Etcatera
ActiveEtcatera has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €9k. Its solvency ranks better than 37% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability64
Solvency43
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.89; short-term debt: 12.7% and cash: 44.1% of total assets), but 81.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.5%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€88k
Net result
€9k
Working capital
€44k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €88k
Fixed assets
€33k
Current assets
€55k
Equity and liabilities €88k
Equity
€16k
Debt
€72k
Debt finances 81.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€16k
Cash flow
€13k
Solvency
18.5%
Current ratio
4.89
Quick ratio
3.80
Debt / equity
4.41
ROE
56.7%
ROA
10.5%
Debt
€72k
Debt ≤ 1 year
€11k
Debt > 1 year
€40k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€88k
Fixed assets21/28€33k
Tangible fixed assets22/27€33k
Plant, machinery and equipment23€32k
Furniture and vehicles24€2k
Current assets29/58€55k
Stocks and contracts in progress3€12k
Stocks30/36€12k
Amounts receivable within one year40/41€3k
Other amounts receivable41€3k
Cash at bank and in hand54/58€39k
Deferred charges and accrued income490/1€262
Equity and liabilities
Total equity and liabilities10/49€88k
Equity10/15€16k
Contributions10/11€4k
Reserves13€12k
Distributable reserves133€12k
Amounts payable17/49€72k
Amounts payable after more than one year17€40k
Financial debts170/4€40k
Amounts payable within one year42/48€11k
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Accrued charges and deferred income492/3€21k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€109
Gross operating margin9900€16k
Operating profit (loss)9901€12k
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€2k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
Transfer to equity691/2€9k
To other reserves6921€9k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burgstraat 1129000 GentGround area
173 m²
Building footprint
59 m²
Volume, LiDAR
597 m³
Parcel 44815F3223/00F000, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Etcatera
since 20252.376.563.544
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F3223/00F000 | Flanders | 173 m² | 1 · 58 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Eric Van Meenen
BE 0432.707.694
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MDS DIRECT
BE 0462.297.446
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Joseph T'KINT
BE 0427.595.992
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ROBERT.G
BE 0825.792.672
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CLAES FABRIK
BE 0743.694.743
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Of 4,245 companies in sector 47789 we hold annual accounts for 1,020. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2025
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
46499Wholesale of other household goods
74140Other specialised design activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.