EURO CREATIF
ActiveEURO CREATIF has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €8k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 4604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+70
Solvency41▼-24
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.53 in 2023; short-term debt: 84.1% and cash: 1% of total assets), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.9%
Return on assets
4.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €27k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
67 d late
2018
163 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 46.1%
2023 · €18k
2018: €28k
2019: €26k
2020: €32k
2021: €25k
2022: €24k
2023: €18k
2018 → 2025
Total assets
€168k▲ 264%
2023 · €46k
2018: €35k
2019: €44k
2020: €76k
2021: €35k
2022: €43k
2023: €46k
2018 → 2025
Net result
€8k
2023 · €-6k
2018: €1k
2019: €-2k
2020: €6k
2021: €-7k
2022: €-1k
2023: €-6k
2018 → 2025
Working capital
€25k▲ 66.4%
2023 · €15k
2018: €24k
2019: €14k
2020: €22k
2021: €17k
2022: €17k
2023: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€32k-€25k▼ 22.3%€24k▼ 4.3%€18k▼ 23.3%€27k▲ 46.1%
Operating result€6k-€-8k€-850▲ 88.8%€-5k▼ 447%€7k
Net result€6k-€-7k€-1k▲ 84.9%€-6k▼ 416%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €7k in 2025, compared with €-5k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €168k
Fixed assets
€2k▼ 41.8%
Current assets
€166k▲ 288%
Equity and liabilities €168k
Equity
€27k▲ 46.1%
Debt
€141k▲ 407%
The debt ratio rises from 60.3% to 84.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▲
2023 · €-2k
Cash flow
€8k▲
2023 · €-3k
Solvency
15.9%▼
2023 · 39.7%
Current ratio
1.18▼
2023 · 1.53
Quick ratio
1.18▼
2023 · 1.53
Debt / equity
5.27▲
2023 · 1.52
ROE
28.4%▲
2023 · -30.3%
ROA
4.5%▲
2023 · -12.1%
Interest coverage
76.13▲
2023 · -8.30
Debt
€141k▲
2023 · €28k
Debt ≤ 1 year
€141k▲
2023 · €28k
Staff costs
€72k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€46k€168k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€1k-
Furniture and vehicles24€1k-
Financial fixed assets28€2k€2k=
Current assets29/58€43k€166k▲
Amounts receivable within one year40/41€40k€162k▲
Trade receivables40€28k€125k▲
Other amounts receivable41€12k€37k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€93€2k▲
Equity and liabilities
Total equity and liabilities10/49€46k€168k▲
Equity10/15€18k€27k▲
Contributions10/11€19k€19k=
Reserves13€774€774=
Non-distributable reserves130/1€774€774=
Reserves not available under the articles1311€774€774=
Profit (loss) carried forward14€-1k€7k▲
Amounts payable17/49€28k€141k▲
Amounts payable within one year42/48€28k€141k▲
Trade debts44€25k€135k▲
Suppliers440/4€25k€135k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€272€131▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48-€100
Income statement
Code20232025
Remuneration, social security and pensions62€31k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€458▼
Other operating charges640/8€1k€479▼
Gross operating margin9900€31k€80k▲
Operating profit (loss)9901€-5k€7k▲
Financial income75/76B€1€403▲
Recurring financial income75€1€403▲
Financial charges65/66B€197€102▼
Recurring financial charges65€197€102▼
Profit (loss) for the period before taxes9903€-5k€8k▲
Income taxes67/77€705-
Profit (loss) for the period9904€-6k€8k▲
Profit (loss) for the period to be appropriated9905€-6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€7k▲
Profit (loss) brought forward from the previous period14P€5k€-177▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-7k ▼221%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 163 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerstallesteenweg 440A1180 UkkelGround area
2,329 m²
Building footprint
387 m²
Volume, LiDAR
3,620 m³
3 parcels, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Neerstallesteenweg 440 A, 1180 Ukkel
since 20102.191.191.495
GLOBE CREATIF
since 20152.249.102.178
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0084/00X000 | Brussels | 1,824 m² | 1 · 128 m² | 13.8 m · 2 fl. |
| 21616G0081/00N002 | Brussels | 298 m² | 1 · 194 m² | 19.1 m · 5 fl. |
| 21614E0099/00P002 | Brussels | 207 m² | 1 · 65 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COIFFEUR JACQUES
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2010
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.