Essoral
ActiveEssoral has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €331k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency14▼-86
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 8.43 in 2024), and 95.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
82.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31545 sector peers (2025).
NBB · sector comparisonPosition among 31545 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
9 d early
2023
1 d early
2022
218 d late
2021
24 d late
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 95.1%
2024 · €377k
2019: €313k
2020: €490k
2021: €233k
2022: €286k
2023: €536k
2024: €377k
2019 → 2025
Total assets
€403k▼ 5.0%
2024 · €424k
2019: €388k
2020: €587k
2021: €278k
2022: €302k
2023: €574k
2024: €424k
2019 → 2025
Net result
€331k▲ 13.5%
2024 · €292k
2019: €182k
2020: €177k
2021: €242k
2022: €252k
2023: €250k
2024: €292k
2019 → 2025
Working capital
€-3k
2024 · €348k
2019: €288k
2020: €465k
2021: €216k
2022: €269k
2023: €523k
2024: €348k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€286k▲ 22.5%€536k▲ 87.5%€377k▼ 29.6%€19k▼ 95.1%
Operating result€324k-€336k▲ 3.6%€331k▼ 1.6%€387k▲ 16.9%€436k▲ 12.6%
Net result€242k-€252k▲ 4.2%€250k▼ 0.9%€292k▲ 16.5%€331k▲ 13.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €403k
Fixed assets
€22k▼ 26.8%
Current assets
€381k▼ 3.3%
Equity and liabilities €403k
Equity
€19k▼ 95.1%
Debt
€384k▲ 722%
The debt ratio rises from 11.0% to 95.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€444k▲
2024 · €392k
Cash flow
€339k▲
2024 · €297k
Solvency
4.6%▼
2024 · 89.0%
Current ratio
0.99▼
2024 · 8.43
Quick ratio
0.99▼
2024 · 8.43
Debt / equity
20.67▲
2024 · 0.12
ROA
82.1%▲
2024 · 68.7%
Interest coverage
2165.38▲
2024 · 1443.46
Debt
€384k▲
2024 · €47k
Debt ≤ 1 year
€384k▲
2024 · €47k
Income taxes
€107k▲
2024 · €98k
A ratio outside any meaningful range has been withheld (balance sheet total €403k, equity €19k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€424k€403k▼
Fixed assets21/28€30k€22k▼
Tangible fixed assets22/27€30k€22k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€27k€20k▼
Current assets29/58€394k€381k▼
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Amounts receivable within one year40/41€7k€121k▲
Trade receivables40€417€121k▲
Other amounts receivable41€6k€0▼
Cash at bank and in hand54/58€387k€259k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€424k€403k▼
Equity10/15€377k€19k▼
Contributions10/11€19k€19k=
Reserves13€359k€0▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€359k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€47k€384k▲
Amounts payable within one year42/48€47k€384k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€44k€90k▲
Taxes450/3€44k€90k▲
Other amounts payable47/48-€292k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€394k€445k▲
Operating profit (loss)9901€387k€436k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€271€205▼
Recurring financial charges65€271€205▼
Profit (loss) for the period before taxes9903€390k€438k▲
Income taxes67/77€98k€107k▲
Profit (loss) for the period9904€292k€331k▲
Profit (loss) for the period to be appropriated9905€292k€331k▲
Appropriation of the result
Profit (loss) to be appropriated9906€292k€331k▲
Transfer from equity791/2€450k€359k▼
Transfer to equity691/2€292k€0▼
To other reserves6921€292k€0▼
Profit to be distributed694/7€450k€690k▲
Return on contributions (dividend)694€450k€688k▲
Directors or managers695-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €331k ▲13.5%
Operating result €436k, net result €331k, both a record.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 218 days late
30-06
Financial
Equity above €500kEq €536k ▲87.5%
5 profitable years in a row build equity to €536k.
2022
30-06
Financial
Liquidity triplescurrent ratio 18.31
Current ratio from 6.23 to 18.31; short-term debt falls from €41k to €16k.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
Financial
Weakest financial yearnet €177k ▼2.5%
Net result drops to €177k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-11
State Gazette act
General meeting · Board meeting
Statutes amendment · Corporate purpose · Kim Lagae
20-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertoginstraat 982300 TurnhoutGround area
616 m²
Building footprint
104 m²
Volume, LiDAR
746 m³
Parcel 13454P0333/00E000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Essoral
since 20162.257.482.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454P0333/00E000 | Flanders | 616 m² | 1 · 103 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 29,702 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2016
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.