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Etablissement Pascal De Saedeleir

Active
Public limited companyfounded 1940active for 85 yearsFabrieksstraat 18, 9280 Lebbeke, BelgiumKBO/BCE: BE 0400.288.712
Summary

Etablissement Pascal De Saedeleir has been active since 1940 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.7m and a net result of -€314,677. Equity has been growing by about 9.8% per year since 2018. Its solvency ranks better than 95% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-12-1940 Normal situation
Activity
Buying and selling of own real estate NACE 68110
Joint committees
142.01 Paritair Subcomité voor de terugwinning van metalen
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2021
Establishment unit
2.005.765.109 9280 Lebbeke, since 01-12-1940
Financial year end
31 December
Peppol
Reachable since 28-07-2024

Board and ownership

Board
  • Verbeiren FrançoisDirector · since 23-11-2020

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€28,343
▼ 35.3%
Turnover
≈ €78,000
estimated
Loss
€314,677
▼ 29.9%
Equity
€4.7m
▼ 6.3%
Total assets
€4.7m
▼ 6.3%
Score breakdownraises riskLiquidity: current ratio 15.87, cash €4,760, halvedLoss of €314,677, the second in a row (financial year 2025)lowers riskSize: total assets €4.7mFounded in 1940Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 44% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 100=
equity 99.4% of total assets
Liquidity 50-1
short-term debt 0.5% · cash 0.1%
Profitability 10+2
return on assets -6.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 0.1% 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.1%▲ +0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €430,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.87 (19.64 in 2024), above the usual 1.5. Short-term debt is 0.5% and cash 0.1% of total assets. 0.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 92% of them on solvency, 56% on liquidity, 4% on profitability and 26% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 15.87, cash €4,760, halved
NBB · annual accounts
lowers risk · Size: total assets €4.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1940
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €314,677, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€314,677
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
72 days early
2023
58 days early
2022
38 days early
2021
45 days early
2020
33 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 46 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€314,677 View
  • Caution: Lower net result than 95% of companies in real estatesector median €9,999 · 11,252 companies -€314,677 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: Result rose in 2025from -€449,199 to -€314,677 ▲ 29.9% View

Comparable companies

These companies have the same main activity as Etablissement Pascal De Saedeleir: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €2.6m and €6.6m, founded between 1936 and 1974.

CompanyTotal assetsGross margin
Etablissement Pascal De Saedeleir Lebbeke€4.7m€0.03m
ZIERENBOS Schoten€6.6m€0.07m
MARINZEE Antwerpen€2.9m€0.07m
CEL IMMO Gent€4.8m€0.07m
Roelandt Immo Lochristi€2.6m€0.02m
UVO Antwerpen€3.6m€0.1m
Ward Peer€4.4m€0.01m
Full comparison

Key facts about Etablissement Pascal De Saedeleir

What is the company number of Etablissement Pascal De Saedeleir?
The company number of Etablissement Pascal De Saedeleir is 0400.288.712. The VAT number is the same number with BE in front: BE 0400.288.712.
Where is Etablissement Pascal De Saedeleir based?
The registered office is at Fabrieksstraat 18, 9280 Lebbeke.Company details
What does Etablissement Pascal De Saedeleir do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of Etablissement Pascal De Saedeleir?
The legal form of Etablissement Pascal De Saedeleir is Public limited company (NV).
When was Etablissement Pascal De Saedeleir founded?
Etablissement Pascal De Saedeleir was founded on 30-12-1940.
Is Etablissement Pascal De Saedeleir still active?
Yes, Etablissement Pascal De Saedeleir is an active enterprise in the KBO register.
Which joint committee does Etablissement Pascal De Saedeleir fall under?
In its 2021 annual accounts, Etablissement Pascal De Saedeleir states joint committees 142.01 (Paritair Subcomité voor de terugwinning van metalen) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Etablissement Pascal De Saedeleir?
The turnover in financial year 2025 is ≈ €78,000. This figure is estimated from the gross margin of €28,343 and 32 comparable companies (NACE 681). It probably lies between €43,000 and €160,000. In financial year 2021 turnover was €40,462.Financials
Is Etablissement Pascal De Saedeleir profitable?
In financial year 2025, Etablissement Pascal De Saedeleir made a loss of €314,677.
Where can I find the annual accounts of Etablissement Pascal De Saedeleir?
Etablissement Pascal De Saedeleir filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Etablissement Pascal De Saedeleir due?
Etablissement Pascal De Saedeleir must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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