFOND founded?
On 23-10-1984.
Is EUROPLAFOND still active?
Yes, EUROPLAFOND is an active enterprise in the KBO register.
How many employees does EUROPLAFOND have?
On average 5.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of EUROPLAFOND?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is EUROPLAFOND profitable?
In financial year 2025, EUROPLAFOND made a loss of €37,710.
Where can I find the annual accounts of EUROPLAFOND?
EUROPLAFOND filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EUROPLAFOND due?
By 31-07-2027, for financial year 2026.Timeline

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