etablissements bontet philippe
ActiveSummary
etablissements bontet philippe has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €342k and a net result of €7k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 84% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+2
Solvency100▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.69 in 2024; short-term debt: 20.4% and cash: 13.2% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
1.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
21 d late
2023
21 d early
2022
54 d early
2021
26 d early
2020
40 d early
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€342k▲ 1.8%
2024 · €336k
2018: €439k
2019: €294k
2020: €287k
2021: €283k
2022: €300k
2023: €335k
2024: €336k
2018 → 2025
Total assets
€432k▼ 7.0%
2024 · €464k
2018: €637k
2019: €636k
2020: €501k
2021: €525k
2022: €500k
2023: €544k
2024: €464k
2018 → 2025
Net result
€7k▲ 462%
2024 · €1k
2018: €8k
2019: €33k
2020: €-4k
2021: €-3k
2022: €18k
2023: €37k
2024: €1k
2018 → 2025
Working capital
€117k▲ 39.8%
2024 · €84k
2018: €209k
2019: €72k
2020: €78k
2021: €79k
2022: €87k
2023: €82k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€283k-€300k▲ 5.9%€335k▲ 12.0%€336k▲ 0.1%€342k▲ 1.8%
Operating result€-5k-€15k€47k▲ 208%€2k▼ 96.7%€9k▲ 481%
Net result€-3k-€18k€37k▲ 108%€1k▼ 96.5%€7k▲ 462%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 481% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €432k
Fixed assets
€226k ▼ 12.6%
Current assets
€205k ▲ 0.1%
Equity and liabilities €432k
Equity
€342k ▲ 1.8%
Debt
€90k ▼ 30.0%
Debt's share of the balance-sheet total falls from 27.7% to 20.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2024 · €40k
Cash flow
€46k▲
2024 · €40k
Current ratio
2.33▲
2024 · 1.69
Quick ratio
1.07▲
2024 · 0.93
Debt to equity
0.26▼
2024 · 0.38
ROE
2.1%▲
2024 · 0.4%
ROA
1.7%▲
2024 · 0.3%
Interest coverage
54.50▲
2024 · 25.46
Debt ≤ 1 year
€88k▼
2024 · €121k
Debt > 1 year
€2k▼
2024 · €7k
Income taxes
€6k▲
2024 · €3k
Staff costs
€253k▼
2024 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€464k€432k▼
Fixed assets21/28€259k€226k▼
Tangible fixed assets22/27€258k€226k▼
Land and buildings22€205k€184k▼
Plant, machinery and equipment23€11k€14k▲
Furniture and vehicles24€42k€28k▼
Financial fixed assets28€607€607=
Current assets29/58€205k€205k▲
Stocks and contracts in progress3€92k€111k▲
Stocks30/36€92k€111k▲
Amounts receivable within one year40/41€60k€35k▼
Trade receivables40€49k€26k▼
Other amounts receivable41€11k€9k▼
Cash at bank and in hand54/58€49k€57k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€464k€432k▼
Equity10/15€336k€342k▲
Contributions10/11€25k€25k=
Reserves13€299k€306k▲
Distributable reserves133€299k€306k▲
Profit (loss) carried forward14€1k€1k▲
Investment grants15€11k€10k▼
Amounts payable17/49€128k€90k▼
Amounts payable after more than one year17€7k€2k▼
Financial debts170/4€7k€2k▼
Amounts payable within one year42/48€121k€88k▼
Current portion of amounts payable after more than one year42€25k€5k▼
Trade debts44€21k€7k▼
Suppliers440/4€21k€7k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€16k€16k▲
Taxes450/3€14k€8k▼
Remuneration and social security454/9€2k€8k▲
Other amounts payable47/48€59k€59k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€264k€253k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€38k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-510▼
Other operating charges640/8€5k€7k▲
Gross operating margin9900€309k€306k▼
Operating profit (loss)9901€2k€9k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€2k€870▼
Recurring financial charges65€2k€870▼
Profit (loss) for the period before taxes9903€4k€13k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€1k€7k▲
Profit (loss) for the period to be appropriated9905€1k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€9k▲
Profit (loss) brought forward from the previous period14P€22€1k▲
Transfer to equity691/2€0€7k▲
To other reserves6921€0€7k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €37k ▲108%
Operating result €47k, net result €37k, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-4k ▼113%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée de la Marbrite 57090 Braine-le-ComteGround area
3,019 m²
Building footprint
576 m²
Volume, LiDAR
935 m³
2 parcels, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ETABLISSEMENTS BONTET PHILIPPE
since 20082.169.396.288
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25108B0128/00V000 | Wallonia | 1,967 m² | 1 · 117 m² | 10.0 m · 3 fl. |
| 55036B0060/00L002 | Wallonia | 1,052 m² | 1 · 458 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ONE-NIGHT-STANDS
BE 0837.135.635
Kuurne · Eq €341,665
MEERSMAN MARC INTERIEURBOUW
BE 0849.656.553
Waasmunster · Eq €341,662
YELBA
BE 0420.108.780
Poperinge · Eq €341,980
DE WIENES
BE 0661.923.347
Bree · Eq €341,598
Schrijnwerkerij Davy Hens
BE 0826.636.869
Beveren-Kruibeke-Zwijndrecht · Eq €341,518
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
16230Manufacture of other builders' carpentry and joinery
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
46832Wholesale of timber
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.