EUROPE BUSINESS MEMORY
ActiveSummary
EUROPE BUSINESS MEMORY has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,275 and a net result of -€7,560. Equity has been growing by about 35% per year since 2019. Its solvency ranks better than 85% of 9,666 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 15-10-1992 Normal situation
- Activity
- Other business support services NACE 82990
- Establishment unit
- 2.059.413.532 8660 De Panne, since 02-11-1993
- Financial year end
- 30 June
- Peppol
- Reachable since 16-12-2025
Board and ownership
- COYSMAN IsabelDirector · until 2022
- COYSMAN NoëlDirector · until 2022
- VANWYNSBERGHE MagdaDirector · until 2022
- COYSMAN Noël3,000 sharesact of 27-09-2022
- VANWYNSBERGHE Magda3,000 sharesact of 27-09-2022
- COYSMAN Isabel2,999 sharesact of 27-09-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- -€426
- Loss
- €7,560
- ▲ 818%
- Equity
- €120,275
- ▼ 5.9%
- Total assets
- €140,868
- ▼ 10.8%
Score breakdownraises riskLoss of €7,560, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 1.77, cash €34,435Founded in 1992Size: total assets €140,868Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 72% on liquidity, 14% on profitability and 30% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Lower net result than 86% of companies in office administrative supportsector median €16,240 · 9,662 companies -€7,560 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€7,560 View
Recent changes
- · Gazette deed Capital decrease of €736.11 to €148,000Permanent representative: Bruno POUSEELE · Resignations: COYSMAN Liesbet, COYSMAN Noël and 2 others · Appointments: COYSMAN Noël (director) and VANWYNSBERGHE Magda (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as EUROPE BUSINESS MEMORY: other business support services (NACE 82990). They are comparable in size and age: total assets between €131,000 and €177,000, founded between 1987 and 1997.
| Company | Total assets | Gross margin |
|---|---|---|
| EUROPE BUSINESS MEMORY De Panne | €140,868 | -€426 |
| Creative Consultant Fosses-la-Ville | €152,821 | -€193 |
| D.L. Services Koekelberg | €131,042 | -€5,060 |
| AFA Pro 2 Wijnegem | €172,620 | -€3,826 |
| MAXIMAL PRODUCTVISION Antwerpen | €176,687 | -€21,399 |
| Muziek Produktief Haacht | €134,093 | -€13,957 |
| MERLON Etterbeek | €145,799 | -€2,921 |
Key facts about EUROPE BUSINESS MEMORY
- What is the company number of EUROPE BUSINESS MEMORY?
- The company number of EUROPE BUSINESS MEMORY is 0448.430.604. The VAT number is the same number with BE in front: BE 0448.430.604.
- Where is EUROPE BUSINESS MEMORY based?
- The registered office is at Parnassialaan 22, 8660 De Panne.Company details
- What does EUROPE BUSINESS MEMORY do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of EUROPE BUSINESS MEMORY?
- The legal form of EUROPE BUSINESS MEMORY is Private limited company (BV).
- When was EUROPE BUSINESS MEMORY founded?
- EUROPE BUSINESS MEMORY was founded on 15-10-1992.
- Is EUROPE BUSINESS MEMORY still active?
- Yes, EUROPE BUSINESS MEMORY is an active enterprise in the KBO register.
- What is the turnover of EUROPE BUSINESS MEMORY?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is EUROPE BUSINESS MEMORY profitable?
- In financial year 2025, EUROPE BUSINESS MEMORY made a loss of €7,560.
- Where can I find the annual accounts of EUROPE BUSINESS MEMORY?
- EUROPE BUSINESS MEMORY filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EUROPE BUSINESS MEMORY due?
- EUROPE BUSINESS MEMORY must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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