ESTIA IMMO

Active

Private limited companyfounded 2020active for 6 yearsIjzerplein 8, 1000 Brussel, Belgium45 active companies are registered at this addressKBO/BCE: BE 0742.920.030

Summary

The computed 12-month bankruptcy probability of ESTIA IMMO is 2.3% (moderate). The 2026 annual accounts show equity of €319,717 and a net result of €287,522. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 284 sector peers (NACE 46, financial year 2026). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ESTIA IMMOActiveChecked score 55/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46360

1 site

Size

€369,124total assets 2026

Equity: €319,717
Profit: €287,522

Turnover not published (abbreviated or micro format)

Financial health

55 Fair Checked score 2026

Bankruptcy probabilitywithin 12 months: 2.3%

Structure

Aarab AbdelhakimDirector
EL MOUDEN OmarDirector

2026 accounts 104 days early5 of 8 deeds summarised

Why 55raises risk3 changes of registered office in 24 monthsFounded in 20201 of the last 3 latelowers riskLiquidity: current ratio 7.25, cash €97,100Show the evidence

Checked score

Score 2026

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 77% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Strong

Solvency 100=

equity 86.6% of total assets

Liquidity 81=

short-term debt 13.4% · cash 26.3%

Profitability 100=

return on assets 77.9%

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)

Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.6%▲ +0.1 percentage points vs 12-2024 02-2025: 2.1%▲ +0.5 percentage points vs 01-2025 03-2025: 1.2%▼ -0.9 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.1%▼ -0.1 percentage points vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025lowest value 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 3.7%▲ +2.5 percentage points vs 12-2025 02-2026: 4.9%▲ +1.2 percentage points vs 01-2026 03-2026: 6.0%▲ +1.1 percentage points vs 02-2026 04-2026: 9.1%▲ +3.1 percentage points vs 03-2026 05-2026: 9.2%▲ +0.1 percentage points vs 04-2026 06-2026: 10.1%▲ +0.9 percentage points vs 05-2026 07-2026: 11.1%▲ +1.0 percentage point vs 06-2026highest value 08-2026: 11.1%● unchanged vs 07-2026highest value 09-2026: 3.2%▼ -7.9 percentage points vs 08-2026 10-2026: 2.3%▼ -0.9 percentage points vs 09-2026

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity ample (current ratio 7.25, compared with 7.25 in 2025, above the usual 1.5; short-term debt: 13.4% and cash: 26.3% of total assets), and 13.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 83% on liquidity, 95% on profitability and 40% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

3 changes of registered office in 24 months

Belgian Official Gazette

Liquidity: current ratio 7.25, cash €97,100

NBB · annual accounts

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 of the last 3 late

NBB · filings

Growing equity

Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.

NBB · annual accounts 2026

Equity per financial year

212223242526

2021 to 2026 · latest year €319,717

Latest accounts filed on time

The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 19-10-2026, 104 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2026

104 days early

2025

186 days late

2024

3 days late

2023

16 days early

2022

26 days late

2021

44 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 23 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 3 February (4 of the last 5 filed years within 107 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today30-06-2027 year end31-01-2028 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

19-10-2026 Annual accounts filedfinancial year 2026 · abbreviated…
05-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-07-2026 Resignation: El mouden Omar toaqeer (director)Appointment: Aarab Abdelhakim (director) ·…

Key points

Positive: Among the best 10% on solvencysector median 41.8% · 284 companies 86.6% View
Board changedlatest change 03-01-2026 · 2 in office 1 joined · 1 left View
Total assets 20266 financial years filed €369,124 View

By topic

Financials

Financial year: 2026
Total assets: €369,124
Profit: €287,522
Solvency: 86.6%

Total assets=

Net result

20212026

Go to Financials

Board & ownership

Board: 2 members

Aarab AbdelhakimDirector
EL MOUDEN OmarDirector

Go to Board & ownership

Timeline

Events: 13
Since: 2022
Next accounts: by 31-01-2028

11-12-2025Registered office · Capital & shares
30-06-2025Liquidity more than 7 times
30-06-2025Equity above €200,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale tradeNACE 46360
Founded: 04-02-2020
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 27

Who signs: Each director alone
Annual meeting: Last Friday of December at 20:00
Purpose: “Les activités liées directement ou indirectement à l'HORECA, telles que restaurants…” (deed in French)

Go to Articles of association

Key facts about ESTIA IMMO

What is the company number of ESTIA IMMO?: 0742.920.030. In Belgium the VAT number is the company number with BE in front: BE 0742.920.030.
Where is ESTIA IMMO based?: The registered office is at Ijzerplein 8, 1000 Brussel.Company details
What does ESTIA IMMO do?: According to the KBO register, the main activity is wholesale trade (NACE 46360).
What is the legal form of ESTIA IMMO?: Private limited company (BV).
When was ESTIA IMMO founded?: On 04-02-2020.
Is ESTIA IMMO still active?: Yes, ESTIA IMMO is an active enterprise in the KBO register.
What is the turnover of ESTIA IMMO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ESTIA IMMO profitable?: In financial year 2026, ESTIA IMMO made a profit of €287,522.
Where can I find the annual accounts of ESTIA IMMO?: ESTIA IMMO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of ESTIA IMMO due?: By 31-01-2028, for financial year 2027.Timeline