EU Focus Group
ActiveThe computed 12-month bankruptcy probability of EU Focus Group is 2.6% (moderate). The 2025 annual accounts show equity of €7k and a net result of €149k. Equity is shrinking by ~45.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 709 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-14
Solvency26▼-4
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.01 against 1.05 in 2024; short-term debt: 99.4% and cash: 19.4% of total assets), and 99.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
13.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 709 sector peers (2025).
NBB · sector comparisonPosition among 709 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
122 d early
2024
25 d late
2023
16 d early
2022
30 d late
2021
23 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€149k▼ 31.1%
2024 · €216k
2020: €31k
2021: €164k
2022: €382k
2023: €360k
2024: €216k
2020 → 2025
Working capital
€7k▼ 91.9%
2024 · €82k
2020: €35k
2021: €198k
2022: €580k
2023: €81k
2024: €82k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€582k▲ 191%€82k▼ 86.0%€82k▲ 1.1%€7k▼ 91.5%
Operating result€217k-€505k▲ 132%€477k▼ 5.4%€292k▼ 38.9%€202k▼ 30.9%
Net result€164k-€382k▲ 132%€360k▼ 5.7%€216k▼ 40.0%€149k▼ 31.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€440=
Current assets
€1.13M▼ 32.9%
Equity and liabilities €1.13M
Equity
€7k▼ 91.5%
Debt
€1.12M▼ 29.9%
The debt ratio rises from 95.1% to 99.4%. Equity and debt are lower.
Key figures and ratios
Solvency
0.6%▼
2024 · 4.9%
Current ratio
1.01▼
2024 · 1.05
Quick ratio
1.01▼
2024 · 1.05
ROA
13.2%▲
2024 · 12.9%
Debt
€1.12M▼
2024 · €1.60M
Debt ≤ 1 year
€1.12M▼
2024 · €1.60M
Income taxes
€51k▼
2024 · €73k
A ratio outside any meaningful range has been withheld (balance sheet total €1.13M, equity €7k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.68M€1.13M▼
Fixed assets21/28€440€440=
Financial fixed assets28€440€440=
Current assets29/58€1.68M€1.13M▼
Amounts receivable within one year40/41€1.38M€904k▼
Trade receivables40€1.19M€885k▼
Other amounts receivable41€191k€20k▼
Cash at bank and in hand54/58€261k€219k▼
Deferred charges and accrued income490/1€34k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.68M€1.13M▼
Equity10/15€82k€7k▼
Contributions10/11€5k€5k=
Reserves13€76k-
Distributable reserves133€76k-
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€1.60M€1.12M▼
Amounts payable within one year42/48€1.60M€1.12M▼
Trade debts44€1.35M€879k▼
Suppliers440/4€1.35M€879k▼
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€444€34k▲
Taxes450/3€444€34k▲
Other amounts payable47/48€245k€200k▼
Accrued charges and deferred income492/3€257€89▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206-
Other operating charges640/8€218k€295k▲
Gross operating margin9900€510k€496k▼
Operating profit (loss)9901€292k€202k▼
Financial income75/76B€191€25▼
Recurring financial income75€191€25▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€289k€199k▼
Income taxes67/77€73k€51k▼
Profit (loss) for the period9904€216k€149k▼
Profit (loss) for the period to be appropriated9905€216k€149k▼
Appropriation of the result
Profit (loss) to be appropriated9906€217k€151k▼
Profit (loss) brought forward from the previous period14P€1k€2k▲
Transfer from equity791/2-€76k
Profit to be distributed694/7€215k€224k▲
Return on contributions (dividend)694€215k€224k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2020net €382k ▲132%
Operating result €505k, net result €382k, both a record.
31-12
Financial
Equity above €500kEq €582k ▲191%
3 profitable years in a row build equity to €582k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €200kEq €200k ▲460%
2 profitable years in a row build equity to €200k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3671050 ElseneGround area
5,025 m²
Building footprint
2,796 m²
Volume, LiDAR
42,616 m³
3 parcels, Brussels · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Edith Cavellstraat 52, 1180 Ukkel
since 20202.308.561.495
Louis Schmidtlaan 29, 1040 Etterbeek
since 20202.309.226.540
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0348/00Z000 | Brussels | 4,115 m² | 1 · 2,273 m² | 19.9 m · 5 fl. |
| 21612C0003/00S019 | Brussels | 644 m² | 1 · 258 m² | 19.6 m · 5 fl. |
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 3,121 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32000000000