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Generated 15-08-2026
Active BE 0411.662.753Private limited company (pre-2019)

Etn. RUTS

Oude Molenstraat 124 ·2400 Mol, Belgium· 54 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of Etn. RUTS is 0.5% (low). The 2024 annual accounts show equity of €306k and a net result of €-5k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 1229 sector peers (fiscal year 2024). The company has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €306k
Net result €-5k
Better than sector 90%
Active 54 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health45Profitability0Solvency100Growth78Stability100
65 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 45
Profitability 0
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1971, 54 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
45 / 100 Fair
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 24-06-2025 with the NBB · fiscal year 2024 · verkort
€-250k€0€250k€500k€750kOperating result 2020: €-43k€-43kNet result 2020: €-58k€-58kOperating result 2021: €-82k€-82kNet result 2021: €-107k€-107kOperating result 2022: €704k€704kNet result 2022: €539k€539kOperating result 2023: €-76k€-76kNet result 2023: €-78k€-78kOperating result 2024: €-13k€-13kNet result 2024: €-5k€-5k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~16.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
€-500k€0€500k€1.00M2025: €379k (€320k - €439k)2026: €430k (€334k - €525k)2027: €480k (€349k - €612k)2018: €25k2019: €54k2020: €-9k2021: €1.22M2022: €389k2023: €311k2024: €306k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 72.9% 20.4%
better than 90% of 1229 sector peers
Net result €-5k €26k
better than 25% of 1228 sector peers
Equity €306k €142k
better than 68% of 1229 sector peers
Gross operating margin €-11k €215k
better than 6% of 1227 sector peers
Total assets €420k €763k
better than 28% of 1229 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-81k
-990.5% 18-24
Net profit
€-5k
+93.8% 18-24
Cash flow
€-106k
-383.6% 18-24
Total assets
€420k
-8.5% 18-24
Equity
€306k
-1.5% 18-24
Working capital
€425k
-25.0% 18-24
Employees (FTE)
1
-64.3% 18-24
Staff costs
€59k
-60.4% 18-24
Income taxes
€4k
-96.3% 18-24
Debt
€34k
-13.1% 18-24
Debt ≤ 1y
€34k
-13.1% 18-24
Debt > 1y
€342k
+116.5% 18-24
Current ratio
13.49
-12.8% 18-24
Quick ratio
13.49
-12.8% 18-24
Solvency
72.9%
+7.6% 18-24
Debt / equity
0.11
+8.6% 18-24
ROE
-1.6%
+93.7% 18-24
ROA
-1.1%
+93.2% 18-24
Interest coverage
-4.84
- 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA-
Net profit€-5k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€420k
Equity€306k
Debt-
of which ≤ 1y-
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency72.9%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.1%
ROE-1.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€420k
Current assets 29/58€420k
Amounts receivable within one year 40/41€192k
Cash & bank 54/58€228k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€420k
Equity 10/15€306k
Contributions / capital 10/11€19k
Reserves 13€370k
Accumulated profits (losses) 14€-83k
Provisions & deferred taxes 16€114k
Income statement
Gross operating margin 9900€-11k
Operating result 9901€-13k
Financial income 75€10k
Financial charges 65€2k
Result before taxes 9903€-5k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company (pre-2019)(015)
Incorporation14-12-1971
StatusActive
Postal code2400
Establishment units 1 location
Oude Molenstraat 124, 2400 Mol
de kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)
since 19712.006.638.208
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13434F0374/00M000 Flanders 842 m² 1 · 143 m² 7.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
08-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
17-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
16-01-2023
State Gazette act Registered-office change
2022
19-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
29-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
20-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
25-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
20-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
04-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
27-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
Address history · 1
16-01-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
16-01-2023 Registered office moved within Mol Registered-office change
  • Simonsestraat 2, 2400 Mol → Oude Molenstraat 124, 2400 Mol
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Oude Molenstraat 124, 2400 Mol",
        "city": "Mol",
        "region": "vlaams_gewest",
        "street": "Oude Molenstraat",
        "country": "BE",
        "postcode": "2400",
        "box_number": null,
        "street_number": "124",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Simonsestraat 2, 2400 Mol",
        "city": "Mol",
        "region": "vlaams_gewest",
        "street": "Simonsestraat",
        "country": "BE",
        "postcode": "2400",
        "box_number": null,
        "street_number": "2",
        "locality_suffix": null
      },
      "effective_date": "2023-01-05",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-01-16",
    "filing_date": "2023-01-05",
    "act_kind_objet": "ZETEL VERPLAATSING"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2022-12-15",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0411.662.753",
    "name_full": "ETABLISSEMENTEN RUTS",
    "legal_form": "BVBA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ruts Nele",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [
    "Lulk B"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorvoertuigen50103Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameNL Etn. RUTS
Registered office
Oude Molenstraat 124
2400 Mol, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative