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Eubelro

Active
Private limited companyfounded 198342 yrs activeAvenue des Crocus(NAL) 23, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0424.662.931
Summary

Eubelro has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €587,094 and a net result of €117,361. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 4345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability53▲+19
Solvency57▲+5
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.39 in 2023; short-term debt: 67% and cash: 52.3% of total assets), and 68.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 42 years 0 50 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €587,094
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-10-2025, 79 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
79 d late
2023
91 d late
2022
73 d late
2021
93 d late
2020
114 d late
2019
115 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 94 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Eubelro was incorporated on 10 October 1983.1 Total assets went from EUR 1.8 million in 2018 to EUR 1.8 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€587,094▲ 25.0%
2023 · €469,733
Total assets
€1.8m▲ 7.1%
2023 · €1.7m
Net result
€117,361
2023 · -€26,270
Working capital
€609,227▲ 25.8%
2023 · €484,335
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€25,937▼ 13.4%-€25,384▲ 2.1%€5,055-€23,749€42,674
Net result-€63,807below the sector's middle half▼ 366%€4,817within the sector's middle half-€5,157below the sector's middle half-€26,270below the sector's middle half▼ 409%€117,361above the sector's middle half
Equity€496,342above the sector's middle half▼ 11.4%€501,160above the sector's middle half▲ 1.0%€496,003above the sector's middle half▼ 1.0%€469,733above the sector's middle half▼ 5.3%€587,094above the sector's middle half▲ 25.0%
Total assets€1.7mabove the sector's middle half▼ 3.6%€1.7mabove the sector's middle half▲ 0.7%€1.7mabove the sector's middle half▼ 0.4%€1.7mabove the sector's middle half▼ 0.7%€1.8mabove the sector's middle half▲ 7.1%
Debt€1.2m▼ 0.1%€1.2m▲ 0.6%€1.2m▼ 0.1%€1.3m▲ 1.1%€1.3m▲ 0.4%
Working capital€489,161above the sector's middle half▼ 10.4%€507,122above the sector's middle half▲ 3.7%€499,012above the sector's middle half▼ 1.6%€484,335above the sector's middle half▼ 2.9%€609,227above the sector's middle half▲ 25.8%
Solvency28.7%within the sector's middle half▼ 2.5pp28.7%within the sector's middle half▲ 0.1pp28.6%within the sector's middle half▼ 0.2pp27.2%within the sector's middle half▼ 1.3pp31.8%within the sector's middle half▲ 4.5pp
Current ratio1.40within the sector's middle half▼ 0.051.41within the sector's middle half▲ 0.011.40within the sector's middle half▼ 0.011.39within the sector's middle half▼ 0.011.49within the sector's middle half▲ 0.10
Return on assets (ROA)-3.7%below the sector's middle half▼ 2.9pp0.3%within the sector's middle half▲ 4.0pp-0.3%within the sector's middle half▼ 0.6pp-1.5%below the sector's middle half▼ 1.2pp6.4%within the sector's middle half▲ 7.9pp
above within below the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000Operating result 2020: -€25,937-€25,937Net result 2020: -€63,807-€63,807Operating result 2021: -€25,384-€25,384Net result 2021: €4,817€4,817Operating result 2022: €5,055€5,055Net result 2022: -€5,157-€5,157Operating result 2023: -€23,749-€23,749Net result 2023: -€26,270-€26,270Operating result 2024: €42,674€42,674Net result 2024: €117,361€117,36120202021202220232024-€50,000€0€50,000€100,000Operating result 2022: €5,055€5,060Net result 2022: -€5,157-€5,160Operating result 2023: -€23,749-€23,700Net result 2023: -€26,270-€26,300Operating result 2024: €42,674€42,700Net result 2024: €117,361€117,000202220232024
The operating result returns to profit in 2024: €42,674 after a loss of €23,749 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.8m
Equity €587,094 ▲ 25.0%
Debt €1.3m ▲ 0.4%
Debt's share of the balance-sheet total falls from 72.8% to 68.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
2.15▼
2023 · 2.67
ROE
20.0%▲
2023 · -5.6%
Debt ≤ 1 year
€1.2m▼
2023 · €1.2m
Income taxes
€1,371▲
2023 · €1,316
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.7m€1.8m▲
Current assets29/58€1.7m€1.8m▲
Amounts receivable within one year40/41€356,350€52,803▼
Trade receivables40€2,742€31,515▲
Other amounts receivable41€353,608€21,288▼
Current investments50/53€834,511€816,905▼
Cash at bank and in hand54/58€533,391€965,608▲
Deferred charges and accrued income490/1-€11,642
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.8m▲
Equity10/15€469,733€587,094▲
Contributions10/11€300,000€300,000=
Reserves13€237,639€237,639=
Distributable reserves133€237,639€237,639=
Profit (loss) carried forward14-€67,906€49,456▲
Amounts payable17/49€1.3m€1.3m▲
Amounts payable within one year42/48€1.2m€1.2m▼
Trade debts44€7,315€18,462▲
Suppliers440/4€7,315€18,462▲
Other amounts payable47/48€1.2m€1.2m▼
Accrued charges and deferred income492/3€14,602€22,133▲
Income statement Code20232024
Other operating charges640/8€3,270€2,800▼
Gross operating margin9900-€20,479€45,475▲
Operating profit (loss)9901-€23,749€42,674▲
Financial income75/76B€26,267€88,740▲
Recurring financial income75€26,267€88,740▲
Financial charges65/66B€27,472€12,682▼
Recurring financial charges65€27,472€12,682▼
Profit (loss) for the period before taxes9903-€24,954€118,733▲
Income taxes67/77€1,316€1,371▲
Profit (loss) for the period9904-€26,270€117,361▲
Profit (loss) for the period to be appropriated9905-€26,270€117,361▲
Appropriation of the result
Profit (loss) to be appropriated9906-€97,906€49,456▲
Profit (loss) brought forward from the previous period14P-€71,636-€67,906▲
Transfer from equity791/2€30,000-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,181€7,181----
Other operating charges640/8-€868€1,706€3,270€2,800▼ 14.4%
Gross operating margin9900-€17,250-€17,335€6,762-€20,479€45,475▲ 322%
Operating profit (loss)9901-€25,937-€25,384€5,055-€23,749€42,674▲ 280%
Financial income75/76B-€37,521€31,440€26,267€88,740▲ 238%
Recurring financial income75€4,393€37,521€31,440€26,267€88,740▲ 238%
Financial charges65/66B-€6,969€40,935€27,472€12,682▼ 53.8%
Recurring financial charges65€42,074€6,969€40,935€27,472€12,682▼ 53.8%
Profit (loss) for the period before taxes9903-€63,618€5,168-€4,439-€24,954€118,733▲ 576%
Income taxes67/77€189€351€718€1,316€1,371▲ 4.2%
Profit (loss) for the period9904-€63,807€4,817-€5,157-€26,270€117,361▲ 547%
Profit (loss) for the period to be appropriated9905-€63,807€4,817-€5,157-€26,270€117,361▲ 547%
Line20202021202220232024Change
Assets
Total assets20/58€1.7m€1.7m€1.7m€1.7m€1.8m▲ 7.1%
Fixed assets21/28€7,181-----
Tangible fixed assets22/27€7,181-----
Current assets29/58€1.7m€1.7m€1.7m€1.7m€1.8m▲ 7.1%
Amounts receivable within one year40/41€1,671€526€308,607€356,350€52,803▼ 85.2%
Trade receivables40--€4,374€2,742€31,515▲ 1,049%
Other amounts receivable41-€526€304,232€353,608€21,288▼ 94.0%
Current investments50/53€114,362€167,033€193,981€834,511€816,905▼ 2.1%
Cash at bank and in hand54/58€1.6m€1.6m€1.2m€533,391€965,608▲ 81.0%
Deferred charges and accrued income490/1----€11,642-
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.7m€1.7m€1.7m€1.8m▲ 7.1%
Equity10/15€496,342€501,160€496,003€469,733€587,094▲ 25.0%
Contributions10/11-€300,000€300,000€300,000€300,000=
Reserves13€307,711€307,711€267,639€237,639€237,639=
Non-distributable reserves130/1-€30,000€30,000---
Reserves not available under the articles1311-€30,000€30,000---
Distributable reserves133-€277,711€237,639€237,639€237,639=
Profit (loss) carried forward14-€111,369-€106,551-€71,636-€67,906€49,456▲ 173%
Amounts payable17/49€1.2m€1.2m€1.2m€1.3m€1.3m▲ 0.4%
Amounts payable within one year42/48€1.2m€1.2m€1.2m€1.2m€1.2m▼ 0.2%
Trade debts44€8,397€8,398€8,437€7,315€18,462▲ 152%
Suppliers440/4-€8,398€8,437€7,315€18,462▲ 152%
Other amounts payable47/48-€1.2m€1.2m€1.2m€1.2m▼ 1.1%
Accrued charges and deferred income492/3-€5,962€3,009€14,602€22,133▲ 51.6%
Line20202021202220232024Change
Profit (loss) for the period9904-€63,807€4,817-€5,157-€26,270€117,361▲ 547%
+ Depreciation and write-downs630€7,181€7,181----
Operating cash flow (approximation)-€56,626€11,998-€5,157-€26,270€117,361▲ 547%
Change in cash--€32,669-€341,859-€701,118€432,218▲ 162%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
18-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 79 days late
2024
31-12
Financial Back to profitnet €117,361
Net result €117,361 after 2 loss-making years.
31-12
Financial Equity above €500,000Eq €587,094 ▲25%
Equity rises from €469,733 to €587,094.
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
12-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
01-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 93 days late
2021
31-12
Financial Back to profitnet €4,817
Net result €4,817 after 3 loss-making years.
31-12
Financial Equity above €500,000Eq €501,160 ▲1%
Equity rises from €496,342 to €501,160.
22-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 114 days late
2020
31-12
Financial Weakest financial yearnet -€63,807
Net result drops to -€63,807, the lowest in the series; recovery starts the following year.
23-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
25-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 86 days late
Show earlier events
2018
30-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2016
24-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1983
seat establishment The establishment unit on the map
Ground area
3,305 m²
Building footprint
1,416 m²
Volume, LiDAR
13,514 m³
2 parcels, Wallonia · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Allée des Templiers(LOV) 41, 6280 Gerpinnes
Other activities auxiliary to financial services, excluding insurance and pension funding
since 19832.037.515.682
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52041A0190/00V038 Wallonia 2,465 m² 1 · 1,167 m² 15.9 m · 4 fl.
56058A0420/00W002 Wallonia 840 m² 1 · 249 m² 6.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600RLDHVZW2HFMP49
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 4,560 companies in sector 74999 we hold annual accounts for 1,935. 1,115 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-10-1983
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
72109Other research and development on natural sciences
E-invoicing
Reachable via Peppol
Peppol ID 0208:0424662931
Also 9925:BE0424662931
Registered 12-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.