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EURO & BOUW

Active
Private limited companyfounded 2005active for 21 yearsLeysestraat 50, 3581 Beringen, BelgiumKBO/BCE: BE 0872.728.794
Summary

The computed 12-month bankruptcy probability of EURO & BOUW is 1.7% (moderate). The annual accounts of EURO & BOUW for financial year 2025 show a net loss of 85% of total assets and of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €10,996 and a net result of -€34,076. Equity has been shrinking by about 4.1% per year since 2018. Its solvency ranks better than 34% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-03-2005 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2023
Establishment unit
2.155.475.996 3581 Beringen, since 08-03-2006
Financial year end
31 December
Peppol
Reachable since 30-01-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€29,483
▼ 3.0%
Turnover
≈ €210,000
estimated
Loss
€34,076
▲ 52.1%
Equity
€10,996
▼ 75.6%
Total assets
€40,195
▼ 42.6%
Employees on 31-12-2025
1
=
Score breakdownraises riskLoss of €34,076, the second in a row (financial year 2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 2005Size: total assets €40,195Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 52-37
equity 27.4% of total assets
Liquidity 12-63
short-term debt 70.2% · cash 0.0%
Profitability 0=
return on assets -84.8%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +1.1 percentage points vs 07-2026highest value 09-2026: 1.7%● unchanged vs 08-2026highest value 10-2026: 1.7%● unchanged vs 09-2026highest value 11-2026: 1.7%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.52 (1.84 in 2024), below 1. Short-term debt is 70.2% and cash 0% of total assets. 72.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 34% of them on solvency, 11% on liquidity, 5% on profitability and 7% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €34,076, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €40,195
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€34,076
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
31 days early
2023
41 days early
2022
27 days early
2021
18 days late
2020
2 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in construction of buildingssector median €8,554 · 9,386 companies -€34,076 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€34,076 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Appointment: ASARKAYA Ali (director)
  2. · Gazette deed Appointment: Habip Baysak (director)
  3. · Gazette deed Resignation: Suleyman Dursuner (director)
All 18 events

Comparable companies

These companies have the same main activity as EURO & BOUW: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €33,600 and €48,100, founded between 2003 and 2008.

CompanyTotal assetsGross margin
EURO & BOUW Beringen€40,195€29,483
BOUWONDERNEMING FILIP WILLEMS Maasmechelen€48,110€31,606
OTTEN Les Bons Villers€39,174€26,886
F & F Enterprises International Arendonk€46,856€26,109
CTHL Braine-le-Comte€34,244€30,941
CIMIMMO La Louvière€42,985€31,329
TADEX Sint-Gillis (bij-Brussel)€33,600€34,001
Full comparison

Key facts about EURO & BOUW

What is the company number of EURO & BOUW?
The company number of EURO & BOUW is 0872.728.794. The VAT number is the same number with BE in front: BE 0872.728.794.
Where is EURO & BOUW based?
The registered office is at Leysestraat 50, 3581 Beringen.Company details
What does EURO & BOUW do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of EURO & BOUW?
The legal form of EURO & BOUW is Private limited company (BV).
When was EURO & BOUW founded?
EURO & BOUW was founded on 24-03-2005.
Is EURO & BOUW still active?
Yes, EURO & BOUW is an active enterprise in the KBO register.
How many employees does EURO & BOUW have?
EURO & BOUW had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does EURO & BOUW fall under?
In its 2023 annual accounts, EURO & BOUW states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of EURO & BOUW?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €29,483 and 164 comparable companies (NACE 41001). It probably lies between €110,000 and €380,000.
Is EURO & BOUW profitable?
In financial year 2025, EURO & BOUW made a loss of €34,076.
Where can I find the annual accounts of EURO & BOUW?
EURO & BOUW filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EURO & BOUW due?
EURO & BOUW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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