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ETOMA

Active
Private limited companyfounded 20233 yrs activeEdward Vermeulenstraat(Mar) 10, 8510 Kortrijk, BelgiumKBO/BCE: BE 0797.519.350
Summary

ETOMA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173,373 and a net result of €115,269. Equity is growing by ~134.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability93▲+17
Solvency54▲+17
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.3 in 2024; short-term debt: 23.9% and cash: 2.3% of total assets), and 71.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.7%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
126 d early
2024
30 d early
2023
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (3 of the last 3 filed years within 96 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 January 2023, ETOMA was incorporated as a Private limited company.1 Total assets went from EUR 442,148 in 2023 to EUR 604,359 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€173,373▲ 198%
2024 · €58,104
Total assets
€604,359▲ 22.5%
2024 · €493,206
Net result
€115,269▲ 181%
2024 · €40,973
Working capital
€29,975
2024 · -€72,609
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€17,611-€70,045▲ 298%€163,384▲ 133%
Net result€13,631within the sector's middle half-€40,973within the sector's middle half▲ 201%€115,269above the sector's middle half▲ 181%
Equity€17,131below the sector's middle half-€58,104within the sector's middle half▲ 239%€173,373within the sector's middle half▲ 198%
Total assets€442,148within the sector's middle half-€493,206above the sector's middle half▲ 11.5%€604,359above the sector's middle half▲ 22.5%
Debt€425,017-€435,102▲ 2.4%€430,985▼ 0.9%
Working capital-€81,579below the sector's middle half--€72,609below the sector's middle half▲ 11.0%€29,975within the sector's middle half
Solvency3.9%below the sector's middle half-11.8%below the sector's middle half▲ 7.9pp28.7%within the sector's middle half▲ 16.9pp
Current ratio0.35below the sector's middle half-0.30below the sector's middle half▼ 0.041.21within the sector's middle half▲ 0.91
Return on assets (ROA)3.1%within the sector's middle half-8.3%within the sector's middle half▲ 5.2pp19.1%within the sector's middle half▲ 10.8pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2023: €17,611€17,611Net result 2023: €13,631€13,631Operating result 2024: €70,045€70,045Net result 2024: €40,973€40,973Operating result 2025: €163,384€163,384Net result 2025: €115,269€115,269202320242025€0€50,000€100,000€150,000Operating result 2023: €17,611€17,600Net result 2023: €13,631€13,600Operating result 2024: €70,045€70,000Net result 2024: €40,973€41,000Operating result 2025: €163,384€163,000Net result 2025: €115,269€115,000202320242025
The operating result has risen two years in a row; 2025 is 133% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €604,359
Fixed assets €429,970 ▼ 6.9%
Current assets €174,388 ▲ 458%
Equity and liabilities €604,359
Equity €173,373 ▲ 198%
Debt €430,985 ▼ 0.9%
Debt's share of the balance-sheet total falls from 88.2% to 71.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€195,363▲
2024 · €100,532
Cash flow
€147,247▲
2024 · €71,460
Debt to equity
2.49▼
2024 · 7.49
ROE
66.5%▼
2024 · 70.5%
Interest coverage
12.48▲
2024 · 5.64
Debt ≤ 1 year
€144,413▲
2024 · €103,867
Debt > 1 year
€286,408▼
2024 · €331,235
Income taxes
€32,467▲
2024 · €11,245
Staff costs
€1,395
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,602 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
2.3% went bankrupt
0.9% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,602 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€493,206€604,359▲
Fixed assets21/28€461,949€429,970▼
Tangible fixed assets22/27€461,949€429,970▼
Land and buildings22€385,846€372,524▼
Leasing and similar rights25€76,103€57,447▼
Current assets29/58€31,258€174,388▲
Amounts receivable within one year40/41€24,000€153,070▲
Trade receivables40€24,000€153,070▲
Cash at bank and in hand54/58€3,009€14,116▲
Deferred charges and accrued income490/1€4,248€7,202▲
Equity and liabilities
Total equity and liabilities10/49€493,206€604,359▲
Equity10/15€58,104€173,373▲
Contributions10/11€3,500€3,500=
Profit (loss) carried forward14€54,604€169,873▲
Amounts payable17/49€435,102€430,985▼
Amounts payable after more than one year17€331,235€286,408▼
Financial debts170/4€330,211€285,383▼
Other amounts payable178/9€1,024€1,024=
Amounts payable within one year42/48€103,867€144,413▲
Current portion of amounts payable after more than one year42€45,572€44,827▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€12,672€22,079▲
Suppliers440/4€12,672€22,079▲
Taxes, remuneration and social security45€19,543€51,361▲
Taxes450/3€19,543€49,011▲
Remuneration and social security454/9€0€2,350▲
Other amounts payable47/48€26,080€26,146▲
Accrued charges and deferred income492/3-€165
Income statement Code20242025
Remuneration, social security and pensions62-€1,395
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,487€31,978▲
Other operating charges640/8€5,979€6,172▲
Gross operating margin9900€106,511€202,929▲
Operating profit (loss)9901€70,045€163,384▲
Financial charges65/66B€17,827€15,649▼
Recurring financial charges65€17,827€15,649▼
Profit (loss) for the period before taxes9903€52,218€147,736▲
Income taxes67/77€11,245€32,467▲
Profit (loss) for the period9904€40,973€115,269▲
Profit (loss) for the period to be appropriated9905€40,973€115,269▲
Appropriation of the result
Profit (loss) to be appropriated9906€54,604€169,873▲
Profit (loss) brought forward from the previous period14P€13,631€54,604▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62--€1,395-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€510€30,487€31,978▲ 4.9%
Other operating charges640/8€1,284€5,979€6,172▲ 3.2%
Gross operating margin9900€19,405€106,511€202,929▲ 90.5%
Operating profit (loss)9901€17,611€70,045€163,384▲ 133%
Financial charges65/66B€571€17,827€15,649▼ 12.2%
Recurring financial charges65€571€17,827€15,649▼ 12.2%
Profit (loss) for the period before taxes9903€17,039€52,218€147,736▲ 183%
Income taxes67/77€3,408€11,245€32,467▲ 189%
Profit (loss) for the period9904€13,631€40,973€115,269▲ 181%
Profit (loss) for the period to be appropriated9905€13,631€40,973€115,269▲ 181%
Line202320242025Change
Assets
Total assets20/58€442,148€493,206€604,359▲ 22.5%
Fixed assets21/28€399,155€461,949€429,970▼ 6.9%
Tangible fixed assets22/27€399,155€461,949€429,970▼ 6.9%
Land and buildings22€399,155€385,846€372,524▼ 3.5%
Leasing and similar rights25-€76,103€57,447▼ 24.5%
Current assets29/58€42,994€31,258€174,388▲ 458%
Amounts receivable within one year40/41-€24,000€153,070▲ 538%
Trade receivables40-€24,000€153,070▲ 538%
Cash at bank and in hand54/58€42,994€3,009€14,116▲ 369%
Deferred charges and accrued income490/1-€4,248€7,202▲ 69.5%
Equity and liabilities
Total equity and liabilities10/49€442,148€493,206€604,359▲ 22.5%
Equity10/15€17,131€58,104€173,373▲ 198%
Contributions10/11€3,500€3,500€3,500=
Profit (loss) carried forward14€13,631€54,604€169,873▲ 211%
Amounts payable17/49€425,017€435,102€430,985▼ 0.9%
Amounts payable after more than one year17€300,444€331,235€286,408▼ 13.5%
Financial debts170/4€300,444€330,211€285,383▼ 13.6%
Other amounts payable178/9-€1,024€1,024=
Amounts payable within one year42/48€124,573€103,867€144,413▲ 39.0%
Current portion of amounts payable after more than one year42€19,556€45,572€44,827▼ 1.6%
Financial debts43€505€0--
Credit institutions430/8€505€0--
Trade debts44€5,509€12,672€22,079▲ 74.2%
Suppliers440/4€5,509€12,672€22,079▲ 74.2%
Taxes, remuneration and social security45€17,085€19,543€51,361▲ 163%
Taxes450/3€11,085€19,543€49,011▲ 151%
Remuneration and social security454/9€6,000€0€2,350-
Other amounts payable47/48€81,917€26,080€26,146▲ 0.3%
Accrued charges and deferred income492/3--€165-
Line202320242025Change
Profit (loss) for the period9904€13,631€40,973€115,269▲ 181%
+ Depreciation and write-downs630€510€30,487€31,978▲ 4.9%
Operating cash flow (approximation)€14,142€71,460€147,247▲ 106%
Investment in fixed assets (approximation)--€93,281€0▲ 100%
Change in cash--€39,984€11,107▲ 128%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €115,269 ▲181%
Operating result €163,384, net result €115,269, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 1.21
Current ratio from 0.30 to 1.21.
31-12
Financial Equity above €150,000Eq €173,373 ▲198%
3 profitable years in a row build equity to €173,373.
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
869 m²
Building footprint
152 m²
Volume, LiDAR
842 m³
Parcel 34026B0372/00R002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ETOMA
Edward Vermeulenstraat(Mar) 10, 8510 KortrijkHoldings
since 20232.343.809.515
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026B0372/00R002 Flanders 868 m² 1 · 151 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 2,894 EUR awarded · 419 EUR paid
Year Entries awardedpaid
2025 1 2,475 EUR419 EUR
2024 1 419 EUR0 EUR
Schemes
2 entries · 2,894 EUR · 419 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded23-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797519350
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.