LAURO MENUISERIE
ActiveLAURO MENUISERIE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €-61k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-31
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.99 against 7.62 in 2024; short-term debt: 19.6% and cash: 59.3% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-61k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
100 d early
2024
87 d early
2023
111 d early
2022
46 d early
2021
16 d early
2020
2 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€679k
EBIT margin
16.6%
Net result
€-61k▼ 799%
2024 · €-7k
2018: €82k
2019: €75k
2020: €23k
2021: €13k
2022: €81k
2023: €-32k
2024: €-7k
2018 → 2025
Working capital
€148k▼ 29.3%
2024 · €209k
2018: €60k
2019: €122k
2020: €151k
2021: €174k
2022: €257k
2023: €226k
2024: €209k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€181k-€262k▲ 44.8%€230k▼ 12.2%€214k▼ 7.3%€152k▼ 28.7%
Operating result€16k-€114k▲ 590%€-32k€-6k▲ 81.4%€-61k▼ 902%
Net result€13k-€81k▲ 512%€-32k€-7k▲ 78.6%€-61k▼ 799%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €61k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€4k=
Current assets
€185k▼ 23.2%
Equity and liabilities €189k
Equity
€152k▼ 28.7%
Debt
€37k▲ 17.3%
The debt ratio rises from 12.9% to 19.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
80.4%▼
2024 · 87.1%
Current ratio
4.99▼
2024 · 7.62
Quick ratio
4.88▼
2024 · 7.58
Debt / equity
0.24▲
2024 · 0.15
ROE
-40.3%▼
2024 · -3.2%
ROA
-32.4%▼
2024 · -2.8%
Debt
€37k▲
2024 · €32k
Debt ≤ 1 year
€37k▲
2024 · €32k
Income taxes
€-3▼
2024 · €3
Staff costs
€224▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€245k€189k▼
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€241k€185k▼
Stocks and contracts in progress3€1k€4k▲
Stocks30/36€1k€4k▲
Amounts receivable within one year40/41€100k€61k▼
Trade receivables40€67k€34k▼
Other amounts receivable41€34k€27k▼
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€130k€112k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€245k€189k▼
Equity10/15€214k€152k▼
Contributions10/11€20k€20k=
Reserves13€194k€132k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€192k€130k▼
Amounts payable17/49€32k€37k▲
Amounts payable within one year42/48€32k€37k▲
Trade debts44€17k€36k▲
Suppliers440/4€17k€36k▲
Taxes, remuneration and social security45€5k€1k▼
Remuneration and social security454/9€5k€1k▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Non-recurring operating income76A€7k-
Remuneration, social security and pensions62€1k€224▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€17k
Gross operating margin9900€-4k€-37k▼
Operating profit (loss)9901€-6k€-61k▼
Financial income75/76B€283€192▼
Recurring financial income75€283€192▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-7k€-61k▼
Income taxes67/77€3€-3▼
Profit (loss) for the period9904€-7k€-61k▼
Profit (loss) for the period to be appropriated9905€-7k€-61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-61k▼
Profit (loss) brought forward from the previous period14P€-32k-
Transfer from equity791/2€49k€61k▲
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 16.21
Current ratio from 4.79 to 16.21; short-term debt falls from €68k to €15k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €262k ▲44.8%
5 profitable years in a row build equity to €262k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 9.54
Current ratio from 2.91 to 9.54; short-term debt falls from €79k to €20k.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 2.91
Current ratio from 1.44 to 2.91; short-term debt falls from €275k to €79k.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Equity above €150kEq €154k ▲95.3%
2 profitable years in a row build equity to €154k.
13-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Coron(BML) 17604 PéruwelzGround area
1,527 m²
Building footprint
219 m²
Volume, LiDAR
1,231 m³
Parcel 57013A0345/00M000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAURO MENUISERIE
since 20042.138.004.021
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57013A0345/00M000 | Wallonia | 1,527 m² | 1 · 219 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MERCKX LUC
BE 0875.823.193
Halle · Eq €151k
MENUISERIE CLAIX
BE 0884.977.025
Celles (lez-Tournai) · Eq €151k
DEKETELAERE WOUTER
BE 0829.861.427
Staden · Eq €151k
INTERIEUR MARIJN
BE 1005.440.137
Diksmuide · Eq €151k
MENUISERIE MICHEL
BE 0473.359.802
Visé · Eq €154k
Of 1,600 companies in sector 16230 we hold annual accounts for 782. 629 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-06-2004
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36141
43320Joinery installation
45421
45422
46150Agents in the wholesale of furniture, household goods and hardware
47551Retail sale of household furniture
47591Retail trade
51150
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.