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Generated 21-08-2026
Active BE 0437.796.236Public limited companyOpen bankruptcy

EURO GEMS

Hoveniersstraat 46 ·2018 Antwerpen, Belgium· 37 yrs active
Sector: Groothandel in diamant en andere edelstenen (46861)
Conclusion Checked

A bankruptcy procedure is open for EURO GEMS according to publications in the Belgian State Gazette. The 2020 annual accounts show equity of €235k and a net result of €-58k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €235k
Net result €-58k
Better than sector 33%
Active 37 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency29Growth78Stability0
21 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 29
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2020 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2020 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 23-03-2022 with the NBB · fiscal year 2020 · micro
€-100k€-75k€-50k€-25k€0€25kOperating result 2018: €-33k€-33kNet result 2018: €-76k€-76kOperating result 2019: €-13k€-13kNet result 2019: €-62k€-62kOperating result 2020: €20k€20kNet result 2020: €-58k€-58k201820192020
Operating resultNet result
Sector comparison
Fiscal year 2020 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 9.1% 24.5%
better than 33% of 977 sector peers
Net result €18k €3k
better than 73% of 974 sector peers
Equity €235k €28k
better than 89% of 981 sector peers
Gross operating margin €20k €20k
better than 50% of 972 sector peers
Total assets €2.59M €159k
better than 95% of 977 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-58k
+6.3% 18-20
Total assets
€2.59M
-16.3% 18-20
Equity
€235k
+8.1% 18-20
Working capital
€235k
+8.1% 18-20
Income taxes
€2k
-4.7% 18-20
Debt
€2.36M
-18.1% 18-20
Debt ≤ 1y
€2.36M
-18.1% 18-20
Current ratio
1.10
+2.2% 18-20
Show 4 other metrics
Quick ratio
0.15
-38.2% 18-20
Solvency
9.1%
+29.1% 18-20
ROE
-24.8%
+13.4% 18-20
ROA
-2.3%
-11.9% 18-20
Figures by fiscal year
Fiscal year2020
Depositmicro
Revenue-
EBITDA-
Net profit€-58k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€2.59M
Equity€235k
Debt€2.36M
of which ≤ 1y€2.36M
of which > 1y-
Working capital€235k
Employees (FTE)-
Ratios (computed)
2020
Current ratio1.10
Quick ratio0.15
Working capital ratio9.1%
Solvency9.1%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-2.3%
ROE-24.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€2.59M
Fixed assets 21/28€549
Financial fixed assets 28€549
Current assets 29/58€2.59M
Stocks & contracts in progress 3€2.24M
Amounts receivable within one year 40/41€346k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.59M
Equity 10/15€235k
Contributions / capital 10/11€85k
Reserves 13€209k
Accumulated profits (losses) 14€-58k
Amounts payable 17/49€2.36M
Amounts payable within one year 42/48€2.36M
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€20k
Operating result 9901€20k
Financial charges 65€2k
Result before taxes 9903€18k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator CATHARINA ORLENT
PR. JOS. CHARLOTTELAAN 71, 9100 SINT-NIKLAAS
 29-12-2022 → present Belgian State Gazette
Legal Structure
NACE primary Groothandel in diamant en andere edelstenen(46861)
Legal form Public limited company(014)
Incorporation26-06-1989
StatusActive
Postal code2018
First BS signal 05-01-2023
Latest BS signal 05-01-2023
Establishment units 1 location
Hoveniersstraat 46, 2018 Antwerpen
Bewerking van diamant
since 19892.044.266.684
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1179/00R021 Flanders 270 m² 1 · 270 m² 22.5 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
05-01-2023
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · EUROGEMS NV HOVENIERS- STRAAT 46/4, 2018 ANTWERPEN 1 · event 29-12-2022
2022
24-06-2022
State Gazette act Registered-office change
23-03-2022
NBB filing Annual accounts filed
fiscal year 2020 · micro
2021
30-07-2021
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
30-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
11-02-2019
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
24-10-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
24-01-2017
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
14-04-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
31-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
14-08-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2012
14-08-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
Lifecycle & Insolvency Signals1 events
05-01-2023
Bankruptcy Opening
Date: 29-12-2022 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · EUROGEMS NV HOVENIERS- STRAAT 46/4, 2018 ANTWERPEN 1 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-01-05 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
24-06-2022
Registered-office move
All acts · 1 updated 4 years ago
2022
24-06-2022 Registered office moved within Antwerpen Registered-office change
  • Hoveniersstraat 55 bus 19, 2018 Antwerpen → Hoveniersstraat 46 bus 4, 2018 Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Hoveniersstraat 46 bus 4, 2018 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Hoveniersstraat",
        "country": "BE",
        "postcode": "2018",
        "box_number": "4",
        "street_number": "46",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Hoveniersstraat 55 bus 19, 2018 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Hoveniersstraat",
        "country": "BE",
        "postcode": "2018",
        "box_number": "19",
        "street_number": "55",
        "locality_suffix": null
      },
      "effective_date": "2022-02-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-06-13",
    "act_kind_objet": "rechtzetting - zetelverplaatsing - ontslagen - benoemingen"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2022-02-08",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0437.796.236",
    "name_full": "Euro Gems",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jan Lambregts",
    "org_rep_person_name": null,
    "person_role_at_subject": "lasthebber"
  },
  "co_filed_documents": [
    "Notulen van de bijzondere algemene vergadering dd. 08/02/2022"
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in diamant en andere edelstenen46861Groothandel in diamant51561
Primary activity highlighted.
Names & trade names
Legal nameNL EURO GEMS
Registered office
Hoveniersstraat 46 bus 4
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 114 of 1,239 companies in this sector with filed accounts
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KAREENA GEMS BE 0839.120.373 · Antwerpen
BELGOTRADING CY BE 0433.165.277 · Antwerpen
J.S. STATUS DIAMONDS BE 0896.112.823 · Antwerpen
CLASSIC DIAM BE 0476.576.242 · Antwerpen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative