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CoolTech. Solutions

Active Private limited companyfounded 2023active for 2 yearsRue Try du Scouf 32, 6032 CharleroiKBO/BCE: BE 1003.920.405

Lifetime

2 annual accounts with figures on one time axis
peak €20,987 (2025)
€20,987▲ 425%
peak €11,014 (2025)
€11,014▲ 32×
peak €14,362 (2025)
€14,362▲ 329%
€21,397▼ 23.7%
Board1 name since 2023
1 directorPETTENS Brice
Documentsfilings and deeds
07-01-202624 days before the deadline
2025micro format
Gross margin from €3,994 to €20,987Result from €347 to €11,014Equity from €3,347 to €14,362Debts from €28,062 to €21,397Cash from €6,610 to €13,283

Key points

from the 2025 annual accounts

Turnover

≈ €280,000 estimated

The micro format states no turnover.

Liquidity

1.53 was 0.74 in 2024

Short-term debts fell from €20,653 to €17,071.

Position in the sector

€14,362

Less equity than 80% of companies in specialised construction. Sector median €57,716 · 35,168 companies.

Checked score

68
Healthy
Financially stronger than 76% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2025: 1.9%highest value 02-2025: 1.2%▼ -0.7 percentage points vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.1 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.6%▲ +0.1 percentage points vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.9%▼ -0.8 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 1.0%▲ +0.1 percentage points vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026

Financial strength
Strong

65+29equity 40.2% of total assets
73+32short-term debt 47.7% · cash 37.1%
100+30return on assets 30.8%

Score breakdown

raises risk
Size: total assets €35,759
Founded in 2023
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.53, cash €13,283
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 43% of them on solvency, 71% on liquidity, 92% on profitability and 98% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as CoolTech. Solutions has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CoolTech. Solutions itself: 1.0% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for CoolTech. Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.53 (0.74 in 2024), above the usual 1.5. Short-term debt is 47.7% and cash 37.1% of total assets. However, 59.8% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €35,759
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.53, cash €13,283
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
24 days early
2024
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 24 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

PB
Director
  • PETTENS Brice 3,000 sharesdeed of 29-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1003920405
First establishment Rue Try du Scouf 32, Charleroi
Incorporation Founding capital of €3,000, 3,000 shares · Founder: PETTENS Brice · Appointment: PETTENS Brice (director) · published on 29-12-2023 · Gazette deed
All 6 events

Comparable companies

same main activity, similar in size and age
Company
CoolTech. Solutions Charleroi €35,759 €20,987 40.2% -
Rénov intérieur Tournai €40,978 €21,740 66.4% -
DAMARCUS Courcelles €43,263 €22,256 67.3% -
LN CHAUFFAGE-SANITAIRE Chapelle-lez-Herlaimont €37,409 €26,579 70.4% -
OLIVIER SMAGGE Ghent €35,854 €21,241 44.7% -
VANGENEUGDEN CVSI Diepenbeek €36,482 €20,336 78.9% -
IM CORPORATE Anderlecht €38,005 €22,085 43.6% -

These companies have the same main activity as CoolTech. Solutions: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €35,900 and €43,300, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 27-12-2023Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilationNACE 43222
Establishment unit
2.353.730.6356032 Charleroi, since 08-01-2024
Financial year end
30 June
Peppol
Reachable since 15-11-2025
Company details

Annual accounts to 30-06-2025

€35,759▲ 13.8%
Filing
Filed on 07-01-2026, 24 days before the end of the filing period
Financials

Insights on CoolTech. Solutions

CoolTech. Solutions has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,362 and a net result of €11,014.

Its solvency ranks better than 43% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CoolTech. Solutions

What is the company number of CoolTech. Solutions?
The company number of CoolTech. Solutions is 1003.920.405. The VAT number is the same number with BE in front: BE 1003.920.405.
Where is CoolTech. Solutions based?
The registered office is at Rue Try du Scouf 32, 6032 Charleroi.Company details
What does CoolTech. Solutions do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of CoolTech. Solutions?
CoolTech. Solutions is a private limited company (BV).
When was CoolTech. Solutions founded?
CoolTech. Solutions was founded on 27-12-2023.
Is CoolTech. Solutions still active?
Yes, CoolTech. Solutions is an active enterprise in the KBO register.
What is the turnover of CoolTech. Solutions?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €20,987 and 32 comparable companies (NACE 43222). It probably lies between €170,000 and €390,000. It is a rough estimate.Financials
Is CoolTech. Solutions profitable?
In financial year 2025, CoolTech. Solutions made a profit of €11,014.
Where can I find the annual accounts of CoolTech. Solutions?
CoolTech. Solutions filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CoolTech. Solutions due?
CoolTech. Solutions must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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