Ets PEETERS & Cie
ActiveSummary
Ets PEETERS & Cie has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267k and a net result of €-2k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 74% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+4
Solvency87▼-13
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 4.18 in 2024; short-term debt: 38.1% and cash: 34.5% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
-0.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
9 d early
2023
6 d early
2022
2 d early
2021
32 d early
2020
1 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€330k▼ 31.4%
2023 · €482k
2022: €494k
2023: €482k
2022 → 2024
EBIT margin
29.7%▲ 10.6pp
2023 · 19.2%
2022: 14.0%
2023: 19.2%
2022 → 2024
Net result
€-2k
2024 · €26k
2019: €7k
2020: €38k
2021: €25k
2022: €29k
2023: €38k
2024: €26k
2019 → 2025
Working capital
€160k▼ 17.0%
2024 · €193k
2019: €59k
2020: €82k
2021: €110k
2022: €157k
2023: €148k
2024: €193k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€494k€482k▼ 2.5%€330k▼ 31.4%
Equity€179k-€207k▲ 15.9%€244k▲ 17.9%€270k▲ 10.6%€267k▼ 1.1%
Operating result€60k-€69k▲ 15.1%€92k▲ 33.6%€98k▲ 6.4%€-9k
Net result€25k-€29k▲ 17.2%€38k▲ 29.9%€26k▼ 30.0%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €98k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€108k ▲ 32.4%
Current assets
€326k ▲ 28.3%
Equity and liabilities €434k
Equity
€267k ▼ 1.1%
Debt
€167k ▲ 155%
Debt's share of the balance-sheet total rises from 19.5% to 38.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €129k
Cash flow
€37k▼
2024 · €57k
Current ratio
1.97▼
2024 · 4.18
Quick ratio
1.95▼
2024 · 4.18
Debt to equity
0.62▲
2024 · 0.24
ROE
-0.9%▼
2024 · 9.8%
ROA
-0.5%▼
2024 · 7.9%
Interest coverage
34.11▲
2024 · 2.01
Debt ≤ 1 year
€165k▲
2024 · €61k
Debt > 1 year
€1k▼
2024 · €5k
Income taxes
€156▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€335k€434k▲
Fixed assets21/28€82k€108k▲
Tangible fixed assets22/27€82k€108k▲
Land and buildings22€10k€5k▼
Plant, machinery and equipment23€38k€41k▲
Furniture and vehicles24€34k€62k▲
Current assets29/58€254k€326k▲
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€142k€167k▲
Trade receivables40€128k€128k▼
Other amounts receivable41€14k€40k▲
Cash at bank and in hand54/58€108k€149k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€335k€434k▲
Equity10/15€270k€267k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€248k€246k▼
Investment grants15€1k€590▼
Amounts payable17/49€65k€167k▲
Amounts payable after more than one year17€5k€1k▼
Financial debts170/4€5k€1k▼
Amounts payable within one year42/48€61k€165k▲
Current portion of amounts payable after more than one year42€11k€3k▼
Trade debts44€9k€131k▲
Suppliers440/4€9k€131k▲
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€38k€31k▼
Income statement
Code20242025
Turnover70€330k-
Goods, raw materials, services and sundry goods60/61€203k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€39k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€130k€31k▼
Operating profit (loss)9901€98k€-9k▼
Financial income75/76B€914€8k▲
Recurring financial income75€914€1k▲
Non-recurring financial income76B-€7k
Financial charges65/66B€64k€867▼
Recurring financial charges65€64k€867▼
Profit (loss) for the period before taxes9903€35k€-2k▼
Income taxes67/77€9k€156▼
Profit (loss) for the period9904€26k€-2k▼
Profit (loss) for the period to be appropriated9905€26k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€248k€246k▼
Profit (loss) brought forward from the previous period14P€222k€248k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series.
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €200kEq €207k ▲15.9%
4 profitable years in a row build equity to €207k.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Highest result since 2019net €38k ▲425%
Net result €38k, the highest in the series.
31-03
Financial
Equity above €150kEq €154k ▲32.4%
2 profitable years in a row build equity to €154k.
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Williaupont 407060 SoigniesGround area
3,081 m²
Building footprint
268 m²
Volume, LiDAR
1,554 m³
Parcel 55018D1185/00F000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Williaupont 40, 7060 Soignies
since 20082.167.891.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55018D1185/00F000 | Wallonia | 3,081 m² | 1 · 268 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
25490046CA6MD6N4LA33
Similar companies · same sector, comparable size
CONFIRENT
BE 0763.650.514
Aalst · Eq €273k
DD LOCA SERVICES
BE 0769.393.706
Ciney · Eq €257k
POLMA RECYCLING
BE 0456.934.633
Beveren-Kruibeke-Zwijndrecht · Eq €297k
AGRINVEST
BE 0685.633.513
Pittem · Eq €236k
't Clermontveldt
BE 0817.811.552
Landen · Eq €315k
Of 227 companies in sector 77310 we hold annual accounts for 124. 98 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2007
Fiscal year end31-03
Activities, NACEBEL 2025
77310Rental and leasing activities
46110Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:peeters.jean.s@belgacom.net