EURO - STORES
ActiveEURO - STORES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €161k and a net result of €1k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 170 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability45▼-9
Solvency66▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.59 in 2025; short-term debt: 58.7% and cash: 10.4% of total assets), but 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
41.1%
Return on assets
0.3%
Age of the figures
7 mo
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 07-07-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
85 d early
2025
60 d early
2024
67 d early
2023
2 d early
2022
2 d early
2021
35 d early
2020
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today28-02-2027 close30-09-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€161k▲ 0.8%
2025 · €159k
2019: €54k
2020: €63k
2021: €100k
2022: €126k
2023: €168k
2024: €167k
2025: €159k
2019 → 2026
Total assets
€391k▲ 2.5%
2025 · €381k
2019: €299k
2020: €274k
2021: €381k
2022: €374k
2023: €412k
2024: €351k
2025: €381k
2019 → 2026
Net result
€1k
2025 · €-8k
2019: €6k
2020: €9k
2021: €47k
2022: €27k
2023: €42k
2024: €-1k
2025: €-8k
2019 → 2026
Working capital
€142k▲ 12.2%
2025 · €126k
2019: €22k
2020: €37k
2021: €60k
2022: €71k
2023: €123k
2024: €173k
2025: €126k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€126k-€168k▲ 33.5%€167k▼ 0.6%€159k▼ 4.8%€161k▲ 0.8%
Operating result€46k-€72k▲ 55.6%€13k▼ 82.1%€9k▼ 32.0%€19k▲ 113%
Net result€27k-€42k▲ 59.1%€-1k€-8k▼ 653%€1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 113% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €391k
Fixed assets
€20k▼ 53.2%
Current assets
€371k▲ 9.4%
Equity and liabilities €391k
Equity
€161k▲ 0.8%
Debt
€230k▲ 3.7%
The debt ratio rises from 58.2% to 58.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▼
2025 · €44k
Cash flow
€19k▼
2025 · €27k
Solvency
41.1%▼
2025 · 41.8%
Current ratio
1.62▲
2025 · 1.59
Quick ratio
1.04▲
2025 · 0.91
Debt / equity
1.43▲
2025 · 1.39
ROE
0.8%▲
2025 · -5.1%
ROA
0.3%▲
2025 · -2.1%
Interest coverage
3.11▼
2025 · 4.61
Debt
€230k▲
2025 · €222k
Debt ≤ 1 year
€230k▲
2025 · €213k
Debt > 1 year
€710▼
2025 · €9k
Income taxes
€7k▼
2025 · €8k
Staff costs
€227k▲
2025 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€381k€391k▲
Fixed assets21/28€42k€20k▼
Tangible fixed assets22/27€41k€20k▼
Land and buildings22€4k€434▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€26k€17k▼
Leasing and similar rights25€10k€0▼
Financial fixed assets28€1k€0▼
Current assets29/58€339k€371k▲
Stocks and contracts in progress3€146k€133k▼
Stocks30/36€146k€133k▼
Amounts receivable within one year40/41€140k€191k▲
Trade receivables40€130k€174k▲
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€43k€41k▼
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€381k€391k▲
Equity10/15€159k€161k▲
Contributions10/11€19k€19k=
Reserves13€150k€142k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€150k€142k▼
Profit (loss) carried forward14€-9k€0▲
Amounts payable17/49€222k€230k▲
Amounts payable after more than one year17€9k€710▼
Financial debts170/4€9k€710▼
Amounts payable within one year42/48€213k€230k▲
Current portion of amounts payable after more than one year42€73k€88k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€73k€79k▲
Suppliers440/4€73k€79k▲
Taxes, remuneration and social security45€30k€28k▼
Taxes450/3€13k€14k▲
Remuneration and social security454/9€17k€14k▼
Other amounts payable47/48€36k€35k▼
Income statement
Code20252026
Non-recurring operating income76A€0€2k▲
Remuneration, social security and pensions62€165k€227k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€17k▼
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€0€15k▲
Gross operating margin9900€213k€283k▲
Operating profit (loss)9901€9k€19k▲
Financial income75/76B€820€822▲
Recurring financial income75€820€822▲
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€90€8k▲
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€-8k€1k▲
Profit (loss) for the period to be appropriated9905€-8k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-8k▲
Profit (loss) brought forward from the previous period14P€-1k€-9k▼
Transfer from equity791/2-€8k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
28-02
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
28-02
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
28-02
Financial
Equity above €150kEq €168k ▲33.5%
5 profitable years in a row build equity to €168k.
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-02
Financial
Equity above €100kEq €126k ▲26.7%
4 profitable years in a row build equity to €126k.
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
28-02
Financial
Highest result since 2019net €47k ▲434%
Operating result €76k, net result €47k, both a record.
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 63404 LandenGround area
8,570 m²
Building footprint
3,251 m²
Volume, LiDAR
21,502 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
EURO-STORES
since 19902.047.173.320
Groenstraat 6, 3404 Landen
since 19982.047.173.419
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772B0176/00W000indicative | Flanders | 7,331 m² | 1 · 3,072 m² | 8.3 m · 2 fl. |
| 24076B0299/00P000 | Flanders | 1,239 m² | 1 · 179 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
E.V.O. new
BE 0899.703.110
Schaarbeek · Eq €160k
BOVY ET FILS
BE 0895.279.019
Oupeye · Eq €161k
DEPAR NET
BE 0860.679.515
Steenokkerzeel · Eq €161k
VUUR & TECHNIEK
BE 0896.737.680
Alken · Eq €160k
Kamber
BE 0784.478.392
Anderlecht · Eq €161k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 1,884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-1990
Fiscal year end28-02
Activities, NACEBEL
22260Manufacture of rubber and plastic products
25240
23110Manufacture of other non-metallic mineral products
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.