16 STORIES
Active16 STORIES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.50M and a net result of €60k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 5495 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
73 d early
2024
24 d early
2023
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.50M▲ 2.5%
2024 · €2.44M
2023: €2.38M
2024: €2.44M
2023 → 2025
Net result
€60k▼ 9.0%
2024 · €66k
2023: €1.88M
2024: €66k
2023 → 2025
Total assets
€3.38M▼ 0.2%
2024 · €3.39M
2023: €3.49M
2024: €3.39M
2023 → 2025
Solvency
74.0%▲ 1.9pp
2024 · 72.1%
2023: 68.0%
2024: 72.1%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2.38M-€2.44M▲ 2.8%€2.50M▲ 2.5%
Operating result€14k-€87k▲ 508%€88k▲ 0.9%
Net result€1.88M-€66k▼ 96.5%€60k▼ 9.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.38M
Fixed assets
€3.33M=
Current assets
€47k▼ 11.2%
Equity and liabilities €3.38M
Equity
€2.50M▲ 2.5%
Debt
€878k▼ 7.0%
The debt ratio falls from 27.9% to 26.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
74.0%▲
2024 · 72.1%
ROE
2.4%▼
2024 · 2.7%
ROA
1.8%▼
2024 · 1.9%
Debt
€878k▼
2024 · €944k
Debt ≤ 1 year
€681k▲
2024 · €82k
Debt > 1 year
€197k▼
2024 · €862k
Income taxes
€20k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.39M€3.38M▼
Fixed assets21/28€3.33M€3.33M=
Financial fixed assets28€3.33M€3.33M=
Current assets29/58€53k€47k▼
Amounts receivable within one year40/41€9k€20k▲
Trade receivables40€0-
Other amounts receivable41€9k€20k▲
Cash at bank and in hand54/58€43k€26k▼
Equity and liabilities
Total equity and liabilities10/49€3.39M€3.38M▼
Equity10/15€2.44M€2.50M▲
Contributions10/11€500k€500k=
Reserves13-€1.25M
Distributable reserves133-€1.25M
Profit (loss) carried forward14€1.94M€752k▼
Amounts payable17/49€944k€878k▼
Amounts payable after more than one year17€862k€197k▼
Financial debts170/4€862k€197k▼
Amounts payable within one year42/48€82k€681k▲
Current portion of amounts payable after more than one year42€63k€64k▲
Trade debts44€18k€17k▼
Suppliers440/4€18k€17k▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Other amounts payable47/48-€600k
Income statement
Code20242025
Other operating charges640/8€589€1k▲
Gross operating margin9900€87k€89k▲
Operating profit (loss)9901€87k€88k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€76k€80k▲
Income taxes67/77€10k€20k▲
Profit (loss) for the period9904€66k€60k▼
Profit (loss) for the period to be appropriated9905€66k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.94M€2.00M▲
Profit (loss) brought forward from the previous period14P€1.88M€1.94M▲
Transfer to equity691/2-€1.25M
To other reserves6921-€1.25M
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €60k ▼9%
Net result drops to €60k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-12-2025
One Paint: Resigned as Director
15-12-2022
Paul BORMS: Resigned as Director
15-12-2022
Pieter Van Hecke: Resigned as Director
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg(BOR) 312880 BornemGround area
2.7 ha
Building footprint
1.6 ha
Volume, LiDAR
17,588 m³
2 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
16S
since 20222.336.845.410
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0202/00F000 | Flanders | 2.3 ha | 1 · 1.4 ha | - |
| 42452C0174/00V000 | Flanders | 3,749 m² | 1 · 1,939 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 10,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2022
Fiscal year end31-12
Abbreviation NL
16S
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Info@coreconstruct.be