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ESTOR

Active
Private limited companyfounded 20187 years activeBrusselsesteenweg 13, 1500 Halle, BelgiumKBO/BCE: BE 0707.919.856
Summary

ESTOR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393,772 and a net result of €65,319. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 11,011 sector peers (NACE 68, fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€1.6mtotal assets 2025
Equity
€393,772
Profit
€65,319
Turnover not published (abridged schema)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 2 days late0 of 2 deeds read
Why 71- Liquidity: current ratio 0.52- Founded in 2018+ Sector Real estate activities (NACE 68)+ Size: total assets €1.6mShow the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 70% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 49-4
equity 24.2% of total assets
Liquidity 97+40
short-term debt 12.3%
Profitability 74-1
return on assets 4.0%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.2 percentage points vs 04-2026 06-2026: 0.6%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.52 against 1.36 in 2024; short-term debt: 12.3% of total assets), and 75.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 44% on solvency, 95% on liquidity, 67% on profitability and 75% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.52
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €1.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2018
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-05-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filings
Deviation from the deadline
2025
2 days late
2024
23 days early
2023
23 days early
2022
21 days early
2021
24 days early
2020
34 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 8 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €65,319 7 years View
  • Total assets 20256 fiscal years filed €1.6m View
  • Active since 2018founded 08-10-2018 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€65,319
Solvency
24.2%
Total assets▲ 40.1%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 30-04-2027
  1. 30-09-2023Liquidity doubles
  2. 09-04-2023Annual accounts filed
  3. 30-09-2022Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
08-10-2018
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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