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Euro Top Concept

Active
Public limited companyfounded 2004active for 22 yearsIndustrieweg(BOR) 34, 2880 Bornem, BelgiumKBO/BCE: BE 0864.460.634
Summary

Euro Top Concept has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of €930,255. Equity has been growing by about 5.6% per year since 2018. Its solvency ranks better than 52% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-04-2004 Normal situation
Activity
Wholesale trade NACE 46630and 9 others
Joint committees
112 Paritair Comité voor het garagebedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.136.775.584 2880 Bornem, since 01-04-2004
Financial year end
31 December
Peppol
Reachable since 07-05-2025

Board and ownership

Board
  • CAJIMManaging director · permanent representative Jean-Marc Mampaey
  • CORE CONSTRUCTManaging director · permanent representative Pieter Van Hecke
  • KL-ETC HoldingManaging director · permanent representative Fatih Anaz
Shareholders

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.8m
▲ 36.3%
Turnover
≈ €7.6m
estimated
Profit
€930,255
▲ 93.6%
Equity
€2.5m
▲ 15.1%
Total assets
€5.6m
▲ 33.3%
Employees on 31-12-2025
7
=
Filed on 19-05-2026, 73 days before the deadline
Score breakdownlowers riskFounded in 2004Size: 7.6 FTE, total assets €5.6mLiquidity: current ratio 2.47, cash €744,176Profit of €930,255 (financial year 2025)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 70-7
equity 44.7% of total assets
Liquidity 54-11
short-term debt 30.2% · cash 13.2%
Profitability 89+6
return on assets 16.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €240,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.47 (2.66 in 2024), above the usual 1.5. Short-term debt is 30.2% and cash 13.2% of total assets. However, 55.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 53% of them on solvency, 59% on liquidity, 84% on profitability and 71% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 7.6 FTE, total assets €5.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.47, cash €744,176
NBB · annual accounts
lowers risk · Profit of €930,255 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 days early
2024
24 days early
2023
15 days early
2022
57 days late
2021
31 days late
2020
20 days late
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €480,415 to €930,255 ▲ 93.6% View
  • Positive: Higher net result than 95% of companies in wholesale tradesector median €26,864 · 9,808 companies €930,255 View
  • Board changedlatest change 06-01-2026 · 3 in office 3 joined · 2 left View
  • Positive: 8 profitable years in a rowprofit 2025: €930,255 8 years View

Recent changes

  1. · Gazette deed Resignations: Jean-Marc Mampaey (director) and 16 Stories BV (director)Appointments: KL-ETC Holding BV, CAJIM BV and Core Construct BV · Permanent representatives: Fatih Anaz, Jean-Marc Mampaey and Pieter Van Hecke
  2. · Gazette deed Resignations: Kathleen DE VADDER (director) and BV CENTRUM GARAGE (director)Permanent representatives: Stephane VAN LAERE and P.VAN HECKE · Appointment: BV 16 STORIES (director)
  3. · Gazette deed Capital & shares
All 17 events

Comparable companies

These companies have the same main activity as Euro Top Concept: wholesale trade (NACE 46630). They are comparable in size and age: total assets between €4.4m and €6.5m, founded between 1996 and 2009.

CompanyTotal assetsGross margin
Euro Top Concept Bornem€5.6m€1.8m
FASSI.BE Fleurus€6.4m€1.7m
HYDROMAT Welkenraedt€5.0m€1.6m
USED CONSTRUCTION EQUIPMENT TRADING Oostkamp€6.5m€1.6m
BETON TROWEL Londerzeel€6.4m€1.6m
ROB-UNITS Londerzeel€4.4m€2.2m
NAESSENS HYDRAULICS Oosterzele€5.4m€1.7m
Full comparison

Key facts about Euro Top Concept

What is the company number of Euro Top Concept?
The company number of Euro Top Concept is 0864.460.634. The VAT number is the same number with BE in front: BE 0864.460.634.
Where is Euro Top Concept based?
The registered office is at Industrieweg(BOR) 34, 2880 Bornem.Company details
What does Euro Top Concept do?
According to the KBO register, the main activity is wholesale trade (NACE 46630).
What is the legal form of Euro Top Concept?
The legal form of Euro Top Concept is Public limited company (NV).
When was Euro Top Concept founded?
Euro Top Concept was founded on 01-04-2004.
Is Euro Top Concept still active?
Yes, Euro Top Concept is an active enterprise in the KBO register.
How many employees does Euro Top Concept have?
Euro Top Concept had an average of 7.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Euro Top Concept fall under?
In its 2025 annual accounts, Euro Top Concept states joint committees 112 (Paritair Comité voor het garagebedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Euro Top Concept?
The turnover in financial year 2025 is ≈ €7.6m. This figure is estimated from the gross margin of €1.8m and 100 comparable companies (NACE 46). It probably lies between €4.5m and €13.0m.
Is Euro Top Concept profitable?
In financial year 2025, Euro Top Concept made a profit of €930,255.
Where can I find the annual accounts of Euro Top Concept?
Euro Top Concept filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Euro Top Concept due?
Euro Top Concept must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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