Pieters Tim
ActivePieters Tim has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €491k and a net result of €152k. Equity is growing by ~49.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 6965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 4.78 in 2024), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
25.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
6 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€491k▲ 44.9%
2024 · €339k
2023: €159k
2024: €339k
2023 → 2025
Total assets
€588k▲ 37.5%
2024 · €427k
2023: €243k
2024: €427k
2023 → 2025
Net result
€152k▼ 15.5%
2024 · €180k
2023: €156k
2024: €180k
2023 → 2025
Working capital
€476k▲ 41.7%
2024 · €336k
2023: €155k
2024: €336k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€159k-€339k▲ 114%€491k▲ 44.9%
Operating result€205k-€238k▲ 16.0%€203k▼ 14.8%
Net result€156k-€180k▲ 15.4%€152k▼ 15.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€14k▲ 519%
Current assets
€574k▲ 34.9%
Equity and liabilities €588k
Equity
€491k▲ 44.9%
Debt
€97k▲ 9.4%
The debt ratio falls from 20.8% to 16.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€205k▼
2024 · €239k
Cash flow
€154k▼
2024 · €181k
Solvency
83.5%▲
2024 · 79.2%
Current ratio
5.90▲
2024 · 4.78
Quick ratio
5.90▲
2024 · 4.78
Debt / equity
0.20▼
2024 · 0.26
ROE
31.0%▼
2024 · 53.2%
ROA
25.9%▼
2024 · 42.1%
Interest coverage
4136.46▲
2024 · 87.23
Debt
€97k▲
2024 · €89k
Debt ≤ 1 year
€97k▲
2024 · €89k
Income taxes
€51k▼
2024 · €55k
Staff costs
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€427k€588k▲
Fixed assets21/28€2k€14k▲
Tangible fixed assets22/27€2k€14k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€242€13k▲
Current assets29/58€425k€574k▲
Amounts receivable within one year40/41€161k€349k▲
Trade receivables40€9k€4k▼
Other amounts receivable41€152k€345k▲
Cash at bank and in hand54/58€261k€224k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€427k€588k▲
Equity10/15€339k€491k▲
Contributions10/11€3k€3k=
Reserves13€336k€488k▲
Distributable reserves133€336k€488k▲
Amounts payable17/49€89k€97k▲
Amounts payable within one year42/48€89k€97k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€87k€94k▲
Taxes450/3€87k€92k▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Remuneration, social security and pensions62-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€862€2k▲
Other operating charges640/8€190€593▲
Gross operating margin9900€239k€221k▼
Operating profit (loss)9901€238k€203k▼
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€3k€49▼
Recurring financial charges65€3k€49▼
Profit (loss) for the period before taxes9903€235k€203k▼
Income taxes67/77€55k€51k▼
Profit (loss) for the period9904€180k€152k▼
Profit (loss) for the period to be appropriated9905€180k€152k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€152k▼
Transfer to equity691/2€180k€152k▼
To other reserves6921€180k€152k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Weakest financial yearnet €152k ▼15.5%
Net result drops to €152k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €180k ▲15.4%
Operating result €238k, net result €180k, both a record.
31-12
Financial
Equity above €200kEq €339k ▲114%
2 profitable years in a row build equity to €339k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Moerstraat 588200 BruggeGround area
1,867 m²
Building footprint
232 m²
Volume, LiDAR
223 m³
Parcel 31425C0038/00Z002, Flanders · tallest building 10.3 m. Linked by address, not a title deed.
1 establishment unit
Pieters Tim
since 20232.339.176.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0038/00Z002 | Flanders | 1,867 m² | 1 · 232 m² | 10.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bricks & Support
BE 0552.534.170
Brugge · Eq €491k
ALEKAT
BE 0644.566.582
Lebbeke · Eq €491k
CONSULTOPOLIS
BE 0845.043.907
Kapellen · Eq €491k
DEVATOR INVEST
BE 0833.938.692
Torhout · Eq €491k
I2NIS
BE 0875.755.095
Lasne · Eq €490k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 34,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.