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UVO

Active
Public limited companyfounded 1936active for 90 yearsJordaenskaai 25, 2000 Antwerpen, Belgium29 active companies are registered at this addressKBO/BCE: BE 0404.803.467
Summary

UVO has been active since 1936 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.0m and a net result of €41,281. Equity is growing by about 3.4% per year across the filed financial years. Its solvency ranks better than 87% of 9,639 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Buying and selling of own real estate
NACE 68110
10th oldest company in Antwerp, Real estate sector1 site
Size
€3.6mtotal assets 2024
Equity
€3.0m
Profit
€41,281
Turnover not published (abbreviated format)
Financial health
57 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Largest shareholder
ANVERSVILLE · 50%
Holdings
1
Accounts 76 days overdue0 of 7 deeds read
Why 57raises riskCapped at 59: a confirmed filing findingLiquidity: current ratio 1.05, cash €49,944Figures for financial year 2024 (filed 12-09-2025)1 financial year not filed after the legal deadline; latest accounts 43 days late; 2 of the last 3 latelowers riskSize: total assets €3.6mShow the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 70% of its sector peers (NACE 68, small)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 83.5% of total assets
Liquidity 51-1
short-term debt 10.8% · cash 1.4%
Profitability 70-14
return on assets 1.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,972 companies, NACE 68, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €170,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.05, compared with 0.84 in 2023, below the usual 1.5; short-term debt: 10.8% and cash: 1.4% of total assets), and 16.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 92% on solvency, 66% on liquidity, 72% on profitability and 51% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.05, cash €49,944
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 12-09-2025)
NBB · annual accounts
lowers risk · Size: total assets €3.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 43 days late; 2 of the last 3 late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
43 days late
2023
30 days late
2022
31 days late
2021
59 days late
2020
26 days late
2019
38 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 38 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Weakest financial yearnet €41,281 ▼90.1%
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Caution: Result fell in 2024from €416,115 to €41,281 ▼ 90.1% View
  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Positive: Among the best 14% on solvencysector median 30.9% · 9,639 companies 83.5% View
  • Active since 1936founded 03-02-1936 90 years View
  • Positive: 7 profitable years in a rowprofit 2024: €41,281 7 years View

By topic

Financials

Financial year
2024
Total assets
€3.6m
Profit
€41,281
Solvency
83.5%
Total assets▲ 5.4%
Net result
20182024
Go to Financials

Timeline

Events
51
Since
1978
  1. 31-12-2023Highest result from 2018 to 2024
  2. 31-08-2023Annual accounts filed
  3. 28-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
03-02-1936
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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