COIFFEUR JACQUES
ActiveCOIFFEUR JACQUES has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-5k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 17.31 against 13.18 in 2024; short-term debt: 5.8% and cash: 62.4% of total assets), and 6.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.6%
Return on assets
-18.5%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-10-2025, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
17 d early
2023
43 d early
2022
11 d early
2021
51 d early
2020
37 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€38k
EBIT margin
7.9%
Net result
€-5k▼ 0.2%
2024 · €-5k
2019: €1k
2020: €1k
2021: €6k
2022: €-4k
2023: €-4k
2024: €-5k
2019 → 2025
Working capital
€27k▼ 15.7%
2024 · €32k
2019: €37k
2020: €39k
2021: €44k
2022: €40k
2023: €37k
2024: €32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€41k▼ 9.5%€37k▼ 9.3%€32k▼ 14.1%€27k▼ 16.5%
Operating result€7k-€-4k€-4k▲ 11.5%€-5k▼ 37.9%€-5k▼ 0.2%
Net result€6k-€-4k€-4k▲ 11.4%€-5k▼ 37.5%€-5k▼ 0.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€113▼ 51.8%
Current assets
€28k▼ 17.4%
Equity and liabilities €28k
Equity
€27k▼ 16.5%
Debt
€2k▼ 30.8%
The debt ratio falls from 7.7% to 6.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €-5k
Cash flow
€-5k▼
2024 · €-5k
Solvency
93.6%▲
2024 · 92.3%
Current ratio
17.31▲
2024 · 13.18
Quick ratio
17.31▲
2024 · 13.18
Debt / equity
0.07▼
2024 · 0.08
ROE
-19.8%▼
2024 · -16.5%
ROA
-18.5%▼
2024 · -15.2%
Interest coverage
-113.01▲
2024 · -114.93
Debt
€2k▼
2024 · €3k
Debt ≤ 1 year
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€28k▼
Fixed assets21/28€234€113▼
Tangible fixed assets22/27€163€42▼
Plant, machinery and equipment23€163€42▼
Financial fixed assets28€71€71=
Current assets29/58€34k€28k▼
Amounts receivable within one year40/41€9k€11k▲
Trade receivables40€211€68▼
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€25k€18k▼
Deferred charges and accrued income490/1€196€30▼
Equity and liabilities
Total equity and liabilities10/49€35k€28k▼
Equity10/15€32k€27k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€11k€6k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€1k€372▼
Suppliers440/4€1k€372▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Accrued charges and deferred income492/3€51€198▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€197€121▼
Other operating charges640/8€850€926▲
Gross operating margin9900€-4k€-4k▼
Operating profit (loss)9901€-5k€-5k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903€-5k€-5k▼
Profit (loss) for the period9904€-5k€-5k▼
Profit (loss) for the period to be appropriated9905€-5k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€6k▼
Profit (loss) brought forward from the previous period14P€17k€11k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
10-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Highest result since 2019net €6k ▲358%
Operating result €7k, net result €6k, both a record.
31-03
Financial
Liquidity quadruplescurrent ratio 15.08
Current ratio from 3.70 to 15.08; short-term debt falls from €14k to €3k.
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
15-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av Alph Allard 521420 Braine-l'Alleud1 establishment unit
Av Alph Allard 52, 1420 Braine-l'Alleud
since 19972.081.932.576
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MAISON LV
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LE SALON
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KISSEMBEEK HAIRDESIGN
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-1997
Fiscal year end31-03
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filings
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jacques-tif@hotmail.fr