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Complete company report
Generated 19-07-2026
Active BE 0802.998.365Private limited company

ESTIA CONCEPT

Hogebrug 16 ·9280 Lebbeke, Belgium· 3 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of ESTIA CONCEPT is 2.4% (moderate). The 2024 annual accounts show equity of €94k and a net result of €63k. Its solvency ranks better than 83% of 3814 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €94k
Net result €63k
Staff (FTE) 0.6
Better than sector 83%
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60k€80kOperating result 2023: €35k€35kNet result 2023: €26k€26kOperating result 2024: €79k€79kNet result 2024: €63k€63k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 69.4% 39.4%
better than 83% of 3814 sector peers
Net result €63k €10k
better than 92% of 3811 sector peers
Equity €94k €29k
better than 85% of 3819 sector peers
Gross operating margin €113k €26k
better than 89% of 3809 sector peers
Staff costs €32k €15k
higher than 61% of 1119 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€79k
- +104% vs sector
Net profit
€63k
+141.0% far above sector median
Cash flow
€63k
- +142% vs sector
Total assets
€136k
+173.9% -69% vs sector
Equity
€94k
+202.4% -35% vs sector
Working capital
€93k
+196.9% -23% vs sector
Employees (FTE)
1
- -77% vs sector
Staff costs
€32k
- -79% vs sector
Income taxes
€16k
+92.7% +244% vs sector
Debt
€42k
+125.7% -86% vs sector
Debt ≤ 1y
€42k
+125.7% -81% vs sector
Current ratio
3.22
+19.8% +82% vs sector
Quick ratio
3.22
+19.8% +83% vs sector
Solvency
69.4%
+10.4% +102% vs sector
Debt / equity
0.44
-25.4% -77% vs sector
ROE
66.9%
-20.3% far above sector median
ROA
46.4%
-12.0% far above sector median
Interest coverage
205.93
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€79k
Net profit€63k
Cash flow€63k
Staff costs€32k
Income taxes€16k
Dividends-
Total assets€136k
Equity€94k
Debt€42k
of which ≤ 1y€42k
of which > 1y-
Working capital€93k
Employees (FTE)0.6
Ratios (computed)
2024
Current ratio3.22
Quick ratio3.22
Working capital ratio68.1%
Solvency69.4%
Debt / equity0.44
Long-term debt ratio-
Interest coverage205.93
Gross margin-
Net margin-
ROA46.4%
ROE66.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€136k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€134k
Amounts receivable within one year 40/41€120k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€136k
Equity 10/15€94k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€89k
Amounts payable 17/49€42k
Amounts payable within one year 42/48€42k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€113k
Operating result 9901€79k
Financial income 75€478
Financial charges 65€384
Result before taxes 9903€79k
Income taxes 67/77€16k
Net result for the period 9904€63k
Result to be appropriated 9905€63k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation21-06-2023
StatusActive
Postal code9280
Establishment units 1 location
ESTIA CONCEPT
Hogebrug 16, 9280 LebbekeProjectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken
since 20232.348.542.323
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42005B0306/00V000 Flanders 377 m² 1 · 78 m² 6.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
08-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
17-06-2024
State Gazette act Registered-office change
Belgisch Staatsblad, acts 1 acts
Address history · 1
17-06-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
17-06-2024 Registered office moved within Lebbeke Registered-office change
  • Stationsstraat 13, 9280 Lebbeke → 9280 Lebbeke, Hogebrug 16
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "9280 Lebbeke, Hogebrug 16",
        "city": "Lebbeke",
        "region": "vlaams_gewest",
        "street": "Hogebrug",
        "country": "BE",
        "postcode": "9280",
        "box_number": null,
        "street_number": "16",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Stationsstraat 13, 9280 Lebbeke",
        "city": "Lebbeke",
        "region": "vlaams_gewest",
        "street": "Stationsstraat",
        "country": "BE",
        "postcode": "9280",
        "box_number": null,
        "street_number": "13",
        "locality_suffix": null
      },
      "effective_date": "2024-01-16",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-17",
    "filing_date": "2024-06-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-01-16",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0802.998.365",
    "name_full": "ESTIA CONCEPT",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Van Der Steen Yana",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Installatie van isolatie43230Isolatiewerkzaamheden43291
Primary activity highlighted.
Names & trade names
Legal nameNL ESTIA CONCEPT
Registered office
Hogebrug 16
9280 Lebbeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative