OCIMO
ActiveSummary
OCIMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176,991 and a net result of €127,873. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 60% of 9294 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+41
Solvency68▲+16
Growth64▲+30
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 0.12 in 2024; short-term debt: 21.6% and cash: 34.8% of total assets), but 56.9% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.1%
Return on assets
31.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €176,991
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
285 d late
2023
503 d late
2022
869 d late
2021
93 d late
2020
150 d late
2019
118 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 292 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€97,782▼ 7.8%
2020 · €106,022
EBIT margin
10.6%▲ 10.0pp
2020 · 0.5%
Net result
€127,873
2024 · -€19,492
Working capital
€76,937
2024 · -€25,562
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€97,782▼ 7.8%
Operating result€10,322▲ 1,677%-€42,756€8,354-€1,150€178,135
Net result€7,645▲ 13,800%-€42,885€6,356-€19,492€127,873
EBIT margin10.6%▲ 10.0pp
Equity€105,446▲ 7.8%€39,111▼ 62.9%€88,610▲ 127%€69,118▼ 22.0%€176,991▲ 156%
Total assets€346,151▲ 3.3%€358,956▲ 3.7%€352,316▼ 1.8%€259,535▼ 26.3%€410,441▲ 58.1%
Debt€240,705▲ 1.5%€319,845▲ 32.9%€263,705▼ 17.6%€190,417▼ 27.8%€233,450▲ 22.6%
Working capital€27,636▲ 302%€6,050▼ 78.1%€29,069▲ 381%-€25,562€76,937
Staff (FTE)10.9▼ 10.0%
Why a figure moved sharply
- 2025 Equity +156%, Total assets +58% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €178,135 after a loss of €1,150 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €410,441
Fixed assets
€245,048 ▼ 4.3%
Current assets
€165,393 ▲ 4,560%
Equity and liabilities €410,441
Equity
€176,991 ▲ 156%
Debt
€233,450 ▲ 22.6%
Debt's share of the balance-sheet total falls from 73.4% to 56.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€189,073▲
2024 · €20,807
Cash flow
€138,812▲
2024 · €2,465
Current ratio
1.87▲
2024 · 0.12
Debt to equity
1.32▼
2024 · 2.75
ROE
72.2%▲
2024 · -28.2%
ROA
31.2%▲
2024 · -7.5%
Interest coverage
1701.98▲
2024 · 322.59
Debt ≤ 1 year
€88,456▲
2024 · €29,111
Debt > 1 year
€132,894▼
2024 · €152,164
Income taxes
€50,178▲
2024 · €18,281
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €97,782 | - | - | - | - | - |
| Non-recurring operating income76A | €3,818 | €2,238 | - | €67,608 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €50,629 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €13,910 | €23,066 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,567 | €10,857 | - | €21,957 | €10,938 | ▼ 50.2% |
| Other operating charges640/8 | €13,172 | €2,593 | €20,972 | €14,314 | €13,850 | ▼ 3.2% |
| Non-recurring operating charges66A | - | €165 | - | €64,139 | - | - |
| Gross operating margin9900 | €50,971 | -€6,074 | €29,325 | €99,260 | €202,924 | ▲ 104% |
| Operating profit (loss)9901 | €10,322 | -€42,756 | €8,354 | -€1,150 | €178,135 | ▲ 15,589% |
| Financial income75/76B | - | - | - | €4 | €27 | ▲ 664% |
| Recurring financial income75 | - | - | - | €4 | €27 | ▲ 664% |
| Financial charges65/66B | €137 | €129 | €178 | €65 | €111 | ▲ 72.2% |
| Recurring financial charges65 | €137 | €129 | €178 | €65 | €111 | ▲ 72.2% |
| Profit (loss) for the period before taxes9903 | €10,185 | -€42,885 | €8,176 | -€1,211 | €178,051 | ▲ 14,803% |
| Income taxes67/77 | €2,540 | - | €1,819 | €18,281 | €50,178 | ▲ 174% |
| Profit (loss) for the period9904 | €7,645 | -€42,885 | €6,356 | -€19,492 | €127,873 | ▲ 756% |
| Profit (loss) for the period to be appropriated9905 | €7,645 | -€42,885 | €6,356 | -€19,492 | €127,873 | ▲ 756% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €346,151 | €358,956 | €352,316 | €259,535 | €410,441 | ▲ 58.1% |
| Fixed assets21/28 | €287,707 | €278,108 | €278,066 | €255,986 | €245,048 | ▼ 4.3% |
| Tangible fixed assets22/27 | €287,583 | €277,942 | €277,942 | €255,986 | €245,048 | ▼ 4.3% |
| Land and buildings22 | €277,377 | €267,541 | €267,541 | €247,869 | €238,034 | ▼ 4.0% |
| Other tangible fixed assets26 | €10,206 | €10,401 | €10,401 | €8,117 | €7,014 | ▼ 13.6% |
| Financial fixed assets28 | €124 | €166 | €124 | - | - | - |
| Current assets29/58 | €58,444 | €80,848 | €74,250 | €3,549 | €165,393 | ▲ 4,560% |
| Amounts receivable within one year40/41 | €46,080 | €41,693 | €50,973 | €0 | €20,215 | - |
| Trade receivables40 | €16,371 | €41,693 | €50,841 | - | €20,215 | - |
| Other amounts receivable41 | €29,709 | - | €132 | - | - | - |
| Current investments50/53 | €27 | €27 | €27 | - | - | - |
| Cash at bank and in hand54/58 | €12,337 | €27,489 | €11,610 | €2,010 | €142,662 | ▲ 6,997% |
| Deferred charges and accrued income490/1 | - | €11,639 | €11,639 | €1,539 | €2,516 | ▲ 63.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €346,151 | €358,956 | €352,316 | €259,535 | €410,441 | ▲ 58.1% |
| Equity10/15 | €105,446 | €39,111 | €88,610 | €69,118 | €176,991 | ▲ 156% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €114,000 | ▲ 1,739% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | - | - | - | - | €107,800 | - |
| Profit (loss) carried forward14 | €37,246 | -€29,089 | €20,410 | €918 | €991 | ▲ 8.0% |
| Amounts payable17/49 | €240,705 | €319,845 | €263,705 | €190,417 | €233,450 | ▲ 22.6% |
| Amounts payable after more than one year17 | €209,897 | €244,531 | €217,274 | €152,164 | €132,894 | ▼ 12.7% |
| Other amounts payable178/9 | €209,897 | €244,531 | €217,274 | €152,164 | €132,894 | ▼ 12.7% |
| Amounts payable within one year42/48 | €30,808 | €74,799 | €45,182 | €29,111 | €88,456 | ▲ 204% |
| Financial debts43 | - | - | €7,511 | €0 | - | - |
| Credit institutions430/8 | - | - | €7,511 | - | - | - |
| Trade debts44 | €26,922 | €61,043 | €26,038 | €10,831 | €0 | ▼ 100% |
| Suppliers440/4 | €26,922 | €61,043 | €26,038 | €10,831 | - | - |
| Taxes, remuneration and social security45 | €3,886 | €13,755 | €11,632 | €18,280 | €68,456 | ▲ 274% |
| Taxes450/3 | €2,776 | €4,454 | - | €18,280 | €68,456 | ▲ 274% |
| Remuneration and social security454/9 | €1,110 | €9,301 | €11,632 | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €20,000 | - |
| Accrued charges and deferred income492/3 | - | €515 | €1,250 | €9,141 | €12,100 | ▲ 32.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,645 | -€42,885 | €6,356 | -€19,492 | €127,873 | ▲ 756% |
| + Depreciation and write-downs630 | €13,567 | €10,857 | - | €21,957 | €10,938 | ▼ 50.2% |
| Operating cash flow (approximation) | €21,212 | -€32,028 | €6,356 | €2,465 | €138,812 | ▲ 5,532% |
| Investment in fixed assets (approximation) | - | -€1,258 | €42 | €123 | €0 | ▼ 100% |
| Change in cash | - | €15,152 | -€15,879 | -€9,600 | €140,652 | ▲ 1,565% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 285 days late
2025
31-12
Financial
Back to profitnet €127,873
Net result €127,873 after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 1.87
Current ratio from 0.12 to 1.87.
31-12
Financial
Equity above €150,000Eq €176,991 ▲156%
Equity rises from €69,118 to €176,991.
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 503 days late
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 869 days late
2023
31-12
Financial
Back to profitnet €6,356
Net result €6,356 after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet -€42,885
Net result drops to -€42,885, the lowest in the series; recovery starts the following year.
01-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 93 days late
2021
31-12
Financial
Equity above €100,000Eq €105,446 ▲7.8%
3 profitable years in a row build equity to €105,446.
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 150 days late
Show earlier events
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 189 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 46 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1989
Ground area
221 m²
Building footprint
148 m²
Volume, LiDAR
1,551 m³
Parcel 21612C0058/00K000, Brussels · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
OCIMO
since 19892.292.959.046
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0058/00K000 | Brussels | 221 m² | 1 · 148 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOVA
BE 0423.110.436
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Van Den Langenbergh Invest
BE 0689.819.854
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POPIMMO
BE 0438.164.143
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COIFIMMO 777
BE 0475.160.636
Rixensart · Eq €177,199
IMMO LISENS
BE 0715.518.124
Hasselt · Eq €177,345
Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 4,734 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
68201Renting and operating of own or leased residential real estate, excluding social housing
43990Other specialised construction activities
Contact
E-mail
mmfabre046@gmail.com
Phone
+3223747089
Phone
+32476796398
E-invoicing
Reachable via Peppol
Peppol ID
0208:0439622410
Also
9925:BE0439622410
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.