PERAM
ActiveThe computed 12-month bankruptcy probability of PERAM is 3.8% (moderate). The 2024 annual accounts show equity of €252k and a net result of €177k. Equity is growing by ~150.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 2090 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+4
Solvency69▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.48 in 2023; short-term debt: 55.9% and cash: 17.1% of total assets), but 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
28 d early
2022
53 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€252k▲ 234%
2023 · €75k
2022: €24k
2023: €75k
2022 → 2024
Total assets
€571k▲ 148%
2023 · €230k
2022: €26k
2023: €230k
2022 → 2024
Net result
€177k▲ 246%
2023 · €51k
2022: €-6k
2023: €51k
2022 → 2024
Working capital
€252k▲ 235%
2023 · €75k
2022: €24k
2023: €75k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€24k-€75k▲ 209%€252k▲ 234%
Operating result€-5k-€74k€258k▲ 249%
Net result€-6k-€51k€177k▲ 246%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 249% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €571k
Equity
€252k▲ 234%
Debt
€319k▲ 106%
The debt ratio falls from 67.3% to 55.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€258k▲
2023 · €74k
Cash flow
€177k▲
2023 · €52k
Solvency
44.1%▲
2023 · 32.7%
Current ratio
1.79▲
2023 · 1.48
Quick ratio
1.79▲
2023 · 1.48
Debt / equity
1.27▼
2023 · 2.06
ROE
70.1%▲
2023 · 67.6%
ROA
30.9%▲
2023 · 22.1%
Interest coverage
970.92▲
2023 · 202.95
Debt
€319k▲
2023 · €155k
Debt ≤ 1 year
€319k▲
2023 · €155k
Income taxes
€81k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€230k€571k▲
Formation expenses20€237-
Current assets29/58€230k€571k▲
Amounts receivable within one year40/41€162k€473k▲
Trade receivables40€154k€464k▲
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€68k€98k▲
Equity and liabilities
Total equity and liabilities10/49€230k€571k▲
Equity10/15€75k€252k▲
Contributions10/11€30k€30k=
Reserves13€45k€222k▲
Distributable reserves133€45k€222k▲
Amounts payable17/49€155k€319k▲
Amounts payable within one year42/48€155k€319k▲
Trade debts44€131k€235k▲
Suppliers440/4€131k€235k▲
Taxes, remuneration and social security45€23k€82k▲
Taxes450/3€23k€82k▲
Other amounts payable47/48€1k€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€542€237▼
Other operating charges640/8€675€617▼
Gross operating margin9900€75k€259k▲
Operating profit (loss)9901€74k€258k▲
Financial charges65/66B€367€266▼
Recurring financial charges65€367€266▼
Profit (loss) for the period before taxes9903€74k€258k▲
Income taxes67/77€23k€81k▲
Profit (loss) for the period9904€51k€177k▲
Profit (loss) for the period to be appropriated9905€51k€177k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€177k▲
Profit (loss) brought forward from the previous period14P€-6k-
Transfer to equity691/2€45k€177k▲
To other reserves6921€45k€177k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €177k ▲246%
Operating result €258k, net result €177k, both a record.
31-12
Financial
Equity above €200kEq €252k ▲234%
2 profitable years in a row build equity to €252k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoon van Osslaan 1/231120 BrusselGround area
2,942 m²
Building footprint
1,432 m²
Volume, LiDAR
8,510 m³
Parcel 21819A0121/00S000, Brussels · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PERAM
since 20222.335.117.523
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819A0121/00S000 | Brussels | 2,942 m² | 1 · 1,432 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.335.117.523
Similar companies · same sector, comparable size
V & D FOODS
BE 0473.900.131
Geel · Eq €210k
PASTA COTTA
BE 0417.555.009
Manage · Eq €315k
L'ARTISANE FOOD
BE 0452.251.909
Courcelles · Eq €468k
PIZZAMOBIEL
BE 0472.758.895
Eeklo · Eq €569k
CULTURE EVOLUTION
BE 0478.243.256
Mons · Eq €79k
Of 63 companies in sector 10730 we hold annual accounts for 39. 15 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2022
Fiscal year end31-12
Activities, NACEBEL
10730Manufacture of food products
46360Wholesale trade
10820Manufacture of cocoa, chocolate and sugar confectionery
46319Wholesale of fruit and vegetables, excluding potatoes
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.