BEMA
ActiveSummary
BEMA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,678) and a net result of -€5,018. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 3494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-2
Solvency24▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.53 in 2024; short-term debt: 79.3% and cash: 0.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.7%
Return on assets
-0.4%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€8,678
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
7 d late
2023
2 d early
2022
22 d early
2021
14 d late
2020
2 d late
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€500▼ 73.9%
2021 · €1,919
EBIT margin
-15440.6%▼ 9918.1pp
2021 · -5522.5%
Net result
-€5,018
2024 · €9,329
Working capital
-€450,217▼ 0.7%
2024 · -€447,005
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1,919€500▼ 73.9%
Operating result-€105,977-€77,203▲ 27.2%-€33,131▲ 57.1%-€53,796▼ 62.4%-€22,467▲ 58.2%
Net result€281▼ 99.6%-€5,663-€3,329▲ 41.2%€9,329-€5,018
EBIT margin-5522.5%-15440.6%▼ 9918.1pp
Equity-€3,997▲ 6.6%-€9,660▼ 142%-€12,989▼ 34.5%-€3,660▲ 71.8%-€8,678▼ 137%
Total assets€2.8m▲ 1.0%€2.7m▼ 2.1%€2.6m▼ 4.0%€1.2m▼ 54.2%€1.2m▼ 2.0%
Debt€2.8m▲ 1.0%€2.7m▼ 1.9%€2.6m▼ 3.9%€1.2m▼ 54.3%€1.2m▼ 1.6%
Working capital-€258,332▼ 0.9%-€313,719▼ 21.4%-€406,770▼ 29.7%-€447,005▼ 9.9%-€450,217▼ 0.7%
Staff (FTE)0.6=1▲ 66.7%1=0.3▼ 70.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22,467 in 2025 against €53,796 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€691,539 ▼ 0.3%
Current assets
€475,550 ▼ 4.5%
Key figures and ratios
EBITDA
-€20,661▼
2024 · -€11,853
Cash flow
-€3,212▼
2024 · €51,272
Solvency
-0.7%▼
2024 · -0.3%
Current ratio
0.51▼
2024 · 0.53
ROA
-0.4%▼
2024 · 0.8%
Interest coverage
-261.53▼
2024 · -6.01
Debt ≤ 1 year
€925,767▼
2024 · €944,935
Debt > 1 year
€250,000=
2024 · €250,000
A ratio outside any meaningful range has been withheld (balance sheet total €1.2m, equity -€8,678).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1,919 | €500 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €23,757 | - | - | €24,116 | - |
| Remuneration, social security and pensions62 | - | €17,140 | €16,061 | €4,809 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,893 | €41,943 | €1,944 | €41,943 | €1,806 | ▼ 95.7% |
| Other operating charges640/8 | - | €159 | €1,017 | €1,396 | €1,345 | ▼ 3.7% |
| Gross operating margin9900 | -€14,504 | -€17,961 | -€14,109 | -€5,648 | -€19,316 | ▼ 242% |
| Operating profit (loss)9901 | -€105,977 | -€77,203 | -€33,131 | -€53,796 | -€22,467 | ▲ 58.2% |
| Financial income75/76B | - | €75,274 | €32,493 | €65,098 | €17,528 | ▼ 73.1% |
| Recurring financial income75 | €110,293 | €75,274 | €32,493 | €65,098 | €17,528 | ▼ 73.1% |
| Financial charges65/66B | - | €3,734 | €2,691 | €1,973 | €79 | ▼ 96.0% |
| Recurring financial charges65 | €4,035 | €3,734 | €2,691 | €1,973 | €79 | ▼ 96.0% |
| Profit (loss) for the period before taxes9903 | €281 | -€5,663 | -€3,329 | €9,329 | -€5,018 | ▼ 154% |
| Profit (loss) for the period9904 | €281 | -€5,663 | -€3,329 | €9,329 | -€5,018 | ▼ 154% |
| Profit (loss) for the period to be appropriated9905 | €281 | -€5,663 | -€3,329 | €9,329 | -€5,018 | ▼ 154% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.8m | €2.7m | €2.6m | €1.2m | €1.2m | ▼ 2.0% |
| Fixed assets21/28 | €779,335 | €737,392 | €735,448 | €693,345 | €691,539 | ▼ 0.3% |
| Tangible fixed assets22/27 | €779,175 | €737,232 | €735,288 | €693,345 | €691,539 | ▼ 0.3% |
| Plant, machinery and equipment23 | - | €720,000 | €720,000 | €680,000 | €680,000 | = |
| Furniture and vehicles24 | - | €7,232 | €5,288 | €3,345 | €1,539 | ▼ 54.0% |
| Other tangible fixed assets26 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Financial fixed assets28 | €160 | €160 | €160 | - | - | - |
| Current assets29/58 | €2.0m | €2.0m | €1.9m | €497,930 | €475,550 | ▼ 4.5% |
| Amounts receivable after more than one year29 | - | €129,000 | €29,000 | €29,000 | €29,000 | = |
| Other amounts receivable291 | - | €129,000 | €29,000 | €29,000 | €29,000 | = |
| Amounts receivable within one year40/41 | €1.8m | €1.8m | €1.8m | €441,070 | €427,396 | ▼ 3.1% |
| Trade receivables40 | - | €6,121 | €4,840 | €28,980 | €11,829 | ▼ 59.2% |
| Other amounts receivable41 | - | €1.8m | €1.8m | €412,090 | €415,567 | ▲ 0.8% |
| Cash at bank and in hand54/58 | €82,835 | €54,160 | €46,107 | €27,860 | €2,204 | ▼ 92.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €16,950 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.8m | €2.7m | €2.6m | €1.2m | €1.2m | ▼ 2.0% |
| Equity10/15 | -€3,997 | -€9,660 | -€12,989 | -€3,660 | -€8,678 | ▼ 137% |
| Contributions10/11 | €39,700 | €39,700 | €39,700 | €39,700 | €39,700 | = |
| Capital10 | - | €39,700 | €39,700 | €39,700 | €39,700 | = |
| Issued capital100 | - | €39,700 | €39,700 | €39,700 | €39,700 | = |
| Reserves13 | €3,970 | €3,970 | €3,970 | €3,970 | €3,970 | = |
| Non-distributable reserves130/1 | - | €3,970 | €3,970 | €3,970 | €3,970 | = |
| Legal reserve130 | - | €3,970 | €3,970 | €3,970 | €3,970 | = |
| Profit (loss) carried forward14 | -€47,667 | -€53,330 | -€56,659 | -€47,330 | -€52,348 | ▼ 10.6% |
| Amounts payable17/49 | €2.8m | €2.7m | €2.6m | €1.2m | €1.2m | ▼ 1.6% |
| Amounts payable after more than one year17 | €525,000 | €433,333 | €341,667 | €250,000 | €250,000 | = |
| Financial debts170/4 | - | €433,333 | €341,667 | €250,000 | €250,000 | = |
| Amounts payable within one year42/48 | €2.2m | €2.3m | €2.3m | €944,935 | €925,767 | ▼ 2.0% |
| Trade debts44 | - | - | - | €1,727 | €5,839 | ▲ 238% |
| Suppliers440/4 | - | - | - | €1,727 | €5,839 | ▲ 238% |
| Taxes, remuneration and social security45 | - | €2,635 | €1,259 | - | - | - |
| Remuneration and social security454/9 | - | €2,635 | €1,259 | - | - | - |
| Other amounts payable47/48 | - | €2.3m | €2.3m | €943,208 | €919,928 | ▼ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €281 | -€5,663 | -€3,329 | €9,329 | -€5,018 | ▼ 154% |
| + Depreciation and write-downs630 | €41,893 | €41,943 | €1,944 | €41,943 | €1,806 | ▼ 95.7% |
| Operating cash flow (approximation) | €42,174 | €36,280 | -€1,385 | €51,272 | -€3,212 | ▼ 106% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €160 | €0 | ▼ 100% |
| Change in cash | - | -€28,675 | -€8,053 | -€18,247 | -€25,656 | ▼ 40.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
30-06
Financial
Back to profitnet €9,329
Net result €9,329 after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-04
State Gazette act
Director resignation
01-04
State Gazette act
Director resignation
01-04
State Gazette act
Director resignation
31-03
State Gazette act
Director resignation
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-06
Financial
Back to profitnet €74,095
Net result €74,095 after one loss-making year.
Show earlier events
12-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
20-01
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
2014
03-12
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
03-12
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
03-12
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2002
Ground area
2,220 m²
Building footprint
1,009 m²
Volume, LiDAR
21,890 m³
2 parcels, Wallonia · tallest building 32.7 m, ±10 floors. Linked by address, not a title deed.
72
companies at this address
See who is registered here
1 establishment unit
Rue de Strud 22, 5340 Gesves
since 20022.115.147.059
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011C0195/00N000 | Wallonia | 1,430 m² | 1 · 748 m² | 32.6 m · 10 fl. |
| 92060A0318/00K000 | Wallonia | 790 m² | 1 · 261 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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Shareholding
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Ownership & control
4 board mandatesBoard mandates of this companythis company sits on their board4
1 location
1 location
1 location
1 location
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Of 4,561 companies in sector 74999 we hold annual accounts for 1,934. 1,350 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-12-2001
Fiscal year end30-06
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.