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EUROMAX CONSTRUCT

Active
Private limited companyfounded 201312 yrs activeKerkedelle 50, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0542.439.044

EUROMAX CONSTRUCT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €2k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 542 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
35 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-36
Solvency38▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.15 against 1.28 in 2024; short-term debt: 86.6% and cash: 0.1% of total assets), and 86.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13.4%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 542 sector peers (2025).
NBB · sector comparison
Position among 542 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
38 d late
2024
25 d late
2023
29 d late
2022
23 d late
2021
26 d late
2020
104 d late
2019
38 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€37k▲ 4.6%
2024 · €36k
2018: €-2k 2019: €19k 2020: €10k 2021: €33k 2022: €33k 2023: €36k 2024: €36k
2018 → 2025
Total assets
€279k▲ 86.3%
2024 · €150k
2018: €35k 2019: €150k 2020: €334k 2021: €160k 2022: €86k 2023: €112k 2024: €150k
2018 → 2025
Net result
€2k
2024 · €-369
2018: €-28k 2019: €21k 2020: €-9k 2021: €23k 2022: €-938 2023: €4k 2024: €-369
2018 → 2025
Working capital
€36k▲ 13.2%
2024 · €32k
2018: €-4k 2019: €16k 2020: €1k 2021: €26k 2022: €24k 2023: €30k 2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€33k-€33k▼ 2.8%€36k▲ 11.2%€36k▼ 1.0%€37k▲ 4.6%
Operating result€35k-€10k▼ 70.8%€13k▲ 32.2%€4k▼ 72.0%€-2k
Net result€23k-€-938€4k€-369€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €35k€35kNet result 2021: €23k€23kOperating result 2022: €10k€10kNet result 2022: €-938€-938Operating result 2023: €13k€13kNet result 2023: €4k€4kOperating result 2024: €4k€4kNet result 2024: €-369€-369Operating result 2025: €-2k€-2kNet result 2025: €2k€2k20212022202320242025
The operating result turns negative in 2025: a loss of €2k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets €1k▼ 66.0%
Current assets €278k▲ 90.4%
Equity and liabilities €279k
Equity €37k▲ 4.6%
Debt €242k▲ 112%
The debt ratio rises from 76.1% to 86.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€711
2024 · €8k
Cash flow
€5k
2024 · €4k
Solvency
13.4%
2024 · 23.9%
Current ratio
1.15
2024 · 1.28
Quick ratio
1.15
2024 · 1.28
Debt / equity
6.45
2024 · 3.18
ROE
4.4%
2024 · -1.0%
ROA
0.6%
2024 · -0.2%
Interest coverage
0.47
2024 · 4.84
Debt
€242k
2024 · €114k
Debt ≤ 1 year
€242k
2024 · €114k
Income taxes
€2k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€150k€279k
Fixed assets21/28€4k€1k
Tangible fixed assets22/27€4k€1k
Furniture and vehicles24€4k€1k
Current assets29/58€146k€278k
Amounts receivable within one year40/41€146k€278k
Trade receivables40€49k€79k
Other amounts receivable41€97k€199k
Cash at bank and in hand54/58€51€364
Equity and liabilities
Total equity and liabilities10/49€150k€279k
Equity10/15€36k€37k
Contributions10/11€6k€6k=
Reserves13€5k€7k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€5k
Profit (loss) carried forward14€24k€24k=
Amounts payable17/49€114k€242k
Amounts payable within one year42/48€114k€242k
Trade debts44€26k€105k
Suppliers440/4€26k€105k
Taxes, remuneration and social security45€19k€18k
Taxes450/3€19k€18k
Other amounts payable47/48€69k€118k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k
Other operating charges640/8€4k€878
Gross operating margin9900€11k€2k
Operating profit (loss)9901€4k€-2k
Financial income75/76B€1k€7k
Recurring financial income75€1k€7k
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€3k€3k
Income taxes67/77€4k€2k
Profit (loss) for the period9904€-369€2k
Profit (loss) for the period to be appropriated9905€-369€2k
Appropriation of the result
Profit (loss) to be appropriated9906€24k€26k
Profit (loss) brought forward from the previous period14P€24k€24k=
Transfer from equity791/2€369€0
Transfer to equity691/2€0€2k
To other reserves6921€0€2k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial Back to profitnet €23k
Net result €23k after one loss-making year.
12-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 104 days late
2020
07-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial Back to profitnet €21k
Net result €21k after one loss-making year.
26-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerkedelle 501200 Sint-Lambrechts-Woluwe
Ground area
237 m²
Building footprint
63 m²
Volume, LiDAR
661 m³
Parcel 21674C0123/00B003, Brussels · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kerkedelle 50, 1200 Sint-Lambrechts-Woluwe
Manufacture of other builders' carpentry and joinery
since 20132.224.538.216
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21674C0123/00B003 Brussels 237 m² 1 · 63 m² 12.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,599 companies in sector 16230 we hold annual accounts for 783. 540 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-11-2013
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
41001General construction of residential buildings
43110Demolition
43211General electrical installation work
43320Joinery installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:batidar@skynet.be
Establishment Sint-Lambrechts-Woluwe 2.224.538.216