ETERNAL
ActiveSummary
The computed 12-month bankruptcy probability of ETERNAL is 2.0% (moderate). The 2025 annual accounts show negative equity (-€79,323) and a net result of -€72,843. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 11% of 18716 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-73
Solvency0▼-21
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.97 in 2024; short-term debt: 163.8% and cash: 8.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-63.8%
Return on assets
-58.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year -€79,323
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
5 d early
2023
26 d late
2021
30 d late
2020
123 d late
2019
488 d late
2018
854 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 216 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€72,843
2024 · €25,812
Working capital
-€91,774▼ 1,350%
2024 · -€6,331
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result-€47,575-€3,087-€26,038-€72,623
Net result-€47,575below the sector's middle half-€3,143within the sector's middle half-€25,812above the sector's middle half-€72,843below the sector's middle half
Equity-€28,975below the sector's middle half=-€28,975below the sector's middle half=-€32,293below the sector's middle half--€6,481below the sector's middle half▲ 79.9%-€79,323below the sector's middle half▼ 1,124%
Total assets€79below the sector's middle half=€79below the sector's middle half=€228,746within the sector's middle half-€183,944within the sector's middle half▼ 19.6%€124,367within the sector's middle half▼ 32.4%
Debt€29,053=€29,053=€261,038-€190,425▼ 27.1%€203,690▲ 7.0%
Working capital-€28,975below the sector's middle half=-€28,975below the sector's middle half=-€32,293below the sector's middle half--€6,331within the sector's middle half▲ 80.4%-€91,774below the sector's middle half▼ 1,350%
Solvency-14.1%below the sector's middle half--3.5%below the sector's middle half▲ 10.6pp-63.8%below the sector's middle half▼ 60.3pp
Current ratio0.88within the sector's middle half-0.97within the sector's middle half▲ 0.090.55below the sector's middle half▼ 0.42
Return on assets (ROA)-1.4%within the sector's middle half-14.0%above the sector's middle half▲ 15.4pp-58.6%below the sector's middle half▼ 72.6pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €72,623 after €26,038 in 2024, the lowest result in the available series.
Balance-sheet composition
Assets €124,367
Fixed assets
€12,450
Current assets
€111,916
Equity and liabilities
Equity-€79,323
Debt€203,690
Equity is negative: debt (€203,690) exceeds the balance-sheet total (€124,367).
Key figures and ratios
EBITDA
-€71,892
Cash flow
-€72,112
Quick ratio
0.06▼
2024 · 0.13
Interest coverage
-268.63
Debt ≤ 1 year
€203,690▲
2024 · €190,275
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €731 | - |
| Other operating charges640/8 | - | - | €1,939 | €397 | €400 | ▲ 0.8% |
| Gross operating margin9900 | - | -€47,575 | -€1,149 | €26,435 | -€71,493 | ▼ 370% |
| Operating profit (loss)9901 | - | -€47,575 | -€3,087 | €26,038 | -€72,623 | ▼ 379% |
| Financial income75/76B | - | - | - | €46 | €48 | ▲ 5.0% |
| Recurring financial income75 | - | - | - | €46 | €48 | ▲ 5.0% |
| Financial charges65/66B | - | - | €56 | €272 | €268 | ▼ 1.6% |
| Recurring financial charges65 | - | - | €56 | €272 | €268 | ▼ 1.6% |
| Profit (loss) for the period before taxes9903 | - | -€47,575 | -€3,143 | €25,812 | -€72,843 | ▼ 382% |
| Profit (loss) for the period9904 | - | -€47,575 | -€3,143 | €25,812 | -€72,843 | ▼ 382% |
| Profit (loss) for the period to be appropriated9905 | - | -€47,575 | -€3,143 | €25,812 | -€72,843 | ▼ 382% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79 | €79 | €228,746 | €183,944 | €124,367 | ▼ 32.4% |
| Fixed assets21/28 | - | - | - | - | €12,450 | - |
| Tangible fixed assets22/27 | - | - | - | - | €12,450 | - |
| Plant, machinery and equipment23 | - | - | - | - | €8,906 | - |
| Furniture and vehicles24 | - | - | - | - | €3,544 | - |
| Current assets29/58 | €79 | €79 | €228,746 | €183,944 | €111,916 | ▼ 39.2% |
| Stocks and contracts in progress3 | - | - | €99,392 | €158,681 | €98,867 | ▼ 37.7% |
| Stocks30/36 | - | - | €99,392 | €158,681 | €98,867 | ▼ 37.7% |
| Amounts receivable within one year40/41 | - | - | €113,954 | €320 | €1,650 | ▲ 416% |
| Trade receivables40 | - | - | €113,954 | €320 | €1,650 | ▲ 416% |
| Cash at bank and in hand54/58 | - | - | €15,321 | €24,865 | €11,000 | ▼ 55.8% |
| Deferred charges and accrued income490/1 | - | €79 | €79 | €79 | €400 | ▲ 408% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79 | €79 | €228,746 | €183,944 | €124,367 | ▼ 32.4% |
| Equity10/15 | -€28,975 | -€28,975 | -€32,293 | -€6,481 | -€79,323 | ▼ 1,124% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Profit (loss) carried forward14 | -€47,575 | -€47,575 | -€50,893 | -€25,081 | -€97,923 | ▼ 290% |
| Amounts payable17/49 | €29,053 | €29,053 | €261,038 | €190,425 | €203,690 | ▲ 7.0% |
| Amounts payable within one year42/48 | €29,053 | €29,053 | €261,038 | €190,275 | €203,690 | ▲ 7.1% |
| Trade debts44 | - | - | €106,785 | €35,550 | €2,550 | ▼ 92.8% |
| Suppliers440/4 | - | - | €106,785 | €35,550 | €2,550 | ▼ 92.8% |
| Taxes, remuneration and social security45 | - | €504 | €504 | €2,749 | €1,818 | ▼ 33.9% |
| Taxes450/3 | - | €504 | €504 | €2,749 | €1,818 | ▼ 33.9% |
| Other amounts payable47/48 | - | €28,549 | €153,749 | €151,976 | €199,322 | ▲ 31.2% |
| Accrued charges and deferred income492/3 | - | - | - | €150 | - | - |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | - | -€47,575 | -€3,143 | €25,812 | -€72,843 | ▼ 382% |
| + Depreciation and write-downs630 | - | - | - | - | €731 | - |
| Operating cash flow (approximation) | - | -€47,575 | -€3,143 | €25,812 | -€72,112 | ▼ 379% |
| Change in cash | - | - | - | €9,544 | -€13,865 | ▼ 245% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€72,843
Net result drops to -€72,843, the lowest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €25,812
Net result €25,812 after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 123 days late
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 488 days late
01-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 854 days late
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 1219 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2007
Ground area
376 m²
Building footprint
320 m²
Volume, LiDAR
3,177 m³
2 parcels, Brussels · tallest building 17.8 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ETERNAL
since 20072.166.275.165
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0128/00F008 | Brussels | 234 m² | 1 · 209 m² | 17.0 m · 4 fl. |
| 21906D0128/00Z006 | Brussels | 142 m² | 1 · 111 m² | 17.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,016 companies in this sector we hold annual accounts for 900. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded08-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47770Retail sale of watches and jewellery
46150Agents in the wholesale of furniture, household goods and hardware
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0892612905
Registered
07-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.