EUROMOTO
ActiveEUROMOTO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €8k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-4
Solvency90▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 6.3 in 2024; short-term debt: 35.3% and cash: 62.1% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
58 d early
2023
47 d early
2022
31 d early
2021
2 d early
2020
9 d early
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▼ 31.8%
2024 · €206k
2018: €80k
2019: €108k
2020: €154k
2021: €191k
2022: €219k
2023: €219k
2024: €206k
2018 → 2025
Total assets
€217k▼ 9.2%
2024 · €239k
2018: €126k
2019: €116k
2020: €169k
2021: €209k
2022: €223k
2023: €239k
2024: €239k
2018 → 2025
Net result
€8k▼ 50.8%
2024 · €16k
2018: €29k
2019: €28k
2020: €45k
2021: €38k
2022: €29k
2023: €17k
2024: €16k
2018 → 2025
Working capital
€115k▼ 34.1%
2024 · €174k
2018: €45k
2019: €89k
2020: €141k
2021: €184k
2022: €215k
2023: €210k
2024: €174k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€219k▲ 14.6%€219k=€206k▼ 5.9%€141k▼ 31.8%
Operating result€56k-€41k▼ 26.4%€28k▼ 33.2%€22k▼ 22.3%€10k▼ 54.6%
Net result€38k-€29k▼ 22.6%€17k▼ 41.9%€16k▼ 4.0%€8k▼ 50.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€26k▼ 19.8%
Current assets
€191k▼ 7.5%
Equity and liabilities €217k
Equity
€141k▼ 31.8%
Debt
€77k▲ 134%
The debt ratio rises from 13.7% to 35.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €32k
Cash flow
€20k▼
2024 · €27k
Solvency
64.7%▼
2024 · 86.3%
Current ratio
2.50▼
2024 · 6.30
Quick ratio
2.37▼
2024 · 6.02
Debt / equity
0.54▲
2024 · 0.16
ROE
5.7%▼
2024 · 7.9%
ROA
3.7%▼
2024 · 6.8%
Interest coverage
40.64▼
2024 · 43.42
Debt
€77k▲
2024 · €33k
Debt ≤ 1 year
€77k▲
2024 · €33k
Income taxes
€4k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€239k€217k▼
Fixed assets21/28€32k€26k▼
Tangible fixed assets22/27€32k€26k▼
Land and buildings22€12k€11k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€19k€9k▼
Current assets29/58€207k€191k▼
Stocks and contracts in progress3€9k€9k▼
Stocks30/36€9k€9k▼
Amounts receivable within one year40/41€75k€44k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€63k€42k▼
Cash at bank and in hand54/58€121k€135k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€239k€217k▼
Equity10/15€206k€141k▼
Contributions10/11€30k€30k=
Reserves13€177k€111k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€174k€108k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€33k€77k▲
Amounts payable within one year42/48€33k€77k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€29k€74k▲
Income statement
Code20242025
Non-recurring operating income76A€500€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€33k€23k▼
Operating profit (loss)9901€22k€10k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€732€537▼
Recurring financial charges65€732€537▼
Profit (loss) for the period before taxes9903€25k€12k▼
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€16k€8k▼
Profit (loss) for the period to be appropriated9905€16k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€8k▼
Transfer from equity791/2€29k€74k▲
Transfer to equity691/2€16k€8k▼
To other reserves6921€16k€8k▼
Profit to be distributed694/7€29k€74k▲
Return on contributions (dividend)694€29k€74k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €8k ▼50.8%
Net result drops to €8k, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 51.96
Current ratio from 11.89 to 51.96; short-term debt falls from €17k to €4k.
31-12
Financial
Equity above €200kEq €219k ▲14.6%
5 profitable years in a row build equity to €219k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €45k ▲59.2%
Operating result €68k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲41.7%
3 profitable years in a row build equity to €154k.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Liquidity times 7current ratio 15.29
Current ratio from 2.08 to 15.29; short-term debt falls from €42k to €6k.
31-12
Financial
Equity above €100kEq €108k ▲35.5%
2 profitable years in a row build equity to €108k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amandsesteenweg(BOR) 2182880 BornemGround area
554 m²
Building footprint
271 m²
Volume, LiDAR
1,407 m³
Parcel 12362G0142/00V000, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sint-Amandsesteenweg(BOR) 218, 2880 Bornem
since 20002.099.549.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362G0142/00V000 | Flanders | 554 m² | 1 · 271 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NORTH BIKE
BE 0725.446.568
Stavelot · Eq €141k
FIETSEN HAEGHENS
BE 0427.675.572
Laarne · Eq €142k
Black and Bike Loverval
BE 0671.889.207
Charleroi · Eq €143k
't Velomakerke
BE 0755.572.194
Vosselaar · Eq €143k
Velolux Next Generation
BE 1007.652.727
Mechelen · Eq €138k
Of 1,467 companies in sector 47632 we hold annual accounts for 733. 645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2000
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
50400Inland freight water transport
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
52492
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:euromoto@telenet.be
Phone:0473462646