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't JUWEELATELJEE

Active
Private limited company (pre-2019)founded 200817 yrs activeHefveldstraat 26, 3500 Hasselt, BelgiumKBO/BCE: BE 0809.110.751

't JUWEELATELJEE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €235. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
43 / 100
Weak▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-12
Solvency19=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.08 in 2024), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.9%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
31 d late
2023
61 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€14k▲ 1.7%
2024 · €14k
2018: €31k 2019: €36k 2020: €36k 2021: €37k 2022: €20k 2023: €14k 2024: €14k
2018 → 2025
Total assets
€162k▲ 6.3%
2024 · €153k
2018: €172k 2019: €168k 2020: €178k 2021: €185k 2022: €171k 2023: €161k 2024: €153k
2018 → 2025
Net result
€235▼ 57.6%
2024 · €554
2018: €10k 2019: €5k 2020: €392 2021: €1k 2022: €-17k 2023: €-6k 2024: €554
2018 → 2025
Working capital
€11k▼ 6.9%
2024 · €12k
2018: €26k 2019: €29k 2020: €30k 2021: €32k 2022: €16k 2023: €10k 2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€37k-€20k▼ 46.8%€14k▼ 31.3%€14k▲ 4.1%€14k▲ 1.7%
Operating result€2k-€-18k€-4k▲ 75.4%€915€235▼ 74.4%
Net result€1k-€-17k€-6k▲ 64.5%€554€235▼ 57.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-15k€-10k€-5k€0Operating result 2021: €2k€2kNet result 2021: €1k€1kOperating result 2022: €-18k€-18kNet result 2022: €-17k€-17kOperating result 2023: €-4k€-4kNet result 2023: €-6k€-6kOperating result 2024: €915€915Net result 2024: €554€554Operating result 2025: €235€235Net result 2025: €235€23520212022202320242025
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets €4k▲ 39.3%
Current assets €159k▲ 5.7%
Equity and liabilities €162k
Equity €14k▲ 1.7%
Debt €148k▲ 6.8%
The debt ratio rises from 90.7% to 91.1%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
8.9%
2024 · 9.3%
Current ratio
1.07
2024 · 1.08
Quick ratio
0.45
2024 · 0.55
Debt / equity
10.27
2024 · 9.78
ROE
1.6%
2024 · 3.9%
ROA
0.1%
2024 · 0.4%
Debt
€148k
2024 · €139k
Debt ≤ 1 year
€148k
2024 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€153k€162k
Fixed assets21/28€3k€4k
Tangible fixed assets22/27€3k€4k
Furniture and vehicles24€3k€4k
Current assets29/58€150k€159k
Stocks and contracts in progress3€74k€92k
Stocks30/36€74k€92k
Amounts receivable within one year40/41€6k€9k
Trade receivables40€0-
Other amounts receivable41€6k€9k
Cash at bank and in hand54/58€70k€58k
Equity and liabilities
Total equity and liabilities10/49€153k€162k
Equity10/15€14k€14k
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€421€421=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-17k€-16k
Amounts payable17/49€139k€148k
Amounts payable within one year42/48€139k€148k
Trade debts44-€9k
Suppliers440/4-€9k
Taxes, remuneration and social security45€178€178=
Taxes450/3€178€178=
Other amounts payable47/48€138k€138k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€175-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k-
Other operating charges640/8€268€449
Gross operating margin9900€13k€684
Operating profit (loss)9901€915€235
Financial charges65/66B€361-
Recurring financial charges65€361-
Profit (loss) for the period before taxes9903€554€235
Profit (loss) for the period9904€554€235
Profit (loss) for the period to be appropriated9905€554€235
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-16k
Profit (loss) brought forward from the previous period14P€-17k€-17k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Back to profitnet €554
Net result €554 after 2 loss-making years.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial Weakest financial yearnet €-17k ▼1661%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
12-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
Antonio De Gregorio
Director · since 01-01-2023
Current
01-01-2023 Appointed as Director
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hefveldstraat 263500 Hasselt
Ground area
479 m²
Building footprint
213 m²
Volume, LiDAR
1,670 m³
2 parcels, Flanders · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
't JUWEELATELJEE
Maastrichterstraat 78, 3500 HasseltWholesale trade
since 20092.177.125.705
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71324E0139/00W003 Flanders 334 m² 1 · 100 m² 16.0 m · 3 fl.
71022H0417/00H000 Flanders 146 m² 1 · 113 m² 14.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,003 companies in sector 47770 we hold annual accounts for 892. 415 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-2008
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.