ETS MAILLARD
ActiveThe computed 12-month bankruptcy probability of ETS MAILLARD is 2.6% (moderate). The 2025 annual accounts show equity of €16k and a net result of €3k. Its solvency ranks better than 44% of 27450 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-12
Solvency66▲+15
Growth52
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.81 in 2024; short-term debt: 57.9% and cash: 28.2% of total assets), and 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€39k▼ 25.0%
2024 · €52k
2024: €52k
2024 → 2025
Net result
€3k▼ 69.8%
2024 · €9k
2024: €9k
2024 → 2025
Working capital
€-266▲ 96.4%
2024 · €-7k
2024: €-7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€0
Equity€14k-€16k▲ 19.1%
Operating result€13k-€5k▼ 57.8%
Net result€9k-€3k▼ 69.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€17k▼ 22.9%
Current assets
€22k▼ 26.5%
Equity and liabilities €39k
Equity
€16k▲ 19.1%
Debt
€23k▼ 40.5%
The debt ratio falls from 73.9% to 58.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €19k
Cash flow
€11k▼
2024 · €15k
Solvency
41.4%▲
2024 · 26.1%
Current ratio
0.99▲
2024 · 0.81
Quick ratio
0.85▲
2024 · 0.73
Debt / equity
1.41▼
2024 · 2.83
ROE
16.0%▼
2024 · 63.0%
ROA
6.6%▼
2024 · 16.5%
Interest coverage
6.55▼
2024 · 16.79
Debt
€23k▼
2024 · €38k
Debt ≤ 1 year
€23k▼
2024 · €38k
Income taxes
€964▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€39k▼
Fixed assets21/28€22k€17k▼
Tangible fixed assets22/27€22k€17k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€9k€8k▼
Current assets29/58€30k€22k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€9k€2k▼
Trade receivables40€8k€2k▼
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€17k€11k▼
Deferred charges and accrued income490/1€954€6k▲
Equity and liabilities
Total equity and liabilities10/49€52k€39k▼
Equity10/15€14k€16k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€9k€11k▲
Amounts payable17/49€38k€23k▼
Amounts payable within one year42/48€38k€23k▼
Trade debts44€22k€12k▼
Suppliers440/4€22k€12k▼
Advances received on contracts in progress46€208€0▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€12k€6k▼
Accrued charges and deferred income492/3€740€259▼
Income statement
Code20242025
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€680€3k▲
Gross operating margin9900€19k€17k▼
Operating profit (loss)9901€13k€5k▼
Financial income75/76B€135€399▲
Recurring financial income75€135€399▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€12k€4k▼
Income taxes67/77€3k€964▼
Profit (loss) for the period9904€9k€3k▼
Profit (loss) for the period to be appropriated9905€9k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€11k▲
Profit (loss) brought forward from the previous period14P-€9k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Burdinne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Onu à la Fontaine(BUR) 84210 BurdinneGround area
250 m²
Building footprint
72 m²
Volume, LiDAR
435 m³
Parcel 61010B0211/02B000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ETS MAILLARD
since 20232.356.923.024
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61010B0211/02B000 | Wallonia | 250 m² | 1 · 72 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
V & V SERVICE
BE 0472.382.773
Zemst · Eq €16k
THERMO-EXPERT
BE 0642.551.556
Brussel · Eq €16k
Dirk Welslau
BE 0472.499.866
Kontich · Eq €16k
ECO-STAR
BE 0502.407.936
Aartselaar · Eq €16k
KEYEN&FILS
BE 0782.472.571
Wanze · Eq €16k
Of 9,524 companies in sector 43222 we hold annual accounts for 5,657. 3,213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2023
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.