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Complete company report
Generated 26-08-2026
Active BE 0746.947.708Cooperative company

EUROPEAN CARD PAYMENT COOPERATION

Aarlenstraat 82 ·1040 Brussel, Belgium· 6 yrs active
Sector: Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied (72109)
Conclusion Checked

The computed 12-month bankruptcy probability of EUROPEAN CARD PAYMENT COOPERATION is 0.5% (very low). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Board 2
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 24-06-2025 2025-00171600
31-12-2023 micro 21-08-2024 2024-00370799
31-12-2022 micro 07-08-2023 2023-00320084
31-12-2021 micro 18-07-2022 2022-20194781
31-12-2020 micro 11-08-2021 2021-47900131
Directors & mandates 3 directors
Current directors & mandates
  • Jorge Miguel Martins Alves Correia
    Director
    State Gazette act 25044048 (03-04-2025)
    Current
    03-04-2025 → present
  • Ana Isabel Nunes Leitao Cabral Grade
    Director (executive)
    State Gazette act 25044048 (03-04-2025)
    Current
    07-07-2023 → present
Former directors (1)
  • Maria del Carmen Camero Silvio
    Director (executive)
    State Gazette act 25044048 (03-04-2025)
    Former
    - → 07-07-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied(72109)
Legal form Cooperative company(706)
Incorporation15-05-2020
StatusActive
Postal code1040
Establishment units 1 location
EUROPEAN CARD PAYMENT COOPERATION
Aarlenstraat 82, 1040 BrusselOverig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied
since 20202.305.681.288
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21805E0261/00M004
ProtectedMonumentConcert NobleSource ↗
 Brussels 2,090 m² 1 · 2,070 m² 33.0 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
03-04-2025
State Gazette act Director changes
2024
21-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
07-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
18-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
11-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
03-04-2025 3 directors appointed, 1 resigning Director changes
  • Ana Isabel Nunes Leitao Cabral Grade, Commissaris
  • Jorge Miguel Martins Alves Correia, Bestuurder
  • Ana Isabel Nunes Leitao Cabral Grade, Directeur
  • Maria del Carmen Camero Silvio, Directeur
Technical details 
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  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Ana Isabel Nunes Leitao Cabral Grade",
        "address": "Largo do Casal Vistoso, nr. 2, ZoA, 1900-142 Lisboa, Portugal",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e prend connaissance de la d\u00E9mission, avec effet ce jour, de l\u0027Adninistrateur Madame Ana Isabel Nunes Leitao Cabral Grade, domicili\u00E9e \u00E0 Largo do Casal Vistoso, nr. 2, \u0417\u043EA, 1900-142 Lisboa, Portugal.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jorge Miguel Martins Alves Correia",
        "address": "Rua Pinhal do Vale 1, 2970-073 Sesimbra, Portugal",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "A titre de replacement, l\u0027assembl\u00E9e d\u00E9cide de d\u00E9signer Monsieur Jorge Miguel Martins Alves Correia, domicili\u00E9 \u00E0 la Rua Pinhal do Vale 1, 2970-073 Sesimbra, Portugal, en tant qu\u0027Administrateur \u00E0 partir de ce jour.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Maria del Carmen Camero Silvio",
        "address": "Calle de Juan Hurtado de Mendoza 13, 28036 Madrid, Espagne",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-07-07",
      "evidence_quote": "La d\u00E9mission, avec effet au 7 juillet, de Madame Maria del Carmen Camero Silvio, domicili\u00E9e \u00E0 Calle de Juan Hurtado de Mendoza 13, 28036 Madrid, Espagne, en tant que CEO (gestion jourmali\u00E8re) de la soci\u00E9t\u00E9;",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Ana Isabel Nunes Leitao Cabral Grade",
        "address": "Largo do Casal Vistoso, nr. 2, 30A, 1900-142 Lisboa, Portugal",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-07-07",
      "evidence_quote": "La d\u00E9signation, avec effet au 7 juillet 2023, de Madame Ana Isabel Nunes Leitao Cabral Grade, domicili\u00E9e \u00E0 Largo do Casal Vistoso, nr. 2, 30A, 1900-142 Lisboa, Portugal, en tant que CEO (gestion journali\u00E8re) de la soci\u00E9t\u00E9.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-04-03",
    "filing_date": "2025-03-27",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-09-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0746.947.708",
    "name_full": "EUROPEAN CARD PAYMENT COOPERATION",
    "legal_form": "Soc\u00E9l\u00E9t\u00E9 Coop\u00E9rative"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Philippe KEMPENERS",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72109
Primary activity highlighted.
Names & trade names
Legal nameFR EUROPEAN CARD PAYMENT COOPERATION
AbbreviationFR ECPC
Registered office
Aarlenstraat 82
1040 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative